Iwe Unogona Kurasikirwa Pane Zvimwe Zvakanaka Kutengeswa Asi Hurumende-Inogona Kuve Yakakosha Izvo
Kuti uwane mamwe mashoko, hezvino zvinhu zvina zvekutsvaga mune mushamba wekushambadzira .
Paunenge uchivaka chikwereti chekutsvaga mari, imwe nzira yaunogona kushandisa kuti urambe uripo uye upfumi kuenzanisa kubudirira kwako nehuwandu hwemari yekushambadzira yako nzvimbo inowedzera inotonhora, mari yakaoma gore negore. Kutevera huzivi uhwu hunoita kuti hushande kuvanhu nokuti huri nyore uye iwe unogona kuona uchapupu hunooneka hwekufambira mberi kwako sezvo cheki dzakatumirwa kwauri mune tsamba kana kuti zvakanyatsoiswa mubhadha yako yebhangi.
Muenzaniso weKushandisa Pasipiro Mari Sezvaunenge Uchienzanisa
Fungidzira iwe une $ 10,000.00 mukuchengetedza iwe waunoda kuisa kune nguva yakareba. Iwe unosarudza kutenga zvikamu mazana mashanu zveGener Electric pa $ 20.00 pagoga. Ngatiti, chikamu chezvino chiri 17 ยข nekota. Iko kuti, mazuva ose makumi mapfumbamwe, iwe unotora cheki ye $ 85.00. Kana iwe uine mari yacho zvakananga, pakupera kwegore, iwe unenge uine $ 340.00 mumari wakagara muakaunti.
Gore rinotevera, iwe uchengetedze $ 10,000.00. Iwe unowedzera $ 340.00 mumari kubva kuGeneral yako gorosi, zvichikupa $ 10,340.00 mune mari yakachena. Panguva ino, unoda kuparadzanisa kuitira kuti utenge zvikamu 159 zveJohnson & Johnson pane pasi pe $ 65.00 per share. Ngatitii chikamu chavo chegore negore ndeye $ 2.44 per share.
Pakupera kwegore rechipiri, iwe zvino uri kubudisa $ 340.00 mukunyorera mari kubva kune yako General Electric dividends uye $ 387.96 mune mari yekusarura kubva kuJohnson & Johnson zvikwereti zvako zvakakwana $ 727.96. Iwe hauna hanya nekuchinja kwemusika wekutengeswa zvachose, kutarisa pane chimwe chinhu uye chinhu chimwe bedzi chete: Kana iwe unogona kuwana icho chibereko chekuwana mari inokura nokukurumidza kudarika kuwedzera kwemakore sezvo makore apfuura. Iwe unofunga semugove wemabhizimisi kwenguva refu, kwete speculator.
A Good Passive Income Portfolio Inowedzera Nenguva
Chimwe chezvinhu zvinonyanya kukoshesa maitiro akanaka ekusimba mapato epamusoro ndeyekuti inokonzera mari inobata, pasinei nematokari, zvivako zvemazana , zviyero zvekutengesa mumabhizimisi ega ega, zvigadzirwa zvepfungwa, mineral rights, kana chimwe chinhu chipi zvacho chaunogona kufungidzira kuti chinodzinga mari, kukura gore roga roga saka vari kurasira mari yakawanda kudarika yaive gore rakapera. Zvakakosha kuti kuwedzera kwekukwereka mumari kugovera mari kunopfuura kudarika kwekuwedzera kwezvinhu kuitira kuti mhuri yako inowedzera kuwedzera, ichikupa mari yakawanda yekupa, kudzorera, kuchengeta, kana kupedza.
Tora mapato maviri atataura. Panguva yandakatanga kunyora nyaya iyi, Johnson & Johnson vakawedzera chikamu chavo chegore rechi50 rakatevedzana.
