Imba Yei Equity Line Runoshanda?
Imba yekuenzanisira yemusha ndiyo inowanikwa mvumo yechikwereti.
Bhizinesi rinozarura mutsara wechikwereti uye kuenzana mumba mako kunovimbisa chikwereti. Nzira inoshandiswa yekwereti inoreva kuti iwe unogona kukwereta kune imwe chiyero uye kuita mwedzi pamwedzi. Mari yekubhadhara inogadziriswa nehuwandu hwemari ikozvino pachikwereti. Kamwe iwe wakabhadhara mari iwe unogona kukwereta zvakare pasina kukumbira imwe chikwereti. Izvo zvakafanana nekadhi rechikwereti nenzira iyoyo. Zvakakosha kuyeuka kuti iwe unorasikirwa nezvikwereti pamari yako yemari yakakwana, unoisa imba yako pangozi. Ichi ndicho chikonzero iwe unofanirwa kudzivisa kushandisa iyo kubhadhara kadhi yako yemakadhi kana imwe chikwereti.
Imwe Chikwereti Chechipiri Chinoshanda Sei?
Chikamu chechipiri chekutenga chikwereti chinowanikwawo kumba kwako. Inoshanda zvakasiyana, zvakadaro. Mari yechikwereti inobhadharwa mumutengo umwe chete pakutanga kwechikwereti. Mutengo wokubhadhara uye izwi (kureba) yemari yacho yave yakagadzirirwa. Kana imwe chikwereti ichibhadharwa, iwe unofanirwa kuzarura chikwereti chitsva chakwereta kururamisa mumba mako zvakare.
Vanhu vazhinji vachashandisa chikwereti chechipiri sekubhadhara pasi pamusha kuti vasapinda PMI. Vanogonawo kutora chikwereti chechipiri chekubhadhara dzimba kana kubhadhara chikwereti. Sezvo neimba yemari chikwereti, kana ukasabhadhara mari yechikwereti ichi, unogona kurasikirwa neimba yako.
Ndechipi Chinodiwa Chakanaka Kwandiri?
Vanhu vanoshandisa zvose zvezvikwata zvezvikwereti kune zvikonzero zvakasiyana-siyana.
Chimwe chikonzero chinozivikanwa ndezvekukwereta chikwereti . Zvisinei, kune ngozi kuendesa chikwereti chisingateteki , chakadai sekwereti chikwereti chikwereti kune chikwereti chakachengetedzwa . Iyo inoisa imba yako pangozi kana iwe usingagoni kukweretesa chero chikonzero. Uyezve, inopinza muhutano hwauri kuvaka paimba yako. Vanhu vanogonawo kutora chikwereti chemari yekubhadhara mari yekubhadhara kugadzirisa pamba kana kuenda kune zororo. Zviri nani kuti urege kubhadhara hutano hwako kana uchikwanisa. Zvakanakisisa kuti usabhadhara imba yako kana zvichibvira.
Ndekupi Kwandiri Kuisa Mari Iri Mubhadharo Yangu Mari Yokubhadhara?
Muchikwereti chekubhadhara chikwereti , zvakakosha kuisa chikwereti chechipiri chekubhadhara kana musha wekuenzanisira mukati pamwe nezvose zvakasara zvekwereti yako. Inofanira kubhadharwa usati watanga kuisa mari yakakosha nokuti chido chekufarira chinowanzokwirira kune chekutanga mari yekutanga. Hazvina musoro kuti uite mari apo iwe uri kubhadhara mari yakawanda mumwedzi mumwe nomumwe. Chechipiri chikwereti kana chikwereti chikwereti chakanaka chingangova chinhu chekupedzisira pane chirongwa chako chekubhadhara chikwereti kana kuti chingasvika mushure mekudzidzira chikwereti chemudzidzi zvichienderana nemari yekutora inowanikwa kune chikwereti chimwe nechimwe.
Ndinofanira Kushandisa Imari Yekutengesa Imba seEmergency Fund?
Vanhu vazhinji vaigara vachitenderera kumusha wekutengesa mutsara semukana wekudaidzira .
Zvisinei, mabhengi ari kutanga kuvhara mitsara yekuenzanisa yemusha, kunyange kana yakange yakamira zvakanaka munguva yakapfuura. Pane kudaro, iwe unofanirwa kushanda pakuponesa mwedzi mitatu kusvika kumitanhatu yemari yekuwana kuti uvhare dambudziko rinogona kuuya. Izvi zvinoisa simba rekuchengetedza kwako kwezvemari kudzokera mumaoko ako. Kana ukashandisa chikwereti chako chekukweretesa semusha sechikwata chekukurumidzira, kufanana kana iwe ukarasikirwa nebasa rako, unoisa imba yako pangozi. kana iwe usingawani basa idzva nekukurumidza, rinotarisira kutora chikwereti chako chekutenga chikwereti uye kubhadhara chikwereti chekubhadhara chikwereti chakaoma kunyanya mwedzi waunoshandisa. Sezvo chikwereti chechikwereti chichikura saizvozvo ichabhadhara iwe, iyo inowedzera dambudziko rekusiya chikwereti. Izvi zvinofanira kuva chigumo chekupedzisira kana zvasvika pamari yako.