Tsanangudzo uye Muenzaniso Wekuvharidzirwa Checks
Chengetedza chekuvharavha icheki ine izwi rokuti "VOID" rinonyorwa kumberi kwecheki. Cheketi yacho inogona kunge isina kana isina kunyorwa, uye izwi rokuti "VOID" rinoratidza kuti cheki haifaniri kubvumirwa kubhadhara. Zvisinei, cheko rinogona kushandiswa kuwana ruzivo runodikanwa pamutero wemagetsi.
Kuvhara cheki "kunodzivisa" cheki kuitira kuti irege kushandiswa sechinhu chisiri chekuongorora. Mune mamwe mazwi, mbavha inobata chekuvharidzirwa haikwanise kunyora cheki kune mumwe munhu nekuzadza mutengi (saiye pachake), kupinda muhomwe huru, uye kuisayina.
Chifananidzo chekona rekumusoro-kuruboshwe chechinyorwa chino chinoratidza shanho rekuvharwa, uye iwe unogona kutora mufananidzo mukuru kuti uonekwe nyore.
Nguva Yokuti Ushandise Chekuona Nayo
Kuongororwa kwekutsvaga kunowanzoshandiswa kupa bhengi ruzivo kuitira kuti mumwe munhu agone kuisa magetsi ekubatanidza nebhangi yako yebhangi. Vanokumbira chekuvharidzirwa nechekuona nokuti vanoongorora zvinhu zvakawanda pamusoro pebhangi renyu zvakadhindwa pazviri:
- Kwamuri iwe bhangi (kana kuti chikwereti chishandiso chaunoshandisa)
- Nhamba yako yebhangi yebhangi
- Kumbani inoratidza bhengi yako (inonzi nhamba yekudzosa )
Nhamba idzi pasi pechiteshi chako dzinopa zvinhu zvose zvinodiwa kuchengetedza kana kubvisa mari.
Tumira mari yacho: kana waunoshandira achikubhadhara pamagetsi, ivo vachada ruzivo rwekambani yako kuti uwane mari panzvimbo yakarurama. Iwe haufaniri kumirira pamapepa ekubhadhara zvakare, uye haufaniri kuisa cheki kana wawana. Dzimwe nguva mari yacho yakatokurova neakaunti yako mazuva mashomanana.
Iwe uchave uchiri kuwana pepa rebhasi rebhasi, kana kuti pane imwe sarudzo yekudhinda imwe paIndaneti kana ichidikanwa.
Kugadzirisa zvikwereti: kana iwe uchida kumira kunyora cheki chezvikwereti sekubhadhara, kubhadhara chikwereti, uye inshuwarisi, iwe ungada kugovera chekuvhara mavoti kuti uise zvinowanzogadzirwa zvemagetsi . Iwe haufaniri kutora bhokiti yako kunze uye kutumira kubhadhara panguva - kana kutopinda iwe kubhengi rako rebhadha rebhadharo .
Zvichienderana nekuti iwe unogadzirisa sei zvinhu, mari yacho ichaderedzwa kubva ku-akhawunti yako kamwe chete mwedzi wega wega (kana iwe ukasaina chibvumirano chibvumirano chekubhadhara zvikwereti), kana iwe uchafanira kugadzirisa mutero wega iwe pachako.
Zvikanganiso: kana iwe ukaita chikanganiso paunenge uzadza cheki (chakaipa chepaye kana chiyero, somuenzaniso), hachina kana kuparadza cheki. Iwe hausi kuzoshandura chero chinhu, uye chekuzorora-chengetedza chekuvhara kunze (kunze kwekuvharirwa) kune ngozi yekugara.
Nzira Yokuita Nayo Inofungidzirwa Tarisai
Kuvhara cheki kuri nyore: ingotora cheki kubva mubhuku rako, uye nyora "VOID" mhiri mberi kwemashoko makuru. Nyora netsamba dzakakura, dzakapetana dzakakura uye dzakakura zvakakwana kuti zvifukidze chiso chose checheki-asi usavhara ruzivo rwebhangi iri pasi (zvinotarisa zvinotarisa mumutambo wemakombiyuta). Shandisa peni yakasviba kana kuti mavara akaisvonaka, uyo anoderera, ari nani. Iwe unoda kuita kuti zvive nyore kuti mbavha dzibvise kana kuvhara chiratidzo chako chisina maturo - zvisinei, ivo vachava chekuvhara pasina.
Iwe haufaniri kusayina cheki kana kupinda chero humwe ruzivo. Ita chinyorwa muhomwe yako chekuregesa kuitira kuti uzive kuti cheketi yacho yakaenda kupi.
Kana iwe usina cheki kuti urege kuwanikwa iwe, pane dzimwe nzira dzakawanda , kusanganisira:
- Kumbira bhangi rako kuti uone chekeri
- Tarisa kana shanduro yepisprinted deposit (yekodha yekuongorora kana yekuchengetedza) inogamuchirwa
- Ona kana tsamba kubva kubhangi yako yakagamuchirwa
Hapana Pepa Rinodiwa?
Paunopa chekuvhara, voipi akopikesa mashoko ako ebhangi kubva mucheki uye anopinda maitiro awo. Zvakanaka, ivo vanozopfekedza cheki kuitira kuti parege mumwe munhu anogona kuisa maoko avo pamusoro pezveruzivo. Kutaura zvazviri, makambani akawanda haatombodi kutora chepakutanga - kopi ye check check voed yakanaka. Kana mumwe munhu akakumbira kopi ye check check void, mufananidzo wekodhidhi (kana kunyange mufananidzo kubva pafoni yako) ichava yakakwana.
Asi cheke (kana mufananidzo weimwe) ingave isiri iyo nzira yega yekugadzira michina yemagetsi. Zvichida, makambani anokumbira gwaro rakadhindwa nokuti:
- Inoderedza mikana yekukanganisa - kuti iwe uchapa ruzivo rwakashata
- Iyo inoderedza mikana yekunyengedzera - kana iwe uine cheki, inofanira kunge iri account yako (kana iwe uchatumira mari kubva panhoroondo iyoyo)
Izvozvo zvakati, vatengi vanowanzopa purogiramu yavo pachavo uye nhamba dzekombiyuta paIndaneti pasina dambudziko, saka kuongorora kuvharidzirwa kunogona kunge kwakanyanya "tsika." Somuenzaniso, mabhenji ari muIndaneti anokubvumira kubatanidza zvikwangwani zvekunze nekunyora mumashoko acho iwe pachako. VaBillers, vakadai semakambani ekushanda, uyewo vanobvuma "kubhadharwa ne-e-cheng" apo vatengi vanoisa ruzivo rwavo chekuongorora chesaiti. Mamwe mabhizimisi anotora mari pafoni, achibvumira vatengi kupa mashoko acho nemashoko.
Sei "VOID"?
Kunyora izwi rokuti "kusina" pane cheki kwakafanana nokuti cheki "haisi yakakodzera." Haugoni kuichengeta sechinhu chisina chinhu, chitsva chetsva- chichizadzisa uye uchichishandisa kutenga kune mutengesi . Izvozvo zvakati, achiri kushandiswa kushandisa cheki kuti upe ruzivo pamusoro pekombi yako.