Verenga zvakawanda pamusoro pezvo zvinowanzochengetedza zvinoshanda paIt Automatic Stay: Iyo Inokudzivirira Sei Paunoshandisa Bankruptcy.
Kubata Zvikwereti Zvakachengeteka Mukudarika Mhosva
Chikwereti chakachengetedzeka chikwereti chawakapika kuti chibvumirano, semotokari kana imba. Kana iwe uine chikwereti chakapfuura pamusana pemotokari kana imba yekubhadhara paunoshandisa kubhadhara, zvakakosha kuti unzwisise kuti kubhadhara hakukupi kuti usunungurwe pasina chikwereti pane chikwereti chako chakachengetedzwa. Kana iwe uchida kuchengetedza chikwereti, iwe unofanirwa kuripa chikwereti pane izvo zvakabhadharwa zvakakosha, pasinei nokuti iwe unopa Chitsauko 7 chakashata , chirongwa cheChitsauko 13 chekubhadhara chirongwa kana Chitsauko 11zve kugadzirisa .
MuChitsauko 7 nyaya, kunze kwekuti iwe ugovera chibvumirano iwe unogona kudzikinura chikwereti chekukosha kwayo kana iwe uchasimbisa chibvumirano chawakasayina pakutanga. Kuti udzikinure chikwereti, iwe unobhadhara chikwereti kukosha kwechibvumirano, kazhinji mune imwe chiyero chemari, panzvimbo yekuenderera mberi kontrakiti yawakasayina pakutanga. Kana iwe uchisimbisa chibvumirano, iwe unobvuma kutora chibvumirano kunze kwekugadzirisa uye kubvisa kusununguka pane chikwereti ichocho.
Iwe ucharamba uchiita zvikwereti pasi pegvumirano chepakutanga. Kana iwe ukakundikana kuita zvikwereti izvozvo, mushure mokunge chikwereti chebhengi chiri pamusoro pemutengi wacho anogona kudzorera zvakare motokari uye inogona kukukwirira iwe chero upi zvake usiri kukwana mushure mokutengeswa kwemotokari.
MuChitsauko 13 nyaya, iwe ucharamba uchibhadhara chikwereti chako chakachengetwa sechikamu chekubhadhara kwaunoita kuburikidza nedare redare kana zvakananga kune chikwereti.
Kuenda Pasi Pose Pakugara
Dzimwe nguva, kunyanya muChitsauko 13, munhu ane chikwereti acharega kubhadhara chikwereti chakachengetwa. Anokweretesa aizotambura nematambudziko asina kukodzera sezvo chikwata chichiramba chichikosha kana chaifanira kumirira kusvika pakupera kwemakore matatu kusvika mashanu. Chitsauko 13 chirongwa chisati chaita. Pane kudaro, chikwangwani chekudarika chinopa chikwereti chisarudzo. Inogona kutumira runyararo nedare rekudarika richikumbira kuti dare ribvise kushandura kwega-oga uye ribvumira kuti ridzoke zvakare kana kuti risati rasvika.
Hatisati taona maitiro akawanda ekusimudza zvigaro muChitsauko 7 nekuda kwekanguva kaduku Chitsauko 7 nyaya yakasununguka - kazhinji pasi pemwedzi mitanhatu. Muchiitiko ichocho, kana iwe usisiri kubhadhara yako, mukwereti wako angasarudza kumira kusvikira nyaya yavharwa, mushure mokunge ichange iine rusununguko yekudzoka zvakare kana kutangira.
MuChitsauko 13 nyaya, motokari yako kana kuti kubhadhara imba kunogona kuva chikamu cherongwa hwekubhadhara kwemwedzi kana kuti rinogona kubhadhara zvakananga kune chikwereti kunze kwerongwa. Zvinosuruvarisa, hazvisi zvakaoma kuti uite shure kumashure yako. Nokuti Chitsauko 13 chirongwa chinotora makore matatu kusvika mashanu, chibvumirano chicharasikirwa nehuwandu hwehuwandu musati wapera nyaya yacho. Kuti dzidzivirire kufarira kwayo, mukwereti anogona kukumbira dare kuti risimudzire kugara kuti kubvumira kudzorera kana kufanirwa.
Kuti uwane mukurwisana, uyo ane chikwereti anofanira kuratidza dare kuti iwe hauna hutano muchibvumirano uye kuti haufaniri kuti uve neShoko 13 rakabudirira kana kuti ugadzirisezve chikwereti chako.
Zvibvumirano zvekuchengetedza uye "Drop Dead" Zvikamu
Kunyange kana iwe ukadzokera kumashure apo uri mubhadhadzi, iwe unogona kunge uchikwanisa kudzivisa kurasikirwa kwako. Kakawanda nguva dzose, uyo anokweretesa anganyanya kunge ane mari kupfuura mari uye angave achida kushanda chibvumirano kuti iwe uwane. Munzvimbo dzakawanda, matare anotendera mukwereti uye ane chikwereti kupinda muchibvumirano chine purogiramu yekubhadhara yakagadzirirwa kuunza kariyo ikozvino. Mwedzi mitatu kusvika kumatanhatu ndeyekuti nguva yakadini. Iyi mvumo yekubvumirana ichava nenguva dzose ine "yefa yakafa" inogadziriswa iyo iyo inogadziriswa ichagara ichanyatsovhiringidza kana kusimudza kana iwe ukakundikana kubhadhara kana iwe uchinge waisa dhaka iri panjodzi, sekubvumira inshuwarisi kuti iparadze.
Nenzira iyo, uyo anokweretesa achakwanisa kudzorera zvakare kana kutarisa pasina kuisazve chimwe chimiro.
Kunyange zvazvo "mvumo yakabvumirana" inogona kuva mudzikinuri wehupenyu kana iwe wakatambura nguva shoma shoma, mari yekuwana iyo inosanganisira mari iyo munhu ane chikwereti akazoita kuti aise chirevo chacho, kusanganisira mari yemugovera uye mari yematare, izvo zvinogona kuwedzera zvakadarika $ 1 000 kusvika chaunokwereta.
Kuti uwane zvakawanda pamusoro pokuti mararamiro anoramba achishanda sei muchengeti yekudarika, ona
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