- Iye zvino vakaroorana
- Vakaroorana vakaroorana
- Ex-vakaroorana
Usati wasarudza kubatsirana nemudzimai, iwe unofanirwa kunzwisisa kuti zvinodiwa nemumwe wako zvingakanganisa sei kana iwe uchitora rubatsiro rweSocial Security pakutanga, uye chii chinoitika pakufa kwemumwe wako.
Ndiani Anokodzera Kubatana Nomudzimai?
Iye zvino vakaroorana uye vaimbova vakaroorana (kana iwe wakaroora kwemakore anopfuura 10 uye usati waroorwazve usati wava nemakore 60) zvose zvinokodzera kuti murume nemudzimai vabatsirwe.
Iwe unofanirwa kuva nemakore makumi matanhatu nemakumi matatu ekufambisa kana kugamuchira muwani wemudzimai. Iwe hauna kukodzerwa kugamuchira kubatsirana nemudzimai kusvikira wawakaroorana naye achizviisa pachake pachavo. Mitemo yakasiyana inoshanda kune vakaroorana . Iwe unogona kugamuchira kubatsirana kwawakaroorana kubva kune rekare-rekodhi rekodha kunyange kana wako wekare asati aisa mhindu yezvaanobatsira, asi wako wekare anofanira kuva nemakore makumi matanhatu kana kupfuura.
Cherechedza: Kuwana kubatsirana kunowedzera kushandura kana kuchinja mari yako yawakaroorana naye, wawakaroorana naye, kana wawakaroorana naye iye zvino aripo angagamuchira.
Iwe Unowana Zvakawanda Zvakadini
Somumwe wako, iwe unogona kutora Social Security rubatsiro kubva pamari yako yekuwana rekodhi, kana iwe unogona kuunganidza mari yekuroorana iyo inokupa 50 muzana yemari yewakaroorana naye yehupfumi hwekuchengetedzwa kwevanhu sezvainotarirwa pamakore avo ose ekurega basa (FRA) .
Chengetedza webhusaiti yebazi rekuchengetedzwa kwevanhu kuti uone kuti FRA yako ndeyei, sezvo zvichienderana negore rako rokuberekwa. Kana iwe ukaisa pamberi pako kusvika kune yako FRA, yako yekuroorana inobatsira ichaderedzwa nokuti uri kutumira kare.
Iwe unowanzopiwa kodzero yokugamuchira kana kubatsirwa zvichienderana nemari yako pachako kana kuti kuroorana kunobatsirika zvichienderana nemari yako yawakaroorana naye kana yawakaroorana naye. Social Security inotora uye inobhadhara mari yakakwirira.
Kana iwe wakazvarwa musi waJanuary 1, 1954, mushure mekunge wasvika kune FRA, unogona kusarudza kugamuchira bedzi kubatsirana kwawakaroorana nekuisa kushandiswa kusingagumi.
Nokuita izvi unononoka kugamuchira mari yako yekurega mari inobva pamari yako yekuwana kusvika panguva inotevera. Semuenzaniso, pazera remakore makumi manomwe iwe unogona kushanduka kubva pakuwana murume nemudzimai kubatsirwa pakuwana yako pachako inogona kunge yakakosha mari yakawanda.
Pamusana pemitemo mitsva yekuchengetedzwa kwevanhu inotanga kushanda musi waNovember 2, 2015, kana iwe wakaberekwa musi waJanani kana kuti waJanu 2, 1954, hauzokwanise kudzivirira zvaunoshandisa uye unongogamuchira zvikwereti zvepabonde. Kune munhu akaberekwa kana musi waJan. 2, 1954, kana iwe ukakunyorera iwe pachako uchangozviona uri kuisa kune zvese zvaunokodzera.
Kunyanya Kurega Kubvisa Basa Kunobatsira Mafaro
Kana iwe ukakwanisa kubatsirana nemudzimai uye iwe unotanga kuunganidza kubatsirwa izvi usati wawana FRA, kubatsirwa kwako kuchaderedzwa zvachose. Kana iwe uchiunganidza chero rupiro rwebatsiro pamberi peFRA yako, uye iwe unoramba uchishanda uye unogamuchira mari yaunowana, unogona kubhadhara zvimwe zvehupfumi hwako hweHuman Security . Kana uchinge wasvika kuFR unogona kuunganidza Social Security uye unowana chero mari yakawanda kubva kushanda pasina kuzviisa pasi pese kuderedza mubhadharo kana chirango.
Kana mumwe wako achitora Social Security pakutanga, uye iwe unotora kubatsirana nemudzimai pakutanga, iwe uchave uchideredza zvakanyanya mari iyo inogona kubhadharwa pamusoro pehupenyu hwako uye huchagadzirisa zvachose mupukunyutsi kuti ndeupi wenyu akakodzera.
Vakaroorana vanogona kuwana zvakawanda muHarare Social payments kuburikidza nekuronga kuti uye sei ivo vanofanira kutanga kuunganidza zvikwereti. Unokwanisa kutamba nhamba idzi iwe pachako kuti uone kuti zvinoshanda sei uchishandisa Advanced Social Security calculator .
Kana Iwe Ukava Chirikadzi kana Mufudzi
Kana iwe ukava chirikadzi kana murikadzi, unogona kutora muponesi kubatsirwa kubva pazera remakore makumi matanhatu. Vakadzi nevakadzidzidzi vanogona kudzivirira zvavanoshandisa kuti vazvipirire ivo pachavo kubatsirwa kana kuti chirikadzi / murikadzi kubatsirwa, uye mushure mokunge vashandura kune zvimwe zvinobatsira . Iwe unogona kuita izvi kana iwe pachako kubatsirwa kwaunoita pazera remakore makumi manomwe zvichizova huru kune chirikadzi yako inobatsira. Iwe unogona kuda kuti chirikadzi inobatsirwe kwemakore anoverengeka, uye ipapo pane makumi manomwe kushanduka iwe pachako kubatsirwa.
Kana iwe newawakaroorana naye muchiwana Social Security mibairo , pamusana pekufa kwemumwe wako, iwe ucharamba uchiwana rubatsiro rwako, kana mudzimai wako, asi kwete zvose.
Mukuwedzera, mumwe mudzimai anoramba ari kugara mumhuri imwechete anokodzera kugamuchira imwe nguva yenguva yemari yekubhadharwa $ 255 apo rufu rwemumwe wako.
Kana vakaroorana vakasarudza kuwedzera zvakanyanya kuwana mari yekuwana mudzimai nekuita kuti munhu iyeye anonoke kuunganidza kusvika makore makumi manomwe, inoshanda senzira ine simba ye inshuwarisi yehupenyu. Muzviitiko zvizhinji, inopa yakakwana ye $ 50,000 kusvika ku $ 250,000 yemishonga inshuwarano yehupenyu.
Kakawanda, vakaroorana, kunyanya, vanogona kugadzirisa hutano hwavo hwe Social Social kuburikidza nekushanda pamwechete nekuita zvisarudzo zvinoita kuti vakaroorana avo vanopedzisira vabatsirwe. Vakaroorana vakawanda kwazvo vanongwarira urongwa uhwu uye vanopedzisa kuwana mari shoma yekuwana upenyu.