Tichafukura kufanana uye kusiyana kwezvinhu zvakaderera pasi apa. Kana uchida kugadzirisa maitiro aya emitemo yekubhadhara inoshanda, ona Kuti Cheku Chesheni Chekushanda Kushanda kana kuverenga pamusoro peBasics of Money Orders .
Enzanisa nekusiyanisa
Maximum issue: Mhedzisiro yepakati pemitemo yemari uye checashier's checks ndiyo yakanyanya kudhora madhora. Mirairo yemari inowanzova nemiganhu yakareba inodarika $ 700 kana $ 1 000, kunyange zvazvo mitemo chaiyo inotarisana nemudzidzi. Cashier's checks, kune rumwe rutivi, inowanika kune zvakawanda zvakakura. Somugumisiro, chekuchecheti ye cashier inowanzoshandiswa pamatareji ekudhura kwepamusoro-soro sekubhadhara pasi pamusha , zvinogona kuva mazana ezviuru zvemadhora-kana kupfuura.
Kwatingavawana: Unogona kutenga mirairo yemari nekufamba kunzvimbo ipi neipi inovatengesa , kusanganisira nzvimbo dzakawanda dzekutengesa, mahofisi emahofisi, ma pharmacy, uye nzvimbo dzekutengesa. Iwe unogona kutowatora iwo kumabhanki uye zvikwereti zvezvikwereti. Zvisinei, chekuchengeti checashier inowanikwa chete kubva kumabhangi uye zvikwereti zvezvikwereti , uye iwe kazhinji unofanirwa kuva nekambani pabhangi kuti uwane imwe.
Kana usina mari yebhangi yemunharaunda, kana kana pasina davi riri pedo, zvingava zvakaoma kuwana chekoni yekasiki nokukurumidza.
Ndicho chikonzero chimwe chete chekuchengetedza kambani yebhangi yemunharaunda (iyo inogona kukuchengetedza nguva nemari nenzira dzakawanda). Zvisinei, iwe unogona kunge uine zvingasarudzwa:
- Raira cashier chekuchechechedza paIndaneti, ne-mail, kana fax kubva kubhengi yako yepaIndaneti kana kunze kwenyika.
- Famba mubhanga rekuno kana chikwereti chebato rekubhadhara uye ubvunze kana zvichikwanisika kubhadhara mari (kana kushandisa kadhi yebhadhiro mari yakatarisa ) kutenga cheki yekasi.
Kana iwe ukarayira paIndaneti, mamwe mabhangi anongobhadhara iyo cheki inogona kubhadharwa uye iyo inogona kutumirwa.
Hazvigoneki kutora cheketi yekodhi kubva kubhangi iwe hausi mutengi, asi zvingava zvakaoma kuwana bhanhire richakugamuchirwa.
Izvo zvakaoma kana hazvigoneki kuwana mari yekuraira paIndaneti.
Kuvimba: Kutenda imwe imwe misiyano pakati pemitemo yemari uye cheki cashier. Cheketi yeCashier inoswededzwa pedyo nebhangi uye inopihwa nebhangi, nepo dzimwe mhando dzemasangano dzinobudisa mari yemirairo. Dzimwe nguva mari yekuenzanisira inoonekwa seisina kuchengeteka kudarika chekoni yekasi uye haigamuchirwi sechinotsiva.
Chero cashier chekeri nemari yemari zvinogona kuva fakes , uye con vanyori vanowanzoshandisa zvose mukunyadzisa . Kana mumwe munhu akakubhadhara imwe yezviridzwa izvi uye anokukumbira kuti udzorere mari, inowanzove yakaipa.
Mutengo: Chekuita chekubhadhara kazhinji inodhura kupfuura mari yemirairo, iyo inonzwisisika kana iwe uchifunga kuti kusiyana kwakarongwa pamusoro apa-cheki cashier inongova nehuwandu hwamabhiza. Izvo zvinowanikwawo nemabhangi, asina ruzivo rwakaderera sezvakawanda nevashambadziri vanotengesa mari yemadhora imwe. Zvisinei, chekeri inokwanisika inogona kusadhura mune dzimwe mamiriro ezvinhu.