General Electric yakawedzera chikamu chayo kakawanda mumakore mashomanana adarika, zvakare, kunyange zvazvo ichigere kusvika pane iyo yaimbove yakwira pamberi peHarare Recession. Imwe kambani yakanaka ndiyo inokwanisa uye inoda kuramba ichiwedzera kubhadhara chikwereti kune veneiri vayo kuitira kuti vawane chikamu chekuwedzera chekuchechechedza nokuti maitiro ari pasi apa anenge akakwirira kune yakarongeka sangano. Funga zvakasimba saKraft Foods. Hazvina mhosva kuti mumwe munhu akaedza sei, Oreo Cookies angangodaro anogara achienzanisa pakati pekutengeswa kwakanyanya kwepasi. Funga nezveKoca-Cola kana Pepsi. Hazvina mhosva kuti iwe unoshandisa mari yakawanda sei mumakwikwi, hazvingabviri kusunungura zvipembenene zviviri zvinonwiwa kubva kunzvimbo yavo pane carbonated drink category.
Saizvozvowo, mari yakanaka yemari inogona kuwedzera inogona kutsigira kuwedzera kwerenda zvishoma kudarika kuwedzera kwezvinhu.
Iwe hausi kuda kuva nemabhizimisi akaoma, mashizha. Upenyu hwakapfupika kuti urege kuenda nenzira iyoyo. Ibisire kune mumwe munhu. Basa rako nderekuti uve nechokwadi chokuti iwe unopedza gore negore ne 1.) uwedzere huwandu hwemabhizimisi makuru, epamusoro-soro, uye 2.) zvinhu izvozvi zviri kukanda mari yakawanda kupfuura yaive nemwedzi gumi nembiri yapfuura. Kutorwa pamwe chete, hazvisi zvakaoma kuvaka upfumi kana une nguva yakakwana.
Kushandisa Passive Revenue Approach Inogona Kubatsira Kudzivirira Iwe Kubhadharisa Zvipo
Kubudirira kukuru kwekutarisa mari yegore negore isingabatsiri ndeyekuti inogona kukudzivirira kuti urege kubhadharisa mari yakawanda, sezvinoitwa nevashambadzi veMakhaya Depot mapurisa zvatakakurukura pano . Uyu ibasa remasvomhu ekutanga. Sezvo mutengo uchikwira, mari inobereka inowira. Mumwe mutengesi anotarisa kuwedzera mari yake yekusarura hakuzowani idzi dzezvibereko zvakasimwa zvakashata zvinenge zvichishamisa, zvichipa simba rinopesana sokutarisira kunopera mumusika wekutengesa kana misika yemari . Akave achichengetedza mari yake yemhuri.
Dambudziko Rakanyanya Kupera Mari Inoshandiswa Kuisa Injodzi Yekuwira MuTsika Yakakosha kana Mutoro Wekuparadzanisa
Chimwe chezvipingamupinyi zvakanyanya zvevarume nevakadzi vanofunga nezvekusimudzira mari yekutsvaga mari inowira mune izvo zvinodanwa kukosha musungo kana chikamu cheparadho . Sezvo mutemo wehuwandu, kana pfuma iri kubhadhara 3x, 4x, kana kuti yakakura kudarika makore makumi matatu nemakumi matatu emunyika yeUnited States pfuma, chenjerera. Yakawanda "inodhura" mari inodhura nokuda kwechikonzero. Munyika yanhasi, kana iwe ukaona chikamu che 6%, 8%, 10%, 12% kana kupfuura, iwe zvichida uchifamba mune rimwe ravanonzi misungo. Inogona kunge iri kambani yakanga ine chikamu chepanguva imwe chete kubva kukutengeswa kwezvinhu, sechimwe chechipiri, kana kugadziriswa kwemhosva iyo isingadzokeri. Inogona kunge yakachena yekutamba zvinhu zvebhizimisi zvakarongeka semudzimai unobatanidza hutano hwakanga huine rekodhi yakawanikwa kubva pamitengo yakakwirira, iyo yemusika inoziva haigone kusimbiswa. Inogona kuva bhizimisi rekushandiswa kuratidza kukosha kwevatengesi kudana nhepfenyuro yekuwana mitezo.
Chero chiitiko chipi zvacho, chenjerera. Kunyanya kuisa mari yekuita mari kunogona kukushandira zvakanaka asi usingave nemakaro uye kuwedzerera kwekubereka. Sezvo Benjamin Graham akatiyeuchidza, mari yakawanda yakarasikirwa nevashambadziri vanowana imwe hafu yepamusoro yekuwana mari yakasvibiswa pane yakabiwa pamuranda wepfuti. Akange akarurama.