Nzira Dzakananga uye Nyore Dzepamusoro Sema Screen Yokukoshesa Mashamba
Kunyange zvazvo isiri nhumbi dzose dzinoratidza izvi zviratidzo zvichave dzinokunda, dzinogona kuva nzvimbo yakanaka kunotanga kutsvakurudza mazano ekuisa mari . Muchikamu chino, tichaenda kune nhanhatu dzemhando dzakawanda dzinowanikwa mumatokari asina kutora anogona kushanda seyakagadzirisa zvigadziro zvekuongorora kuti iwe uwedzere munda wezvimwe zvingawedzerwa kumhuri yako yehupfumi.
1. Iko Isingatengesi Imwe Dzimwe nguva Iine Pasi Yakaderera-ku-Kuwana Mubayiro
Kunyange zvazvo izvi zvinowanzopererwa zvakanyanya zvokuti zvinogona kuva nengozi kune vasina ruzivo - somuenzaniso, makambani emakwikwi anoita seashoma pasi p / e ratios panguva chaiyo yakanyanya kukoshesa pamusana pemaitiro emabhizimisi avanoshanda - p / e chiyero ichiri kushanda kune zvakasiyana-siyana zvekuunganidza zvivako. Zvose zvimwe zvakaenzana, kana iwe uchibhadhara mari shomanana ye $ 1 mukuwana, inotora nguva shomanana yebhizinesi kubhadhara mari yako yekutanga uye kutanga kudzoka pfuma yakawanda.
Kana zvinhu zvichitendeuka uye bhizimisi rinotora kana hutungamiri hutsva hunochinja sangano rekusungwa kwekambani kuti rive nani, mugoveri anowanzofarira kaviri-bump kubva kune imwe nzvimbo yepamusoro yemari inowanikwa uye kuwedzerwa kwepamusoro kwevakawanda kushandiswa kuchitoro.
2. A Cheap Stock Rimwe Dzimwe Nhamba Dzakaderera-ku-Book Ratio
Bhuku rinokosha rebhuku chiyero chakaverengwa kubva mubhadharo rinomiririra mari inokosha (imari - zvikwereti) zvekambani pane imwe nheyo.
Bhuku rinokosha dzimwe nguva rinonzi sangano rekugovana. Kunyange zvazvo zvinowanzoitika chete panguva dzekuoma kwehupfumi, zvinoita kuti kambani yematengo inowanikwa pasi pebhuku rinokosha, zvinoreva kuti munhu ane chikwata ane mukana wekutenga muchikwereti kune zvishoma kudarika kuverenga kwekushandisa kwematare emari. Kana zvinhu zvichitendeuka, izvi zvinogona kuva mhepo huru, kunyange imwe inotora makore kuratidzira. Kana zvinhu zvisingaiti, iwe unogona kuona kuparadzwa kwevachengetedzi mubhangi rakafanana neWachovia paakaita sengo yakaenda kune $ 0 pasinei nekufadzwa ne $ 38 book value.
Mutemo mukuru wekutenga mabhasiki akadhura pamabhadharo ebhuku ndekuve nawo sebhasi pane kuedza kutsvaga vanowanikwa. Kushandisa muenzaniso wekare kubva mukukosha kwekutsvaga mari, mabhiza uye mabhizimisi vashandi vasingadhuri apo Henry Ford akatanga kutengesa Model T. Inosvika, iyo yakasvibiswa nekuda kwechikonzero uye chiitiko chinotevera chevanini vavo chakanga chisingafadzi nguva dzose kunze kwokunge vatungamiri vaine maonero kuti apinde mune imwe bhizinesi.
3. A Cheap Stock Dzimwe nguva ine yePGG kana yeChidimbu Yakagadziriswa PEG Ratio
Dambudziko nekutsvaga chikwata chep / e kana kukosha kwebhuku ndoga ndechokuti hazviiti kuwedzera mukukura. Kuti uende kune izvi, vatengesi vanoda kutsvaga mari shoma vanowanzoverenga chimwe chinhu chinozivikanwa sehuwandu hwePGG .
