Chii chisina kuchengetedzwa?
Chikadhi chekwereti chisina kuchengetedzwa ikadhi rechikwereti risingatsvaki kuchengetedzwa kwekuchengetedza kubvumirwa kwekadhi rechikwereti kana kuti kuwana chikwereti chekwereti chinowedzera. Apo vanhu vanoshandisa mazwi okuti "kadhi rechikwereti," ivo vanowanzoreva kureva kadhi rechikwereti risina kuchengeteka.
Chekuchengetedza Chikwereti Chekuda vs. A Unsecured Credit Card
Makadhikiti echengetedzeka asina kuchengetedzeka haana kuoma kuwana; huwandu hwekadhi yemakadhi pamusika hauna kuchengeteka.
A kadhi rechikwereti rakachengetwa richagara "rakachengeteka" muzita, iro risina kuchengetedza makadhi emakadhiti anongonzi makadhi.
Icho handizvo chete musiyano mukuru pakati pemhando mbiri dzemakadhi emakadhi.
Nekadhi risina kuvimbiswa kadhi rechikwereti, kadhi rechikwereti chekwereti haina chekuchengetedza mari yavanogona kutora kana iwe usingabhadhari chikwereti chako chekadhi rechikwereti. Pane kudaro, mari yaunokwereta ndeyekutorazve mamwe mabasa ekuunganidza. Izvi zvinosanganisira kuzivisa chikwereti chinoshandiswa kune chikwereti kuchikwereti chekwereti, kutaurira kero yako kune wechitatu chikwereti chikweretesi, kukumhanyira mumatare, kana kukumbira dare mvumo yekugadzirisa mubairo wako .
Sezvo akachengetwa makadhi ekwereti, nokuenzanisa, anoda kuti mari yacho ive mari yekuchengetedza chikwereti chekwereti, chikwereti chekwereti chekwereti rine kodzero yokutora mari yacho kuti ivhare chikwereti chisipo. Chipo chinodiwa nemakadhi ekwereti akachengetedzwa nokuti vanobvunzurudza kazhinji vanoonekwa sechikwereti chekwereti.
Vanhu vakawanda vangasarudza kadhi rechikwereti risina kuchengeteka pane kadhi rakwereta rakachengetedzwa nokuti zvinoreva kuti havafaniri kubhadhara kuchengetedza mari. Uye kunyange iwe uri kubhadhara mari yekuchengetedza pane kadhi rekwereti rakachengetedzwa, iwe ungatofanira kubhadhara mari yegore negore usingabatsirizve. Makadhi echikwereti asina kuchengetedzeka anowanzova nezvikwereti zvishoma uye anopa mapurogiramu mapurogiramu , zvinhu zvisingawaniki nekodhidhi kadhi rechikwereti.
Nzira Yekufanirwa Nekuchengeteka Kadhi Kadhi
Vanhu vane chikwereti chakaipa, vasina chikwereti, kana kuti avo vachangobva kuisa pasi vanopedzisira vaine nguva yakaoma zvikuru yekufanirwa nekodhikiti risina kuchengetedzwa . Vakawanda vanotora chikwereti vanoona mari yako yakawanda yechikwereti seyengozi kuti iwe usabhadhara chikwereti chako pane kadhi rechikwereti. A kadhi rechikwereti rakachengetedzwa ndiyo yakanakisisa pari yekuwana chikwereti chako kumashure uye kukodzera kuwana kadhi rechikwereti iri nani.
Kana iwe usingakwanisi kugamuchirwa kwekadhi rechikwereti risina kuchengeteka, tanga nekakadhi yemakadhi. Mushure mekushandisa kadhi rako rechikwereti zvine mwero kwemwedzi inoverengeka, ungakwanisa kutendeukira kune kadhi rechikwereti risina kuchengeteka. Kana iwe uri, kadhi yako yekubhadhara chikwereti ichadzorera mari yekuchengetedza iwe kwauri. Inogona kutora mwedzi 12 kusvika ku18 kuti iongororwe nekuda kwekadhi rechikwereti risina kuchengeteka.
Unogona kuvandudza mikana yako yekuwana kadhi rechikwereti risina kuchengetedzwa uchishandisa kadhi rakagadziriswa nekuchenjera kwemwedzi mitanhatu, uchiunza mari yakakwana, uchibhadhara chikwereti chako chekare, nekuderedza chikwereti chako.
Iwe unogona kunge uine hama kana shamwari inoda kubhadhara (isina kuchengeteka) kadhi rechikwereti newe. Izvi zvichakuchengetedza kuti urege kubhadhara mari yekuchengetedza uye kukupa mukana wekuvandudza chikwereti chako chekwereti kuitira kuti iwe ugone kugamuchirwa kune kadhi rechikwereti iwe pachako.