Fixed Rate Mortgage

Imwe chikwereti chinotora chikwereti chinowanziwo sechinhu chinowanzogadziriswa chekubhadhara mari nechinangwa chakanaka chekutora. Kazhinji, chikwereti ichi chichave che makumi masere kubva muzana zvekutora chikwereti, uye iwe uchada kubhadhara chikwereti makumi maviri kubva muzana. Iyi chikwereti ichava nenguva yegumi, gumi nemashanu, makumi maviri kana makumi matatu emakore. Mari iyo ichave yakafanana nehupenyu hwechikwereti. Sezvo imba yako ichinhu chikuru chekutenga kwako, zvakakosha kunzwisisa kuti chikwereti chinoshanda sei uye zvakasiyana siyana zvinogona kuwanikwa kwauri.

Makomborero eKutengeswa Kwetsika

Iyi ndiyo yakanakisisa yekubhadhara chikwereti kune mutengi. Iwe uchavhara muchidimbu, uye wati waisa mari. Kana iwe ukakwanisa kubhadhara chikwereti ichi, iwe unogona kunge uri mukana wekutenga imba yako . Ichi ndicho chikomborero chakakura sezvo iwe haufaniri kushushikana pamusoro pekubhadhara kwako kunokwira nekuda kwekuwedzera kwezvikwereti. Apo iwe uri kutarisa chikwereti chetsika unogona kupiwa mukana wekutenga zvigaro zvekuderera kwechibereko chechidiki. Kazhinji, iwe uri kuenda kuribhadharira zvikwangwani izvo zviri pedyo nezvo zvaungaponesa pane zvaunofarira.

Ndinogadzirisa Sei Nheyo dzeMitemo Yangu?

Kana iwe uchikwanisa kutarisa chikwereti chakakwirira pane chikwereti chemakore gumi namashanu, iwe unenge uri munzvimbo yakanaka zvikuru. Izvi zvichapfupisa urefu hwechikwereti chako uye zvinoshamisa kuderedza mari yaunopedzisa kubhadhara kune chikwereti. Izvi zvinogona kureva kutenga musha muduku kana kusimbisa mune dzimwe nzvimbo, asi nekufamba kwenguva ichakubatsira iwe zvikuru.

Iwe unofanirwawo kutarisa mazwi sekutanga kwekubhadhara zvikwereti. Iwe unogonawo kuona kana iwe uchikwanise kuwana chikamu chechibereko chepasi kuburikidza nekutengesa kushandiswa kwekutora chikwereti. Mumwe mutengesi anotengesa chikwereti anofanira kukwanisa kukupa zvikwereti zvakasiyana-siyana nemashoko akasiyana aunogona kusarudza.

Ndinogadzirisa Sei Kuti Ndinogona Kuita Sei Paimba?

Iwe unofanirwa kuchengeta chikwereti chako chekutora chikwereti pane anenge makumi maviri nemashanu muzana yemari yako.

Izvi zvinokudzivirira iwe kuva imba isina urombo . Iwe haufaniri kukwereta zvinopfuura izvi, nokuti unogona kuita kuti zvive zvakaoma kusangana nemamwe mahomwe yako zvakare. Iwe unogona kudiwa kuti udzose zvaunotarisira kuitira kuti uite mutemo uyu. Kuchengetedza hukuru hwakanaka hwekubhadhara kunogona kukubatsirawo kutenga imba yakanaka, sezvo iwe unogona kuderedza mari yaunofanira kukwereta nebhadharo yakaderera.

Paunotanga kutenga imba , unogona kutanga mumba madiki uye uronga kuenda kune imwe imba yakakura. Izvi zvinogona kuva chirongwa chakanaka, asi iwe unotofanira pakupedzisira sarudza imba yauri kuronga kugara iwe kuitira kuti iwe unogona kubhadhara chikwereti chako kubva. Iwe unofanirwawo kudzivisa kubhadhara chikwereti chekuwana chikwereti kuti ubhadhe chikwereti chako kana kuti uwane mari yakakwana. Izvi zvichawedzera nguva yakawanda yaunopedzisa kubhadhara paunotora mari, uye inogona kukonzera kushungurudzika apo iwe unoswedera pedyo nekurega basa.

Ndingakwanisa Sei Kuwana Mari Yakanaka Kwazvo?

Tora nguva yekutsvakisisa zvakasarudzwa zvako, uye ushande nevatengi vematarenda kuti uwane chikwereti icho chakanaka chakanaka chaunogona kuwana.

Inogona kutora nguva yakawedzerwa, asi kana iwe ukatora chikwereti, iwe unoda mazwi akanakisisa anowanikwa kwauri kubva pamba pako ichatenga zvakadai. Inobhadhara kutora nguva yekuongorora zvose zvamunogona. Iwe unofanirwawo kuva nechokwadi chokuti uri kusarudza nzvimbo yekugara iyo yaunofara nayo kwenguva refu. Apo iwe unotenga imba, uri kuzvivhara iwe kwenguva yakareba kupfuura apo iwe uchikwereta, uye zvinhu zvinogona kuchinja sekunge uine vana uye uchida chikoro chechikoro chakanaka.

Iva Nechokwadi Wakagadzirira kutenga Imba

Zvakakosha kuva akagadzirira kutenga imba.

Kune dzimwe nguva zvikonzero zvekuti ungada kutenga imba uye zvikonzero nei uchifanira kumirira kutenga imba . Kana iwe usiri mari yakagadzirira kutenga imba, inogona kukurumidza kuva mutoro uye kupinda muchigadziro inogona kuchinja chikwereti chako uye kuita kuti zvive zvakaoma kutenga imwe itsva munguva yemberi. Kubhadhara chikwereti chako chevatengi nekuumba bhajeti yakanaka yaunogona kutevera usati wazvitenga ichaita kuti nzira yekutsvaga imba ive nyore uye itaita kuti iwe ukwanise kuramba uchigara mumba.