Kudzivisa Mari, Kurwisana Nesimba, uye Kukanganisa Kwemavara
Mune nguva yapfuura, iwe unogona kuenzanisa bhuku rako rekuongorora pamapepa. Hapana chakaipa kuburikidza nekuenderera mberi kuzviita nenzira iyo, asi iwe unogona kusarudza mamwe maitiro.
Saka, kana uri kutsvaga chigadziro chekukubatsira kuchengetedza zvinhu, maverengero acho akanyorwa pasi apa.
Mushure mokunge wawana chigadziro chako chekusarudza, tichakurukura kuti sei uye nei tichifanira kuenzanisa nhoroondo yako.
- Kuchengetedza pamapepa: Kana uchida kushandisa penzura nepapepa, chengeta kumashure kwemashoko ako ebhangi - zvichida pane template yakadhindwa ipapo. Iwe unogona zvakare kukodha uye kudhinda iyi fomu yePFP .
- Excel spreadsheets: Kune vashandisi veMicrosoft Office, kune template yakawanda ye Excel spreadsheet uye shanduro dzakawanda dzinoshandisa mararamiro ako ekushandisa.
- MaSpredishiti eGoogle: Kuti uone zvinhu zvose muGoogle account yako, shandisa iri bhuku rekuongorora checkbook kana kuti uende nemhando yakanakisisa yakagadzirwa.
- Vhura Hofisi: Vavhuni vevhu vanovhura vanewo mahedheni akaisvonaka anowanikwa.
Nzira Yokuenzanisa Nayo Account yako
Hazvina mhosva kuti unoshandisa chimiro chipi, iwe unogona kukwanisa kuita mabasa maviri akaoma:
- Ziva mari yaunayo yekushandisa.
- Ongorora zvishandiso kuti uone zvikanganiso kana zviratidzo zvekuvharwa kwekuzivikanwa munhoroondo yako.
Chero chero chema template pamusoro apa chichakubatsira iwe kuti uite izvozvo.
Kuti uitange, tora mari yako yakangoshandiswa kwekambani. Mutsika iwe unogona kuwana nhamba iyoyo kubva kumatauro ako ega roga roga, asi iwe unogonawo kuwana mamiriyoni ekugadzirisa mumutambo (pane chichiri kukoshesa kuenzanirana ne-akhawunti yako - kunyange iwe uchikwanisa kuona kuenzanisa kwekambani 24/7).
Nhanho 1: Isa mari yako yakangoshandiswa pane fomu kana pepafurasi. Tsvaga mukova ane zita rakafanana:
- Kupedzisa kubhadhara kunoratidzwa mumatemu
- Kupera kwekunonoka kwekupedzisira
- Kutanga kukosha
Danho 2: Dd inoshaiwa mari uye zvikwereti kune chikwereti chiri pamusoro. Izvo zvinhu izvo zvisati zvaratidza sekutengeserana munhoroondo yako, asi kuti iwe une chokwadi ichapiwa chikwereti usati washandisa chero mari.
Semuenzaniso, iwe ungangodaro wakaisa mari paATM pamusi wevhiki (uye iwe unoziva kubva pane zvakaitika kuti bhanhire rako richabhadhara mari yakazara kubhuku rako musi weMuvhuro), kana iwe ungaziva kuti mubhadharo kubva kumushandirwi wako achasvika muakaunti yako imwe zuva.
Pamapapiritsi nematura ane mahwendefa akasiyana-siyana ekuisa mari uye kubvisa, zvinyorwa zvinopinda mumutsara unonzi "Credits."
Danho 3: Bvisa zvinhu zvakakosha . Izvi zvinodzinga uye zvikwereti izvo zvisati zvaratidza sekutengeserana munhoroondo yako, asi unoziva kuti vacharova nekambani nokukurumidza. Semuenzaniso, iwe unogona kunge wakanyora cheki kune mumwe munhu asati aisa iyo (iwe unenge uine zvinyorwa zvezvinhu izvo zviri muhomwe yako chekuregesa ), kana iwe ungaziva kuti kubhadhara chikwereti chako chekubhadhara kunotapudzwa kamwe chete munguva inotevera.
