Kusvetera KuKwereti Kadhi Remari Inoshandiswa Kunogona Kubatsira Iwe Usapedza Kudhura Zvipingamupinyi
Dambudziko nderokuti kushandisa kadhi rechikwereti chezororo kutengesa kunogona kutungamirira nyore kune chikwereti chekukwereta mugore idzva.
Kushandisa kadhi yako nemazvo uye kuziva zvipingamupinyi zvaunofanira kudzivisa zvinogona kuita kuti zororo rako rekutenga rive rakanaka sezvinogona.
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Makombodhi kadhi rechikwereti ave goldmine yekuchengetedza pazororo rekutengesa. Kana uine kadhi inopa mari kumashure apo iwe unotengesa paIndaneti kana pane dhipatimendi, somuenzaniso, iwe unogona kushandisa mibairo yaunowana semutanho wechikwereti gare gare. Izvo zvinobudirira zvakafanana nekuwana kuderedza pane zvinhu zvaunotenga.
Iwe unogonawo kuwedzera mibayiro yeholide kutenga kune imwe nzira. Somuenzaniso, kana uine kadhi inopa zvikwereti pakutenga, unogona kukwanisa kuzvidzikinura nekuda kwekadhi kadiki kana kutengeserana kubva kune vatengesi vatengesi.
Kana, iwe unogona kuwedzera huwandu hwezvipo zvaunowana kuburikidza nekutenga kadhi rako rekutsvaga rekutsvaga pakadhi. Aya mabhiiyo anogona kupa mapepa kana bhonasi yemari yakadzoka, kana kuti zvikomborero zvakakura, apo iwe unotengesa pamwe nevatengesi vatengesi.
Kana yakange iri nguva kubva pawakarongedza purogiramu yako yemakadhi ako, ikozvino nguva yakanaka yekuvandudza maitiro aungaita sei (nekudzikinura) mubairo wako .
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Munguva yezororo, zvingaita sokuti uri kupiwa kechikwereti chekwereti pane imwe soro iwe unotenga.
Vatengesi vanogona kupa hurukuro yakakura pamutengo wako wokutanga kana zvimwe zvinokukurudzira kuti iwe usayine asi mutengi achenjere.
Kunyange zvazvo makadhi ezvitoro angatengesa zvimwe zvekutanga, angave asingabatsiri semararamiro emakadhi echikwereti munguva refu, kunyanya kana iwe usingawanzogara uchitoroka. Imwe ingangodaro inogona kuvhiringidza nzvimbo panzvimbo dzemari. Makadhi ezvokuchengetedza zvekutengesa anogona kukwereta mari yakakwirira yegore yepamusoro yekutenga kupfuura kadhi rechikwereti nguva dzose, inokubhadhara kupfuura nguva kana iwe uine chikwereti.
Pakupedzisira, rangarira kuti apo chitupa chekwereti chekodha chingave chichikunyengedza, mubvunzo wega wega wekwereti itsva unoratidzira pamushumo wekwereti yako. Kushandisa zvikwereti zvekwereti akawanda pamusoro pezororo kunogona kubvisa pfungwa kubva kune chikwereti chako.
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Kushandisa kadhi rechikwereti haisi chikonzero chekutengesa pasina kusiya pazororo. Nepfungwa, kadhi rechikwereti rinogona kukubatsira kuti usadzivise marwadzo ekubhadhara izvo zvinowanzobatanidzwa nekushandisa mari, asi zvinogona kukutungamirira kushandisa mari yakawanda.
Hauna bhajeti yekushandisa mari yekadhi yekwereti? Tanga nekuita runyoro rweumwe wese waunoronga kutenga zvipo uye kuti ungada kushandisa mari yakawanda sei. Zvadaro, ongorora mari yako yemwedzi uye mari.
Iwe ungagona sei kushandisa mari yakawanda uye uchiri kukwanisa kubhadhara chikwereti chako chekwereti zvakakwana kana zvasvika? Izvozvo zvinofanana nezvamakaisa mari here?
Kana zvisingaiti, iwe unogona kuderedza mari yaunoshandisa pazvipo. Kushandura chikamu pane kadhi rine 0% APR mushure memazororo angasarudzwawo. Asi, iwe unoda kuverenga kana iwe ungakwanise kubhadhara chikwereti zvachose zvakakwana musati mutsara wekutsvaga usati wapera kuti urege kubhadhara mitero .
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Chikamu chako chekushandisa chikwereti chinoita chikamu chakakosha pakugadzirisa chikoro chako chekwereti. Ichi chiyero chinomiririra mari yako yakawanda yaunowana iwe panguva ipi zvayo. Kutakura zviyero zvepamusoro zvinogona kubvisa kubva kune yako chikwereti mapeji nenzira huru.
Nzira yakanaka yekudzivisa kubhadhara makadhi akawanda pamusoro pezororo ndiko kusarudza kadhi rimwe chete raunogona kushandisa pakutenga.
Iyi inogona kunge iri kadhi inopa mubayiro wepamusoro wepamusoro pamatengo. Kana, iyo inogona kunge iri kadhi ine kambani yakadzika APR inotenga.
Chero nzira, gadzikana nekadhi rimwe uye chengetedza muganhu wako kuti uone kuti uri kugara pabhajethi. Nzira iri nyore yekuita izvi nekuisa mharidzo kana maziso e-email kana mabheji ako asvika pane imwe nzvimbo.
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Chikwereti chekukwereta chinogona kuitika chero nguva asi chinogona kunyanya kupararira mukati mezororo, apo vanhu veAmerica vari kusvitsa chikwereti chavo uye makadhi ekubhadhara kana kutenga paIndaneti kakawanda. Makumi makumi manomwe nemashanu kubva muzana veAmerica vanoti vanonetseka nezvekuvhiringidzwa nekuputsika kwemashoko kunowanikwa pamazororo.
Kana ukaronga kushandisa kadhi nekuda kwekutengesa mune-igoro kana paIndaneti, hezvino zvinhu zvishoma zvaungaita kuti ugare wakachengeteka:
- Nguva dzose "dhanya" EMV yako chip chip chip kadi, sezvo kushandura ruvara hahupi kupa imwechete yekudzivirirwa kuchengetedzwa.
- Funga nezvekubatanidza makadhi ako kune imwe nzvimbo yakachengeteka yekubhadhara, sezvo Apple Pay kana Google Wallet .
- Paunenge uchitenga paIndaneti, tambira kune mawebsite akachengeteka uye nguva dzose chengetedza SSL kuchengetedza chiiti.
- Dzivisa kushandisa kadhi rako rekwereti kuti uwane kutenga kwepaIndaneti kuburikidza nemagetsi eWiFi.
- Shenjerera paunenge uchitenga kadhi rechikwereti kubva kune mapato matatu kuburikidza neAmazon, eBay kana mamwe masayiti. Tsirira ruzivo rwevatengesi usati wapa zvido zvekadhi rako rechikwereti.
- Gadzira mazano eakaunti kukuzivisa iwe zvekutenga zvitsva uye chengeta zvinyorwa zvako nguva dzose nokuda kwezviratidzo zvekunyengera.
Iwe unogona kunge uchinyora kusununguka zvikwereti zvekuchengetedza mazano kana iwe une kadhi kadhi kadhikiti. Kunyangwe iwe uri kungoshandisa kadhi rimwe chete kutenga, zvakakosha kuchengetedza mabheti paakaunti dzako dzose kuti uve nechokwadi chokuti mbavha chaiyo hairi kuedza kuparadza yako yezororo cheer.