Izvo, zvakadaro, yakanga ine mhedzisiro yayo sezvo isina kubatanidza zvikwereti zvakatumirwa kune vashandi gore roga rega, izvo zvakaratidza huwandu hwehuwandu hwehupfumi hwakasikwa mumusika wekutengesa. Mhinduro yacho yaive kukurudzirwa kwenyika itsva, yakagadziridzwa mari yehuwandu inonzi iyo chikamu chinogadziriswa PEG .
Mune mamiriro ezvinhu akawanda, chirongwa chePGG kana chikamu chinogadziriswa peG ratio ye03 kana kuti zvishoma chinoonekwa sechinhu chikuru, uye 2.0 kuva akakwirira kune ani zvake anofanirwa kufunga nezvekubhadhara kunze kwekuti vachida kuisa pangozi inodzoka zvakare. Chikamu chinonyengera ndechokuwana kuwedzerwa kwekukura zvakakwana sezvavanonyatsokonzera kukosha kwekupedzisira.
4. Iko Isati Yakatengwa Dzimwe nguva Iine Pasi Yakaderera Ichitsvaga Cash Flow Ratio
Icho chinhu chakanyanya kuoma kuti muzvinamisi asina ruzivo anzwisise nokuti kuverenga pasina mari yekuyerera haisi chinhu chisiri nyore.
Ndaimbove ndavhara mari yekuyerera kwemari pamubhudzi wangu wega, asi haisi iyo yemetric iwe unogona kuwana nekukwevera kushambadzira kwechikwata kana izvo zvakakodzera kune avo vanozviti ivo vanotanga. Inoda ruzivo rwekuverenga uye detective work. Kunyange zvakadaro, ndiyo nzira chete yekugadzirira mukati mekambani uye kuziva zvakajeka kuti wawana purasitiki yakaderera.
5. Iko Isingatengi Nayo Dzimwe Nayo Yakagadziriswa Zvigadziriswa Zvakagadziriswa Ipa 2x Yenguva Yakawanda Pfuma Imari
Kana bhizimisi rine mari yekukohwa iyo inowedzera kaviri yeHarare Treasury bond, uye mari inotarisirwa kuti iwedzere kukura pachiyero chekuwedzera kwemazana mumakore gumi ari kuuya, inogona kuva chiratidzo cheneon chawakawana a cheap stock. Dr Jeremy Siegel pabazi reWharton's bhizinesi rakashandisa zvakadzama kutsvaga munzvimbo ino, zvichiona kuti kukosha kwezvikwata zvinoshandiswa nemari yakawanda zvinowedzera zviri nani pane kwenguva yakareba yenguva kudarika ivo vanokoshesa zvikuru, vakakwirira kukura pamwe chete. Akanyora pamusoro payo kakawanda mumabhuku ake, izvo zvakakosha kuverenga kana iwe uchida mazano akabudirira evanhu venguva refu, vanochengetedza mari. Munhu anogona kuve akapfuma zvikuru kana ane nguva yakareba yakakwana yechinguva uye danda mukunakisa, mari inobatsira, mabhizimusi mashoma.
6. Iko Isingatengeswi Rimwe Nayo Pane Izvo Zvimwe Zvichapiwa
Pakupedzisira, chiratidzo chinogona kunge chawana chikafu chinodhura apo bhizimisi inopa chibereko chekugovera zvakakwirira kudarika chiyero chemari, asi ichi chiine chikamu chekubhadhara chikwereti chinopfuura 50% kusvika 60%. Kunyangwe zvisingaiti kukura nokukurumidza, idzi dzinogona kuva huru jenereta yemari yekusagadzikana yemhuri yako uye kubatsira kupa chikwata chekuparara kwemashamba ematengesi ematengesi akafanana neakaonekwa pakati pe1929-1933 kana 1973-1974. Chikamu chekudzoka kuverenga kunobva pane kuti iwe uri kubata chikwata munzvimbo yekuteresi yakadai seRoth IRA kana 401 (k) hurongwa , kana kuti iwe wakavamisa mukambani yekwereti apo ivo vachave pasi peSweden, nyika, uye mitero yemunharaunda zvichienderana nekugara kwaunogara.