Kana iwe uchikwanisa kubhadhara mari imwe chete- $ 10, somuenzaniso-kune chekuita chekodhi yakawanda maererano nemitemo yakawanda yevakawanda (maximum dollar limit) mari yemirairo, mari imwe chete inogona kunge iri nani.
"Rega kubhadhara" kana kuregera: Zvose izvi zvinoshandiswa zvinopa imwe nzira yekudzivirira kana ikarasika kana iya iya.
Kana mubhadharo uchingoshaya, iwe unoda kudzorera mari yako kana iwe unoda kuchinja. Izvi zvinoratidzika nyore nyore nemari yekuita mari -kusimudzira iwe kuchengeta risiti yako apo iwe unotenga chirongwa chemari. Asi kushanda nekushayikwa kwemari mari hakuwanzovi pachena, uye iwe unofanirwa kutarisira kumirira mazuva makumi matatu kana kupfuura kwechisarudzo. Uine chekuchengeti, unogona kumirira mazuva makumi mapfumbamwe mushure mokutumira chikumbiro chekuregesa , uye izvo zvinogona kukonzera matambudziko emari ekuyerera iwe kunze kwekuti iwe uine mari yakawanda yakawedzerwa.
Mari dzinowanikwa: Paunoshandisa chekoni yemari, unogona kuwana $ 5,000 yokutanga iripo mune rimwe zuva rebhizimusi . Mirairo yemari inowanzobatwa nenzira yakasiyana, ine nguva yakareba, uye chete $ 200 yekutanga inowanikwa mukati mezuva rimwe chete. USPS mari yepamutemo inowana kurapwa kwakanaka pane mamwe marudzi emitemo yemari-inofanira kuwana zvakafanana nekuwana checashier's checks.
Zvakafanana
Chekuchecheche chekeri nemirairo yemari vanogovera zvinhu zvakawanda zvinogona kuita kuti imwe ive sarudzo yakanaka, zvimwe zvose zvakaenzana.
- Tarisa-se: Ani naani anogamuchira chimwe chezviridzwa achachiisa secheki, kana vanogona kuedza kutenga mari iyo kubhengi yavo inobvumira .
- Mutengesi-aidiwa: Zvese dzinofungidzirwa kuti dzakachengeteka kune vagamuchirwa kupfuura zvekuongorora zvevanhu nekuda kwekuti vanovimbiswa (mubvunzo ndeye anotsigira chiridzwa), uye naizvozvo zvishoma zvishoma kuti vatsve . Zvisinei, zvinyorwa zvenhema zvakajairika, saka vatengesi vanofanira kuongorora hutano vasati vatumira chero chinhu chinokosha.
- Pamwe: Mari nemitemo ye cashier haina nhamba yako yekuongorora nhamba . Izvo zvinoita kuti vave vakachengeteka pane zvese zvekuongorora, izvo zvizere nemashoko anokosha . Achifunga kuti hauzivi kana kuvimba chero wauri kubhadhara, ungasadi kuzarura zita rako rakazara, nhamba yefoni, kana kero yeimba.
- Zvakaoma kusunungura: Unogona kuedza kubvisa rimwe chete, asi iyo inogona kuoma. Kana uyo anogamuchira wacho achikanda kubhadhara, iwe uchange usisina hanya.
Nzira Dzakasiyana Dzokubhadhara
Kune dzimwe nzira dzakawanda dzekuita kana kugamuchira zvipo. Zvichienderana nezvamunoda, dzimwe nzira dzinogona kunge dzisingadhura, dzakachengeteka, kana zviri nyore.
Mari yakaoma. Tinogona kubatsira. Bhalisa kune zvinyorwa zvedu uye tipe mazano nemanzwisisiro kubva kumari yedu yega uye nyanzvi yezvemitero, yakatungamirirwa zvakananga kubhokisi rako.