Chikamu chechipiri chekutenga chikwereti chikwereti chakawedzera pamusoro peimba yako. Kune zvikonzero zvakawanda zvevanhu vanotora chikwereti chechipiri. Vamwe vanhu vanoita izvi kuti vasabhadhara PMI ( Private Mortgage Insurance ) kana vasina mari yakawanda yekubhadhara pamusha wavo. Vamwe vanhu vanozotora chikamu chechipiri chekutengesa kuti vawane mari yekuwana muimba yavo. Vachashandisa mari iyoyo kubhadhara chikwereti, kana kuti kuita mishanduro yemusha.
Vanogonawo kutora chikwereti chekuwana chikwereti kuti vagadzirise musha . Kana iwe uchifunga nezvekutora chikwereti chechipiri, zvinokosha kuti unzwisise kuti inoshanda sei uye kuti ichaita sei bhajeti yako. Iwe hausi kuda kuisa imba yako pangozi nekukwereta mari yakawanda kurwisana nayo.
Imwe Chikwereti Chechipiri Chinoshanda Sei?
Chikamu chechipiri chikwereti chakafanana nekutanga chekutenga . Iko chikwereti chakachengetedzwa neimba yako. Mari yechikwereti iri mari yakatarwa uye iwe uchawana mubayiro wenguva imwe chete yehuwandu hwechikwereti. Zvadaro zvikwereti ndezvenheji yakatarwa mwedzi wega wega wegwaro rinotarirwa rechikwereti. Nhamba yemari yekuda mari yechipiri inowanzove yakakwirira zvishoma nokuti yechipiri chikwereti chinogamuchira mari kana mushure mekunge chikwereti chekutanga chibhadharwa. Chikamu chechipiri chekutenga chikwereti chinotakura matambudziko akafanana sekutenga chikwereti chikuru kana ukakundikana kubhadhara chikwereti, imba yako inogona kupinda mukugadzirisa uye iwe unogona kurasikirwa nayo.
Imba Yenyu Mari Yokubhadhara Mari Inoshanda Sei?
Imba yekukweretesa yemusha ndiyo inotenderera chikwereti.
Kana iwe ukazarura mutsara wechikwereti, uchapiwa sarudzo yekuti iwe ungashandisa iwe kuwana mari yacho sezvaunenge uchida. Kana ukangotanga kuwana mari, iwe uchada kuita mwedzi mumwe nomumwe. Mari yekubhadharwa ichaenderana nemari yaunenge uchikwereta ikozvino pachikwereti. Izvi zvakafanana zvikuru nekadhi rechikwereti nokuti unogona kuramba uchiwana bhiri iripo chero bedzi mutsetse wekwereti uzaruka.
Zvakakosha kunzwisisa mitemo yakagadzirirwa pamari yako yemari yekukwereta. Bhengi inogona kugadzirisa nhamba yekutengeserana kwaunogona kuzadzisa mwedzi mumwe nomumwe kana mari yaunogona kuitora mubasa rimwe chete. Bhengi inogona kuvhara account kana iwe usingateereri mitemo iyi.
Ndinoshandisa sei mari yechipiri?
Kushandisa chikamu chechipiri chikwereti chakafanana nekutora chikwereti chako chekutanga. Iwe unogona kunge uchida kuti imba yako iongororwe. Mari iyo inowanikwa kwauri inobva pane kuenzana mumba mako. Iwe unogona kutanga nokuenda kubhangi rako kana kukweretheni kubatanidzwa uye kubvunza chikwereti kuburikidza navo. Iwe unogona kunge uchida kubhadhara mari yekutanga. Nhamba yemari inowanikwa pachipiri inotora chikwereti inowanzove yakakwirira kudarika pane yako yokutanga kutenga, asi inenge ichiri pasi kudarika chikwereti chechikwereti. Iva wakagadzirira kuita basa rinotora nguva yekupedzisa, sezvo bhanhire richafanira kuongorora zvinopfuura kungoita chikwereti chako kuti uone mari yaunogona kukukwereta.
Ndinofanira Kutora Chikwereti Chechipiri Kuti Ndibhadhe Chikwereti?
Kana uri kufunga nezvekutora chikwereti chechipiri chekubhadhara chikwereti, unofanirwa kuchenjerera. Vanhu vazhinji vanozobatanidza chikwereti chavo uye vanozviwanira ivo pachavo mune chikwereti chekadhi rechikwereti chikwereti zvakare munguva pfupi.
Ichi ndechokuti havakwanisi kugadzirisa matambudziko akavakonzera kupinda mune chikwereti munzvimbo yekutanga . Inowedzerawo imba yako pangozi nokuti uri kutora chikwereti chisina kuchengeteka kumba kwako. Kana iwe usingakwanisi kuita mari yako iwe unogona kurasikirwa neimba yako. Nekuchinja kwehutano hwemisha, unogona kupedzisira uri pasi pemvura paunotora chikwereti chako , kana iwe ukatora zvikwereti zvekare kune imba yako. Zviri nani kuti usasunga chikwereti chakawedzerwa kumba kwako kana uchikwanisa kuzvidzivirira. Kana uchida kusimbisa, funga kubvisa chikwereti chechikwereti kana chikwereti chekusimbisa kubva kubhangi panzvimbo.
Ndeipi Imba Yangu Yechipiri Yechipatara Inopinda Muchikwereti Changu Chekubhadharwa?
Kana iwe uine chikwereti chechipiri chikwereti chinofanira kuve chiri kusanganisira mubhadharo rako rekubhadhara chikwereti . Sezvo chikwata chekufarira chikapamhi , hachifaniri kutarisirwa zvakafanana nenzira yako yekutenga chikwereti . Iwe unofanirwa kushanda kubhadhara chikwereti ichi nekukurumidza sezvaungagona.
Kana uri kufunga nezvechipiri chekutenga chikwereti nokuda kwechikonzero chipi nechipi funga zvakananga chikonzero chauri kuita iwe uye kana iwe kana iwe usingakwanise kuwana mari yekuwedzera yemari yechipiri chekutengesa. Iwe unowanzove uri nani kana uchikwanisa kuchengetedza uye kubhadhara mari kune zvakawanda zvaunoda. Kana iwe uchinetseka pamusoro pekwereti yako, ipapo kugadzirisa chirongwa chekubhadhara chikwereti kunogona kukubatsira kubvisa chikwereti chako pasina kukupa mungozi imwechete sekushandisa chikwereti chechipiri kubhadhara chikwereti.
Ndinofanira kushandisa Chikwereti Chechipiri seA Down Down For Home My?
Zviri nani kana iwe ukwanisa kuchengetedza kubhadhara kuripo kweimba yako pane kubvisa chikwereti chechipiri. Izvi zvichakuisa mune imwe nzvimbo yezvemari uye zviri nyore kuti utengese imba yako. Inogona kukudzivirirawo kuti urege kuva pasi pemvura yako. Zvakakoshawo kuti urege kubhadhara kuenzana mumba mako. Iwe unogona kushandisa kuenzana paunotora pamba kana paunotengesa imba uye uchienda kune imwe itsva. Chikamu chechipiri chekutenga chikwereti chinofanira kuva chimwe chekusarudza kwako kwokupedzisira apo uri kutsvaga mari yakawedzerwa. Kana uine chikwereti chechipiri, iwe unofanirwa kuibhadhara kubva pane zvinokosha.