Mazano Okuita Kuti Pfuma Ivakwe Kunakidza
Kuti ikubatsire kunzwisisa zvimwe zvezvinhu zvandinofunga zvakakosha kana zvasvika mukuchengetedza nekugadzirisa mari, ndaisa pamwe nekukurumidza kurongedza nemafungiro angu pamusoro pechikonzero chimwe nechimwe chakakosha.
Ramba Uchifunga. Kuchengetedza uye Kuzvipira Ndiko Kunokosha Asi Ivo Ndivo Vanongoreva Kuguma
Mari yako yekuita uye kuchengetedza ndekupedzisira nzira yekuguma. Kukosha kwepodfolio yako kunogara mukunakidzwa uye kuchengeteka kunopa mhuri yako. Ichi kazhinji chikonzero chikonzero chinowanzoenderana nemafungiro evanhu vanoita zvisina kujeka pazvinosvika pamabasa avo - vanoona muchivande chimwe nechimwe uye chikadzika semutambo kana nzara. Ihwo upenzi; nonsense. Mari inoshandiswa. Hapana chimwe. Hapana chinhu chiduku. Izvo zviripo kukushandira iwe uye kuita chero zvaunoda kuti zviitike muupenyu hwako, zvive zvirikuita kuti uwedzere kugadzikana, kukupa iwe kudzora basa rako, kurarama munzvimbo yaunoda, kupa vana vako nevana vazukuru musoro kutanga muupenyu , kana kukwanisa kutsvaga chido chaunenge usiri kukwanisa kutenga.
Nguva iyo iwe unotanga kuisa pfungwa mberi pakuchengetedza nekuzvipira iwe pachako, iwe unenge uchizoita zvisarudzo zvakaipa uye urege kurasikirwa nezvimwe zviitiko zvinokosha muupenyu. Kune vamwe vanhu, frugality inova rudzi rweurwere; kunamata-kufanana nekunyengedza kunovaita varanda kune zvikwereti uye kubhadhara pamutungamiri wavo pachavo.
Kuchengetedza uye Kuisa Mari Kunowedzera Roti Paunenge Uchitora Zvokudya Treadmill
Pane imwe nhoroondo yakabatana kune chinhu chekupedzisira, sezvaunogonawo kunge wakanyengedzera, iwe haufaniri kuchinja huwandu, usingakwanisi kuzviramba iwe nokusarudza chaunonyatsoda pane zvido zvako zvenguva pfupi. Kuenzanisa ndicho chinhu chikuru. Kuchenjerera nekuzvidzora ndicho chakavanzika. Nenzira imwecheteyo, kudya zviduku zvishoma kana zvakanyanya zvekudya kana kunwa kunogona kukonzera kushungurudzika nekufa mumuviri, saizvozvowo zvinogona kukonzera kana kuparadza mari mumweya.
Iwe zvichida unoziva zvandinoreva. Iwe unoona vanhu vane nguva dzose vane kadhi rechikwereti chikwereti ; avo vanogara vachida motokari itsva kunyange kana vasingakwanisi kutenga. Vanoenda kuburikidza nehupenyu vachiita mararamiro akanaka asi havakwanisi kupedza mapeni maviri pamwe chete kunze kwekuti vari kuvimbisa kutengesa maawa anouya ehupenyu hwavo (izvo ndizvo zvinoitika kana vanhu vazhinji vachikwereta mari - iwe uri kubvuma kubvuma kusiya kwemazuva 27375 iwe wakapiwa kana uri munhu akakwana zvakakwana uye unofarira, mumatambudziko akawanda). Kuwedzera kuzvidza kukuvadza, vanhu ava havambofungi nezvemari yeupenyu kana hupfumi hwehuwandu. Vaigona kurarama zviri nani kwazvo kupfuura ivo vanoita kana vakangova vakangwara pamusoro payo asi kushushikana kunokanganisa tariro ipi yeiyo.
Kana iyi inzvimbo yamunotamburira nayo, ini ndiri mufambi wehutano hwepfungwa dzehutano hunonzi "gamification". Nokubudirira, iwe unotora mitemo, mubayiro, uye magetsi emutambo wemavhidhiyo, mutambo webhodhi, kana mumwe mutambo uye uri kushandisa kuhupfumi hwako pachako. Iwe unozviita kuva chinetso chako pachako kuti uwane nzira dzekutora mari zvinokonzerwa nemari ye $ 100 pamwedzi uye uchitungamirire iyo mukuchengetedza, pane kudaro, uchifamba kumba pane kutora bhazi kana kutsika uchiraira girazi reii nechingwa, uchikumbira mvura, panzvimbo. Inova mubayiro wayo pachayo. Pane zvakawanda zvefoni, mapurogiramu mapurogiramu, uye mapurogiramu epurogiramu mazuva ano anogona kukuitira iwe, kunyange kukubvumira kuti uite mavatars anowirirana-mberi pamatambo makuru akatangira.
