Zvakajairika kuti vanhu vatengese mumotokari yavo yekare kana vachitenga motokari mutsva, uye gadzirai chikwereti chakare mune imwe itsva.
Asi iwe unofanira kufungisisa zvaunogona kuita usati watora iyi nzira. Pasi apa, tinotsanangura zvinhu zvakasiyana-siyana zvokufunga nezvazvo usati waisa chikwereti chako chekare chemotokari mune imwe itsva.
Ngozi dzekugadzirisa mari yako yekare muNew
Dambudziko guru rekubhadhara chikwereti chako chekare kune imwe yako itsva ndechokuti iwe unogona kupedzisira uine zvizhinji pane chikwereti kupfuura iwe motokari yako yakakodzera, inonziwo uri kumucheto pasi pachikwereti . Izvi zvinogona kutengesa motokari yako kunyanya kuoma munguva yemberi
Kana iwe uchitenga motokari itsva, iwe unongotarisa pasi uchikweretesa chikwereti sezvo motokari inoderera pakarepo paunenge uchityaira kubva mujenya. Paunowedzera mune imwe chikwereti chako, iwe unowedzera dambudziko. Funga kutenga motokari yakashandiswa, kana kuti kunyange kubhadhara mari.
Yeuka Kuti Chinangwa cheMuchengeti ndechekuita Kutengesa
Zvakakoshawo kuyeuka kuti basa revatengesi vemotokari ndekukutaura iwe kuti utenge motokari iri mujenya. Paunenge uchiyeuka izvozvo, zvichakubatsira kuona kuti zvinhu zvose zvavanokupa iwe hazvisi izvo zvaunofunga kuti uri kuwana.
Usati utotanga kutenga motokari unofanirwa kuziva kana iwe uchida itsva kana yakashandiswa .
Edza Kutengesa Motokari Yako Kutanga
Iwe unogona kazhinji kuwana mari yakawanda yemotokari yako kana iwe uchitengeserana pachivande. Iyi haisi iyo yakaoma, uye iwe unogona kushandisa mari kubhadhara chikwereti chako chazvino.
Kana iwe uchine chikwereti chemari pamari yemari apo iwe uchiitengesa, iwe uchazofanira kutarisana nebhangi rako uye unozoita nzira yekuendesa chikwereti kune chikwereti chomunhu oga kana kuuya nemari yekubhadhara musiyano.
Zvino kana iwe uchitengesa motokari , iwe uchatumira zita racho kumunhu mutsva.
Zvimwe nzira dzekutengeserana mumoto wako
Nzira yakanakisisa apo iwe unoda kutenga motokari ndeyekubhadhara zvachose mumari . Zvisinei, izvozvo hazvingaiti nguva dzose kune munhu wese.
Asi kunyange kana iwe uchida mari yemotokari, unogona kuita kuti iwe uite nenzira yakarurama. Somuenzaniso, paunosarudza kutenga motokari itsva, unofanirwa kuve nechokwadi chokuti iwe unogona kutenga mari.
Chimwe chezvinhu zvinowanzoitika vanhu vanopinda mukutenga motokari itsva ndeyokuti vakatambanudza zvakanyanya uye vakatenga motokari vasingakwanisi. Somugumisiro, kubhadhara kwemwedzi pamwedzi motokari kwakawandisa uye vari kuita kuti vashande mari.
Usati waenda kunotenga motokari, unofanirwa kuziva kuti iwe unogona kubhadhara sei mwedzi mumwe nomumwe, uchichengetedza kuti iwe chikwereti chako chairo (kusanganisira renji yako uye kubhadhara imba) isingapfuuri 30% yemari yako yaunowana pamwedzi. Zvakanaka, iwe unogona kukwanisa kubhadhara motokari yako mumakore matatu.
Edza kutsvaga mari yekushandisa kuburikidza neKapa Credit Union kana Bhizinesi
Uyezve, unogona kunge uri nani kana iwe uchiwana mari yako yemotokari, pane kushandisa mutengesi mari. Iwe unogona kukwanisa kuwana chikwata chakanaka chiri nani, kunyanya kana uri kutenga motokari yakashandiswa.
Zvikwereti zvekodhesi uye mabhanki maduku anowanzopa mari inofarira kubhadharwa pamotokari yemotokari kudzokorora vatengi
Iwe unogona kutumira chikwereti chikamu kuti utange kugamuchirwa asati watanga motokari kutenga. Izvi zvichakuudza iwe kuti mutengo wako unofanirwa kuva chii.
Taurai Nezvakanakisisa Zvingaita Mutengo
Usatya kutaurirana mutengo nemotengesi wemotokari usati watenga motokari. Mitengo yemotokari inotaurirana, uye iwe unogona kukwanisa kubhadhara chikwereti chekubhadhara pasi, chikwereti chechibereko, kana mamwe mazwi.
Dzimwe makambani emotokari achakupawo chidimbu chechibereko chepasi kana uchizotenga motokari itsva, uye iwe unogona kufunga kuti ichi ndicho chakanakisisa nokuti iwe uchachengetedza chikwereti pamutengo wemari . Zvisinei, motokari inotora kuwanda kwekuwedzerwa kwezvinhu zvakakosha makore matatu ekutanga ehupenyu hwayo. Iwe unogona kuguma nokurasikirwa zvakanyanya mukudzokorora kukosha sezvaunogona kuchengetedza mukufarira kana uchitenga motokari yakashandiswa, saka iva nechokwadi chekuita masvomhu usati wasayina pamurongo wakatsetseka.
Dzivisa Kutenga Kwokuda
Chimwe chinhu chinokosha chaunofanira kufunga nezvazvo kana uchitenga motokari kana kuongorora kubhadhara chikwereti chako chekare chemotokari mune imwe itsva ndechokusabatwa munguva iyo uchitenga motokari.
Usati wasvika kune mutengesi, tsvakurudza motokari pamba pamba, uchifunga nezvezvinhu zvakadai semutengo, kuvimbika, uye kana mamiriro matsva kana kuti anoshandiswa zviri nani akaenderana nemararamiro ako. Uye tora zuva kana maviri mushure mokunge mutengesa motenga kuti muite chisarudzo chekupedzisira.
Pakupedzisira, iva nechokwadi chokuti iwe unogona kubhadhara mari yauri kuita. Iwe hausi kuda kupedzisa kuzvidemba kutenga kwenguva yakareba kana kubatwa nebhadharo yemotokari iwe haugoni kuwana .
Uye nguva inotevera, edza kuchengetedza mari kutenga yako motokari.
Yakavandudzwa naRachel Morgan Cautero.