Nzira Yokufanirwa Nayo Kadhi Kadhi

Kuwana kadhi rechikwereti hakusi nyore sekuzadzisa chiyero uye kugamuchirwa . Kadhi kadikiti vanobvisa vane zvavanotarisa kune mumwe nomumwe wechikwereti chemakadhi. Usati wanyorera kadhi rechikwereti, zvinobatsira kuziva kuti iwe unokodzera sei kadhi rechikwereti. Nenzira iyo, unogona kuenzanisa mikana yako yekuwana mvumo uye uzvidzivirire chikwereti kubvunzurudza kana zvichida kuti iwe ucharambwa.

  • 01 Ita kuti iwe wakwegura zvakakwana zvekadhi rechikwereti.

    Nguva yepamutemo yekukwanisa kubhadhara kadhi rechikwereti uri wega 18. Zvisinei, kana iwe uchida kuwana kadhi rako rechikwereti kana uri pasi pemakore makumi maviri nemaviri, unofanirwa kuva nemari yako yakachengetedza mari usati wagona kadhi rechikwereti. Kana zvisina kudaro, iwe unofanira kuita kuti mumwe munhu akumbire kadhi rechikwereti pamwe chete newe.

    Mutemo hauna kureva kuti unofanira kuwana mubairo wenguva yakazara kuti uwane kadhi rechikwereti. Iwe unogona kuisa mari yako yegore negore kubva pane imwe nguva-nguva yemusasa basa pane yako kadhi rechikwereti. Kana yakakosha zvakakwana kubhadhara chikwereti chekadhi rechikwereti, kadhi rechikwereti chikwereti chichakuona iwe nekuda kwekadhi rechikwereti.

  • 02 Iva nemari yako.

    © Mike Kemp / Creative RF / Getty

    Kuti ukwanise kuwana kadhi rechikwereti, unoda kuva nemari yako yega. Kutanga musi waOctober 1, 2011, kadhi rechikwereti vakabhadhara vakanga vasisabvumirwi kutarisa mari yemhuri kune vakweretesi karenda yechikwereti. Mutemo wakagadziridzwa zvakare kuti uite kuti vashanduri 21 nevekare vashandise mari yevashandi pamwe chete kana vane "kukwanisa kuwanika" kune iyo mari, kureva maiti muakaunti yakagoverwa kana kuendeswa kubva kumabhadharo kubhadhi kumakadhi wevadzidzi.

    Iyo mitsva yekutsvaga inoreva kuti haugoni kuisa mari yako kana mubereki pamushandisi wekadhi rechikwereti kunze kwekunge iwe uchikumbira kubhadhara kadhi rechikwereti kana vachikupa mari kana kubhadhara zvikwereti zvako mwedzi woga woga.

    Kuva nechivimbo chekuwana mari inokupa iwe kukwanisa kubhadhara kadhi rechikwereti chaunotenga. Haisi iwe chete unoda kuva nemugove wako wemari, mari yako yepamwedzi inofanira kunge yakakwirira zvakakwana kune chikwereti chemari iwe uri kukumbira.

  • 03 Iva nekodzero yemari yechikwata.

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    Nhoroondo yakanaka yechikwereti ichakubatsira iwe kugamuchirwa kwekadhi rechikwereti. Izvo zviri nani chikwereti chako, iyo inowedzera kuti iwe uchabvumirwa. Vamwe kadhi rechikwereti vanobvumira chete vanobvumira vatsvaki vanove vasina ruzivo rwekukwereta zvikwereti. Vamwe vanozobvuma chikumbiro chako chero bedzi nguva yako yekudzorera isati yasvika mumakore maviri akapfuura.

    Kuva nechakaipa chechikwata chekwereti nemumwe munhu ane kadhi rechikwereti kunogona kukuchengetedza kuti urege kugamuchirwa nemunhu iyeye anopa. Somuenzaniso, kana iwe wakanga uine mutero nekambani yeAmerican kadhi rechikwereti, iwe haugoni kubvumirwa kuti uwane Amex mutsva wechikwereti.

    Usanetseka kana iwe usina chikwereti chakanakisisa -kune zvikwereti zvekwereti zvinobvumira vatsvaki kuti une yakaipa chikwereti chenhoroondo .

  • 04 Usina chikwereti chakawanda.

    Kadhi-kadhi yemabhadharo achaona kukosha kwezvikwereti zvako zveimwe chikwereti chekwereti nezvikwereti vasati vabvumirana nekushandira kwako. Kana chikwereti chako chekushandisa chakakwirira kwazvo, unogona kurambwa. Ko chikwereti chakawanda zvakasiyana sei nechikwereti chekwereti uye nekadhi rechikwereti, zvakare. Unoda kuchengeta kadhi rako rechikwereti chikwereti chiri pasi pe30% chekwereti yako chikwereti .

    Chikwereti chekwereti chikwereti chinogona kuenzanisa chikwereti chako kumari yako kuti uone kana iwe unogona kutenga imwe chikwereti chekwereti kubva kune imwe chikwereti chako. Chikwereti chakakura-kusvika-kuwana mari chinoratidza kuti hauna mari yakakwana yekubhadhara imwe chikwereti chekadhi rechikwereti.

  • 05 Tsvaga kubatanidza.

    © sturti / Creative RF / Getty

    Kana iwe usingagoni kukwanisa kuwana kadhi rechikwere iwe pachako - nokuti hauna kukwegura zvakakwana, hauna mari yakakwana, kana iwe une chikwereti chakashata - unogona kukumbira shamwari kana mhuri kuti isayine yako shandisa. Muiti wekubatana anofanira kusangana nezvakakodzera zvekadhi rechikwereti kuti imi mose mugamuchire.

    Apo iwe uchikumbira mumwe munhu kuti akubatsire kuwana kadhi rechikwereti, ona kuti munhu ari kutora ngozi kuburikidza nekukubatanidza iwe. Kana iwe usingabhadhara chikwereti kumashure, ivo vanobatana-chengesi ndivo vachava nehanya nemari uye vachagamuchira chero kukuvadzwa kwekwereti kubva pamitero yawakashaya paakaiti.

  • 06 Chengetedza mari yekuchengetedza.

    © Gone Wild / Creative RM / Getty

    Vanhu vane chikwereti chitsva kana yakaipa chikwereti , avo vasingakwanisi kugamuchirwa kwekadhi kadhi rechikwereti, vanogona kuva neropafadzo nekodhi rakachengetwa kadhi rechikwereti . Iko yakachengetwa kadhi rechikwereti inoda kuti iwe uite kuchengeteka kuripo kune chikwereti chako chekwereti usati wagona. Mushure megore rimwe rebhadharo yakakodzera , unogona kukodzera kadhi rechikwereti risina kuchengetedzwa , uchifungidzira kuti hapana imwe ruzivo rwakashata inowanikwa mupoti rako rekwereti

    Vakawanda vakachengetwa kadhi rechikwereti vanotora mari vanobvuma kuchengetedzwa kwekuchengetedzwa kwepamusoro sekusvika $ 300. Kana iwe usina zvakawanda zvakadaro, tanga kuisa $ 50 kusvika ku $ 100 mwedzi mumwe nomumwe kusvikira uine mukana wakanaka wekuchengetedza wakachengetwa.