Uchashora Zvakadini Paunotenga Gorozi Idzva?
Zvisinei, zvinokosha kuziva kuti motokari inoshandiswa pfuma . Vanhu vazhinji vanofunga motokari inotengeswa nekuda kwemutengo mukuru wekutenga, asi kubhadhara kwechokwadi kunofanira kukuunza mukana wekudzorera kwemari yaunopedza, uye motokari haigoni. Kazhinji-kutaura, motokari icharasikirwa chero ipi zvayo kubva pa $ 1600.00 kusvika ku $ 2500.00 madhora mugore rokutanga roga. Motokari dzakawanda dzinoderera kubva pakati pe $ 6500.00 kusvika $ 10,000.00 pamusoro pemakore mashanu ekutanga ehupenyu hwemotokari. Kana uri kufunga nezvekuvaka mambure ako akakosha kana kuderedza chikwereti chako, hazvina musoro kuti upedze zvakawanda pazvinhu zvakaderera.
Ndingabhadhara Zvakadini Mufaro Kune Motokari Inoshandiswa?
Kana iwe uchiona kuti motokari iri kutadza kukosha kwemazuva, mubvunzo unotevera ndotarisa kuti iwe unofarira kubhadharwa hupi pamusoro pehupenyu hwechikwereti chako kuti uone kana uchizobuda mberi uchitenga motokari yakashandiswa pa lower down purchase price.
Nemutengo wekutenga we $ 12,000.00 uye chikwereti chechido chezvikamu zvitanhatu kubva muzana iwe uchazoguma uchibhadhara chikwereti che $ 1160.00 pamusoro pehupenyu hwekweretwa kwemakore matatu. Iwe unogona kukwanisa kuwana chikwata chakanaka chiri nani pane kutenga kutenga chikwereti .
Zvakakoshawo kuziva kuti kukosha kwemotokari kunowedzera zvakanyanya nokukurumidza kwemakore matatu ekutanga ehupenyu hwemotokari uye inotanga kunonoka panguva iyo iine makore mashanu.
Saka kunyange zvazvo motokari ichiramba ichinyanya kukoshesa iyo ichaita saizvozvo pamwero wakaderera. Kana uri kutsvaga zvakanakisisa, iwe unofanirwa kufunga nezvemotokari yakashandiswa iyo inenge makore mashanu. Iva nechokwadi chekuita tsvakurudzo yako kuti uve nechokwadi chokuti iwe unotenga motokari nemushumo wakanaka wevatengi uye iyo ine nhoroondo yakanaka ine zvishoma inoda kugadziriswa.
Kutarisa kuvhareji yenhamba kunotenga makore matatu kana yemotokari yemakore mashanu ichakuchengetedza mari muenzanisi yemari yakabhadharwa ($ 1160.00 yekwereti yemakore matatu) kusvika pavhareji yekuderedza kwegore rokutanga ($ 1600.00- $ 2500.00 ), iyo haifaniri kufunga nezvekuwedzera mari yekuderera kwemakore maviri kana matatu anotevera. Kana iwe uri kutsvaga chisarudzo icho iwe ucharasikirwa nemari yakaderera pasi, ipapo chisarudzo chako chinofanira kunge chiri nyore nyore kuita.
Zviri nani kutenga Imotokari Yakashandiswa neMutero kana Imotokari Iine Muda Usingabhadhari?
Kunyange kutenga motokari mitsva nemari isina chikwereti inogona kuonekwa sechinhu chakanaka pamusoro pepamusoro, iwe ucharamba uchirasikirwa nemari yakawanda kupfuura kana iwe waizotenga motokari yakashandiswa nechikwereti chinoda. Kurasikirwa kuchava kunyanya kana iwe uchikweretesa chikwereti chako chekare chemotokari mune imwe itsva . Kana uchikwanisa kutenga motokari yako nemari iwe unopedzisa kurasikirwa nemari yakawanda kana uchienzanisa nokutenga motokari itsva.
Uyezve, motokari dzakawanda dzinoshandiswa dzinouya nemabvumirano uye dzichiri dzakatendeka.
Zvinogona kuedza kutenga motokari itsva, kunyanya kana iri yemotokari yako yekutanga kana kuti iwe wakagadziridza zvakawanda zvebhazi rako rekare. Ingoyeuka pamusoro penguva, inenge isingadhuri kutenga kutenga motokari yakashandiswa panzvimbo yemotokari itsva, kunyange nemari yekugadzirisa motokari. Iwe unogona kuda kuisa sinking mari yekuvhara motokari. Iwe unogona zvakare kutanga kuponesa kuitira kuti iwe ugone kutenga motokari yako inotevera nemari pane kunetseka pamusoro pokuwana chikwereti.