Ko Vateresi Vaviri Vanokwanisa Kutaura Izvozvowo Zvinotsigira Here?

Kutsemura kubhadhara mitero yevatsigiri pakati pevateresi vaviri

Nzira iyo mitemo yemitero yakanyorwa, munhu mumwe bedzi anogona kutora munhu anovimba nemutero wavo wekudzokera. Zvisinei, vabereki vaviri vanogona kukwanisa kutora mitero inosanganiswa nevana, kana vabereki vavo vachibvumirana.

Kazhinji, mubereki wekuchengetedza chete ndiye akakodzera kubvunza izvi zvinotevera mapato ekuputsa:

• uyo anozvidzivirira oga oga
• musoro wekuisa mamiriro ezvinhu epamba (kana zvichibvira)
• mwana uye anovimba nekutarisira mutero wechikwereti

• mwana wemutero wechikwereti uye mari yakawedzera yemutero wechikwereti
• akawana chikwereti chemutero, uye
• kuregererwa kwevanhu vanovimba nehutano

Zvisinei, mubereki anochengetedza anogona kukanganisa kodzero yake yekuzvitsvakira munhu anotarirwa achida mubereki asina kuchengetedza. Mubereki asina kuchengetedza aizotanga kuda:

• kusunungurwa komunhu oga,
• mwana wemutero chikwere uye mwana wechikwereti mutero chikwereti, uye
• dzidzo nemari yekudhara kana zvikwereti zvemitero yezvedzidzo

Kunyange mushure mokunge musunungura kudai kune munhu anovimba naye, mubereki wokuchengetedza anenge achiri kukodzera kubvunza zvinotevera zvinoenderana nemitero yevana:

• musoro wekuisa mamiriro ezvinhu emhuri
• mwana uye anovimba nekutarisira mutero wechikwereti
• akawana mari yechikwereti, uye
• kuregererwa kwevanhu vanovimba nehutano

Nzira Yokuparadzanisa Mitero Yevabereki Imwana

Kuti zviparadzanise mitero inobhadharwa yakabatana kune anovimba, zvinotevera zvinotevera zvinofanira kusangana:

1. Vabereki vakarambana, kana kuparadzana pamutemo, kana kurarama vari voga panguva dzose mumwedzi mitanhatu yekupedzisira yegore;

1. Vabereki vakapa chikamu chemakumi mashanu ekutsigirwa kwemari yemwana anotarirwa;
2. Mwana wacho ari mucheche wevabereki kana vaviri vari vaviri mugore; and
3. Muregerero wemubereki anosunungura kodzero yake yekudaidza munhu anotendesa achishandisa Fomu 8332 kana imwe nyanzvi yakafanana.

Muregereri mubereki anokurudzirwa zvikuru kuti aite Fomu 8332 kuti asunungure kuda kwake kumubhadhara wemunhu.

Mamwe mapepa akadai sekuraira mitemo, kuparadzaniswa kwezvibvumirano, uye zvibvumirano zvekuchengetwa kwemwana zvisingagoni kupa mhando imwechete yezvakadzama seFomu 8332. Zvinokurudzirwa kugara uchigadzirira Fomu 8332 apo vabereki vanobvumirana pakuparadzanisa mutero wekunamata kune mumwe munhu anovimba.

Fomu 8332 inofanira kupiwa kumubereki asina kuchengetedza, uyo achazobatanidza iyi fomu kumutero wayo wekudzokera. Muregereri mubereki anofanirwa kuchengeta makopi emufomu zvakare.

Kuzvitsvaga Mitsva Inobhadhara Mitero Yepamusoro

Chero mubereki ari kureva mwana semunhu anozvidzivirira anogona kukwanisa kubhadhara mitero yekoroji nedzimwe dzidzo yepamushure-secondary. Iyi mitambo yemitero inosanganisira dzidzo uye mari yekudhara , Hope tariro, American Opportunity credit, uye Lifetime Learning chikwereti. Zvisinei, izvi zvakabviswa mutero uye zvikwereti hazviwanikwi kune vanhu vane huwandu hwekutsvaga huro hwekuroorana huchinyatsosiyana . Uyezve, kubviswa uku uye zvikwereti zviri pasi pekuwana mari-zvishoma. Kana pasina wevabereki vanogona kutora mitero iyi, vanogona kuda kureva kuti mwana wavo seanomiririra, nokudaro achibvumira mwana kuti ataure izvi zvikwereti zvemitero.

Kuchenjerera apo kuparadzanisa mitero yekutengesa mitero yevana

Vateresi vaviri haafaniri kuedza kutora zvakafanana.

Izvi zvichaita kuti kuve nekutsvaga kwekutsvaga kweIrS kwekutengesa kwemitero yese inosvika

Icho chisina kukodzera mubereki anofanira kugara achibatanidza Fomu 8332 kumutero wayo wekubhadhara kuti ataure kubhadhara mitero ine chokuita nemwana. I IRS ine utsinye pakuramba kune vanovimba uye zvimwe zvikwereti zvemitambo zvine chokuita nevana apo iyo fomu isipo.

Vabereki vanozvidzivirira vanogona kudzorera kusunungura kwavo. Vabereki vasiri vabereki vanofanira kunyatsoongorora gore negore kana vachigona kutora munhu anovimba naye.

Uku kugovana kwemitero inobhadhara mitero inowanikwa nevana chete inowanika kune vateresi ivo vabereki vemwana. Kusvetwa kwevanhu vanovimba nemitero inowanikwa hakuwaniki kune dzimwe nhengo dzemhuri.

Ndivanaani vanonzi Custodial and Noncustodial Parents?

Muregereri mubereki ndiye munhu akakodzera kutora munhu anovimba naye. Kazhinji, uyu ndiye mubereki uyo mwana anorarama kwehafu yegore.

Kana mwana wacho achigara nevabereki vose kwehafu yenguva yegore, ipapo mubereki anochengetedza anotsvaga achishandisa maitiro-breaker kuedza kwevana vanofanirwa .

Icho chisina kukodzera mubereki ndiye mumwe mubereki. Mune mamwe mazwi, mubereki asingakodzeri kubvunza munhu anovimba naye, kunze kwekuti mubereki wechidiki asunungura kodzero yake yekudaidza munhu anovimba naye.