Zvakakosha. Iwe unofanirwa kuziva izvi kana une tariro yekufarira upenyu. Iwe haungambofi wakawana rusununguko rwemari kusvikira wava kubvisa treadmill.
Kana ukangopinda muitiro wekukwereta mari yemangwana kuti ubhadhara mari yemazuva ano, iwe uchatanga kuvenga mari pamwe pamwe nebasa rako kana basa rako. Panzvimbo pokuiona semugove wematarenda ako, zvipo, uye vavariro, inova mitezo yemabasa asingagumi unofanirwa kupedzisa kana iwe unotarisira kupedza kunyange pamagumo emwedzi mumwe nomumwe.
Kuchengetedza uye Kuzvipira Mari Inowanikwa Roti Zvishoma Kana Ukagadzira Auto-Kubhadhara kubva kuKutarisa Kwako kana Aunti Yokuchengetedza
Makambani akawanda ekutengeserana anokubvumira kuti uise mari yako nguva dzose nekushandisa zvemagetsi kuendesa mari kubva kuongororo yako kana kuchengetedza kero yevhiki, mwedzi kana kwekota. Iyo inzira inobatsira yekutanga kuponesa nokuti iwe hausi kuona kana kukanganisa mari sezvo inoshandiswa zvakananga muakaunti yako yekutengeserana . Panyaya imwecheteyo, kana waunoshandira akakupa sarudzo yekutsvaga mari yako, iwe unogona kuongorora kubatana.
Dzidzisa Pfungwa Dzako. Zvimwe Zvaunoziva, Zvakanyanya Kufadza Unowana Nekuchengetedza uye Kuzvipira Nokuti Unoziva Iwe Uri Kuzvitengera Rusununguko
Kune mazana ehupfumi hwemari, kushandiswa kwemari, mari yezvemari, mabhizinesi, mabhizinesi, uye mabhuku ekutungamirira munyika. Maawa mashomanana ekuverengwa zvakanyatsorongwa vhiki imwe neimwe inogona kuva nehutano hwehutano pahomwe yako yepamusoro uye nekupa chimwe chinhu chaunofanira kutaura pamusoro pehama dzako nemhuri. Imwe muenzaniso muduku ndeyekuti zvinonakidza sei kuona nyika kuburikidza ne-lens yekusika pasina mari; yekuenzanisa kubudirira kwako kwegore negore kuburikidza nehuwandu hwekuwana mari, iwe unogadzira mwedzi umwe neimwe gumi nemaviri . Imwe iri kudzidza kuti iwe unogona sei kubhadharwa nekuchinjana nekuvimbisa vamwe vanhu waunotenga nhumbi yaunoda kutenga, pamutengo waunoda kubhadhara. Zvinonzwika kupenga, asi ichokwadi.
Shandisa zivo. Amass wisdom. Iva mudziyo wokudzidza, nguva dzose uwedzere kune arsenal yako yekubatsira, nzira dzinoshanda uye maitiro. Mamwe mashoma mazano akanaka akapararira kwehupenyu hwose, achinyatsogadziriswa, anogona kureva musiyano wose.
Kuchengetedza uye Kuwana Mari Zviri nyore Kana Uchizvipa Mubayiro kubva Penguva Nenguva
Kugururudza makononi uye kuderedza kushandiswa kwemhuri hakurevi kuti unofanirwa kurarama hupenyu hwomunhu akaipa. Kana uchinge wasimbisa chinangwa chako chekutsvaga mari, zvipe iwe pachako nekusvika pane chimwe chinhu chinokosha. Zvichida tora zororo kana iwe ukayambuka $ 100,000 yako yokutanga mukuchengetedza. Zvichida zvibvumira kutenga ganda rekudzimba paunenge uchibhadhara chikwereti chako wose uye uve nechikwata chakasimba chemari; nzvimbo iyo iwe, vana vako, nevana vevana vako ichapedza mazamu. Kuenzanisa nzira yekuwana mubairo nechinangwa chinokuita kuti usvike, kuzviramba iwe pachako zvakakwana kuti urege kunetseka uye kuzadzikisa zvechokwadi munhu wega, kukunda mupfungwa, zvinogona kutora nguva asi zvakakosha.
Mazano akanaka ezvemari anogona kuita zvishamiso zvekubudirira, uye iwe haungawani kuti zvinenge zvakaoma kuregererwa kushandiswa ikozvino kana uchiziva kuti vaviri veEllen Edmonds vari mune ramangwana rako. Kunze kwekuti, paunoshamwaridzana nehupfumi hwakanaka nechakaita, kune zvakawanda zvinoreva uye zvinokosha.
Mamwe Mashoko Pamusoro Pokuchengetedza Mari
Kuti uwane mamwe mashoko pamusoro pekuti iwe unogona sei kutanga kuchengetedza mari, verenga Mufambiro Wese Wekutanga wekuchengetedza Mari .