Kana uri kufunga nezvekuwana kadhi rechikwereti pamwe chete nemumwe wako, mudzimai, kana mwana, kuziva ruzivo nehupenyu huchakubatsira kuti uone kana chiri pfungwa yakanaka.
Makomborero e Joint Credit Cards
Iwe unogovera chikwereti . Kana iwe nemumwe munhu, mumwe wako, somuenzaniso, ane rendi imwe, imwe yemagetsi, imwe yefaira yemutero, zvinoratidzika sezvakangoita kugovera chikwereti chekadhi rechikwereti. Kuva nechimwe chikamu chiduku chekubhadhara kunogona kuita kuti iwe uwane zvakanyanya mari yako. Uyezve, kana yava nguva yokubhadhara chikwereti chako, iwe uchava nenguva yakaoma yekugadzirisa kadhi ipi yekubhadhara pakutanga.
Batsira munhu mumwe kuti awane chikwereti chiri nani . Kuwedzera mumwe wako kana nhengo yemhuri nekwereti yakaipa kune kadhi rako rechikwereti rinogona kuvabatsira kuwana chikwereti chiri nani. Asi zvinongoshanda chete kana kadhi rechikwereti rinotarisirwa zvakanaka - mutero unobhadharwa panguva uye chikamu chinoramba chiri pasi.
Batsira munhu mumwe kuwana kadhi rechikwereti Kuwedzerwa semushandi wekubatana kungave ndiyo nzira chete yekuita kuti mumwe wako awane kadhi rechikwereti, kana kuti awane chikamu chechikwereti chakaderera.
Kukanganiswa kwekuva neChina Credit Card
Vanhu vose vari vaviri vane kodzero yepamutemo yekuita mari. Izvozvo zvinoreva kuti kadhi rechikwereti chikwereti chinogona kutora mvumo yepamutemo pamusoro pako pamhosva dzausina kumboita.
Iwe unogona kunyange kutongerwa uye uve nemubairo wako wakagadzirirwa.
Kakavheti kadhi kadhikiti kunogona kukonzera ukama hwehukama . Mukutsvaga kwakaitwa muna 2008 kuCreditCards.com, 19% yevanhu vakapindura avo vakagamuchira kadhi rechikwereti vakati vaitirana nharo nemumwe munhu nezvekambani. Vanomwe kubva muzana vakati vakadzura chikamu chekwereti chakagoverana nokuti chakakonzera matambudziko ehukama.
Kurwisana kana kurambana kunoita kuti zvive zvakaoma kugadzirisa kadhi rechikwereti . Hazvina mhosva kuti mutemo wekurambana unoti, chikwereti chekwereti chekwereti chinokutora chikamu chekutanga chekadhi rechikwereti. Saka kana wawakaroorana naye asiri kubhadhara mugove wake wezvikwereti zvekadhi rechikwereti, chikwereti chako chinogona kusvibiswa. Zvakanyanya kuoma kugadzirisa chikwereti chekadhi rechikwereti kana ukasunungura ukama nomumwe munhu wawakanga uchifambidzana kana kunyange shamwari kana nhengo yemhuri.
Munhu mumwe chete angashandisa kadhi rechikwereti kuti akuvadze mumwe . Zvinonzwika sevana, asi zvinoitika, kakawanda mushure mekuparadzana. Mumwe muchengeti wekadhi aigona kuenderera mberi achitsiva kushandisa mari, achisiya mumwe muchengeti ane chikwereti. Kana kutsiva-muchengeti atova ane chikwereti chakaipa, iye (kana iye) haana chaanorasikirwa nacho kubva kune maxed credit card kana zvimwe zvishomanana kubhadhara.
Unofanira Kugovera Chikwereti Chekwereti Here?
Zvakachenjera kuti uchengetedze makadhi ekwereti. Usati waita sarudzo yekuwana kadhi rechikwereti rekubhadhara, edza zvikonzero zvako zvekugovera kadhi rechikwereti. Mukuongorora kweCreditCards.com, 9% chete yevanhu vakapindura vakati vakanzwa vachiswedera pedyo nomunhu wacho mushure mekugovera kadhi rechikwereti. Saizvozvowo, 9% vakataura kuti vainzwa zvakanyanya mukudzora hukama.
Kurukurai zvinobudirira uye zvakanakira kuva nekadhi kadhi rekwereti. Iva nechokwadi kuti vanhu vose vanonzwisisa kukanganisa kuparadzana kunogona kuva nekodzero yako yemari.