Pamapepanete nematura ane mahwendefa akasiyana-siyana ekubhadhara uye kubvisa, kubvisa uye kubhadhara kunowanikwa muhurukuro inonzi "Zvikwereti."
Danho 4: Itai mathemati. Iwe zvino une zvinotevera:
- Mari iyo inoratidzwa nebhangi rako
- Kuwedzerwa kwenyaya yako (Step 2)
- Zvimwe zvinhu kuti ubvise kubva kubhuku rako (Step 3)
Saka uwedzere iyo yose, uye uchaona kuti mari yakawanda yaunokwanisa kushandisa kubva kubhuku rako. Zvakare, chenjerera muChikamu chechipiri: Ingowedzera zvinhu zvaunonyatsoziva zvichazopiwa kubhuku rako usati washandisa mari.
Nhanho 5: Ongorora zvekutengesa. Tarisa kuburikidza nekutengeserana kwega kwebhishopu yako yebhangi (kana kuti paIndaneti) uye uenzanise chero chekoro yakabhadharwa kubhodhi rako rekuongorora Kana iwe usina chokwadi chechimwe chinhu chiripo, chizvireve kunze-chinogona kuva chiratidzo chekuziva, kubhadha kwebhangi, kana "gorofa" yebhadharo yekubhadhara iwe waimbogadza asi iwe unoda kuregera. Muzviitiko zvisingawanzoiti, zvinogona kureva kuti wakaita kukanganisa uye wakakanganwa pamusoro pechinhu.
Imwe nzira iri nyore yekuongorora zvekutengeserana ndeyekucherechedza kutengesa kunenge kwakarurama uye kuti iwe wakayambuka-kutaridzirwa nekodha rako rejeri.
- Kana iwe uri kuita izvi pamapepa , isa cheki chinotevera pane chimwe chinhu chiri muhomwe yako rejeri mushure mekunge uiwana mubhishopu yako yebhangi (uye isa cheki chiratidzo pane chimwe chinhu pane chirevo chako mushure mekunge uchitora mubhokisi rako rekuzorora ).
- Kana iwe uri kuita izvi paIndaneti , fanira nezvekutengesa kwawakabatanidza nechimwe chinhu chakafanana ne "1." Nzira iyo unogona kusarudza nyore nyore pepaji rako kuti uwane chero kutengesa kusina mureza iwoyo. Zvimwewo, sarudzai masero kuitira kuti iwe unogona kutarisa kutarisa uye ona kana chimwe chinhu chiripo.
Bonus steps: Iye zvino zvawaongorora zvese zvekutengeserana, unofanira kukwanisa kudzivisa zvishamiso zvipi zvese. Asi iwe unogona kuita zvakanyanya kuti uwedzere bhadha yako yebhangi.
- Gadzira nyevero kuitira kuti bhangi rako rinokuzivisa kamwe chete nezvekurapa kukuru-kana kuti chikoro chako chinowira pasi peimwe yezinga. Mazhinji mabhangi uye zvikwereti zvezvikwereti zvinogona kutumira mavara kana ma email mazano maererano nemitemo yaunotsanangura.
- Chengetedza mari yemari muakaunti yako kuitira kuti iwe unogona kutora zvinoshamisa. Hazvikwanisi mari yekubhadhara zvinogona kutengesa $ 35 kana zvakadaro, uye bhagheni rako rinogona kushandisa zvikwereti izvi kunyange iwe ukasununguka pakudzvidzivirira kwerenji.
- Ongorora zvido zvepamusoro uye uchisarudza kana iwe uchida kuchengetedzwa kweredraft ku-akhawunti yako. Kana iwe uchitenderera pane zvekare zvekubhadhara mari yako (kana "usarega kunyadziswa"), pane dambudziko. Asi kana iwe ukaichengeta ipapo apo kana zviitiko zvinokurumidza (uye usambobhadhara mari) inogona kuve yakananga. Zvimwe zvingasarudzwa, kufanana nekutsvaga kubva kune mari kana kubhadhara mari yechikwereti kunogona kunge kusina kudhura kudarika kuchengetedzwa kwekodzero dzekare.