Izvozvi "vanotengesa boomerang" vakawana zvavanomirira zvekuchengetwa chikwereti mushure mekudarika, kufanirwa , kana kutengeswa pfupi . Uye zvichienderana nekurasikirwa nemisha yavo, vazhinji vari kuona zviitiko izvi zvichibva pamakero avo emari, zvichivapa slate yakachena iyo inofanira kutora pamba pamba zvakare.
Kana iwe ukawira muboka iri, heyi nzira yekuita nayo kuti kurota kwako kwekuva nemba hakuna kuchinja kuva usiku-zvakare.
Iva nechokwadi kuti Wakamirira Nguva Yakakwana
Nguva yekumirira kubhadhara mari inobva pane zvinhu zvakawanda zvinosanganisira mazwi akakupoteredza iwe imba yako, mamiriro ezvinhu akatungamirira ku kurasikirwa, uye rudzi rwechikwereti chaunoda kuwana.
Kazhinji, vatengi avo vakarasikirwa nemisha yavo kuti vafananidzwe vanofanira kumirira makore manomwe, nepo avo vane kutengesa pfupi vanoda kungoita vana. Kana mamiriro ezvinhu akawandisa akange aripo, nguva yekumirira inopera kusvika makore matatu nemakore maviri zvichienderana.
Pasi pane chidimbu chemazuva ekumirira kune zvikwereti zvekare. Iko kukwanisa kutenga kunze kwemiganhu iyi kunobva pane yako mutevedzeri wemitemo. Zvinotarisirwa kune FHA uye VA zvikwereti zvakasiyana.
Kutambudza Chiitiko | Kumirira Period Zvinoda | Nguva Yokumirira Nekuwedzera Kwemamiriro Ezvinhu |
Kushungurudza-Chitsauko 7 kana 11 | 4 makore | Makore maviri |
Kuparara-Chitsauko 13 | Makore maviri kubvira musi wekubuda Makore mana kubva pazuva rekudzingwa | Makore maviri kubvira musi wekubuda Makore maviri kubva pamusi wekudzingwa |
Kufananidzira | Makore manomwe | 3 makore (pamwe nezvimwe zvinodiwa) |
Dhiyabhorosi-mu-Lieu yekutsvaga, Kutengesa Pfupi, kana Kutengesa-Kuda kweAkwereti yeMatoro | 4 makore | Makore maviri |
Bhadhara Chikwereti Chako
Sezvo nevose vakwereta, chikwereti chenyu chekutakura chinokonzera basa rinokosha mukukwanisa kwako kuchengetedza chikwereti. Sokutengesa benzi, vateresi vanonyanya kuda kukuziva iwe hauzove uchizvipira iwe pachako nemukwereti uyu mutsva.
Unoda kutanga iwe kubhadhara chikwereti chakawanda sezvinobvira kuti ugare zvakanaka pasi pekwereti yako chikwereti-kusvika-purogiramu , uye usabvuma kushanda kune imwe mvumo mitsva sezvo iwe unotenga kutenga.
Iva Noutano Hwakanaka Kurepa
Sokutengesa benzi, humwe huwandu huchapiwa huripo hwekubhadhara kwako , kunyanya kana uri kutsvaga kutenga nguva yako isati yapera.
Izvo zvishoma zvishanu kubva muzana zvinotarisirwa kuti zvikwereti zvikwereti, asi kubhadhara kwemazana makumi maviri kana kupfuura kuchabvisa kudiwa kwe Private Mortgage Insurance (PMI). Zvinonzwisisika, kunyanya iwe unogona kuisa pasi zviri nani.
FHA zvikwereti ndeimwe nzira inofadza kune vanotengesa boomerang sezvavanoda chete 3.5 kubva mubhadharo. Zvisinei, vanouya nemari yakawanda, zvose zviri mberi uye muupenyu hwose hwechikwereti, kuderedza simba rako rekutenga.
Triple Check Your Credit
Kuziva chii chiri pamushumo wekwereti yako kunokosha. Iva nechokwadi chokuti ruzivo rwechokwadi rwakarurama uye runopokana chero chipi zvacho chisina kururama.
Zvichienderana ne nguva yakareba sei, nhoroondo yekutengesa kwako, kutengeswa kwenguva pfupi, kana kukanganisa kungave kwakabvisa chikwereti chako chekwereti (zvinowanzova makore manomwe kusvika gumi), zvichikuisa pachikwata chekutamba nevatengi pasina chiitiko chakaipa.
Mamwe mapepa achafungidzira zuva rako mazita asina kunaka achabva angabatsire sezvaunofunga kuti iwe unoshanda kupi kune mari. Iwe unokwanisa kuwana chikwereti chako chekwereti pasina rusununguko kubva kune imwe neimwe yezvikamu zvitatu zvebasa pa yearcreditreport.com.
Buck Inowanikwa Nehuchenjeri
Vashandi vekumba vanowanzokurudzirwa kutenga semisha yakawanda sezvavanogona-izvo zvinowanzokonzera kutenga imba yakawanda uye kusasiya chero nzvimbo yezvisingatarisirwi. Sokutengesa benzi, iwe unogona kunge uchiziva izvi zvose zvakanaka.
Nenguva ino-shanduka, funga kubhadhara huchenjeri huripo uye uchengetedze chikwereti chako chebhadharo zvakanyanya kuderera kupfuura izvo mabhanhire achabvumira. Kunyange zvazvo zvikwereti zvekutengesa zvinyanyochengetedza kupfuura makumi gumi apfuura, vatengi vanogona kuzviwana ivo pamusoro pemisoro yavo asi mukati memari yavo yebhengi.
Shandisa zvakanakisisa kutonga kuti uone kuti iwe unonzwa wakasununguka sei nekukwereta.
Sezvaunofamba uchienda kunzira yekuwana pamba zvakare-ino nguva yakajeka uye yakachenjera-tevera mazano aya ekuti uone kuti chiitiko ichi cheimba yepamusha chiri kubudirira.