Chii chinonzi Overdraft Protection?
Overdraft kuchengetedzwa chinhu chinopiwa nebhangi kuti uchengetedze kuongorora kero yako kubva pane zvekare uye kuunza mari yepamusoro yebhadharo. Anodhadhara mari inowanikwa apo iwe unyorera cheki kana shandura kadhi rako rebhengi asi usina mari yakakwana muongororo yako yekuongorora kuti uwane mari yekutengesa. Overdraft kuchengetedza inosangana nekutarisa kwekombikiti kuakachengetesa, kadhi rechikwereti, kana mutsara wechikwereti uye anoshandisa iyo iyoyo kubhadhara kutengeserana kwaizodaro kwakatora mari yepamusoro.
Pasina kubhadharwa kwekuchengetedza, chero kutengesa kudarika chiyero muakaunti yako yekucherechedza kwaizorambidzwa. Bhengi yako inokubhadhara mari isina mari yaunowana uye mutengesi wawakapa mubhadharo aizobhadharawo mari yekuwedzera kune chiyero chepakutanga chekutengesa.
Kushandisa kadhi rechikwereti kana mutsara wechikwereti chekuchengetedzwa kwe-overdraft, chikwereti chako chekwereti chinofanira kunge chakanaka kuti chiwane chikwereti chechikwereti. Iwe unowanzodikanwa kuva nekeri yekuongorora uye chikwata chekwereti nebhangi rimwechete. Mhedzisiro chaiyo yekugadzirisa ichagadzirwa nebhangi.
Credit Card uye Line reKwereta Overdraft Protection
Chikwereti chako chingave chakakanganiswa apo kubhadhara kwako kwerejikiti kwakabatanidzwa kune kadhi rechikwereti kana mutsara wechikwereti. Vamwe makadhi ekubhadhara chikwereti vanobata zvikwereti izvi zvekare kupfuura mari . Izvi zvinokonzera kuchengetedzwa kwerefredraft kunodhura zvikuru nokuti mari inowedzera inowanzova nehuwandu hwemari, pasina nguva yenyasha, uye mari inotangira mberi.
Iwe unogona kupedzisa kubhadhara zvakanyanya, uye zvichida zvakawanda, pamutengo wekushandiswa kwemari sezvaungadai wakabhadhara mubhadharo yebhadhiroji.
Kana chikwereti chako chakanyatsobatanidzwa kumutsara wechikwereti, iwe unogona kuisa mari yekubhadhara mari yebhadhiro kana iwe usina kubhadhara mari yacho isati yasvika - kana pane nguva yenyasha.
Kana iwe uchitova nechiyero pamutsetse wako wechikwereti, kubhadharwa kwekubhadhara kwaizongowedzera pane yako iripo.
Kana iwe usina chikwereti chakakwana chekuwana , iwe unogona kutongerwa mari yekubhadhara mari zvisinei.
Migumisiro Kwaunotora Chikwereti
Kuvharidzirwa kwepasitare kunoreva kukudzivirira kubva pamatambudziko anokonzerwa nekusava nemari yakakwana muongororo yako yekuongorora. Zvisinei, kana iwe usingagoni kukwanisa kubvisa mari yakawanda, unogona kutambura nemigumisiro yakaipa. Semuenzaniso, kana kambani yako ikashandura kubhadhara yako kadhi rechikwereti uye iwe uchingorasikirwa nekubhadhara kadhi rako rechikwereti kana kusasipo pane kadhi rechikwereti, chikoro chako chekwereti chichakuvara.
Optional Overdraft Protection
Mabheni iye zvino anodiwa kukukumbira kuti usarudze-mukati kana kusarudza mari yekubhadhara mari. Kana ukasarudza-kubhururuka, bhagheni rako richaita zvekutengeserana zvakakura kudarika kuongororwa kwekodha yako. Pane kudaro, unogona kubhadhara mari isina kukwana mari uye iwe unofanira kutarisira mutengesi nemutengesi. Somuenzaniso, iwe unofanira kuenda kumutengesi uye kubhadhara cheki kana debit card transaction.
Kusarudza-mubhadharo yepamusoro yebhadharo kunoreva kuti bhenji yako ichagadzirisa matanho makuru kudarika kuongororwa kwekodha yako uye iwe uchabhadharwa mari yebhadharo.