Ndeapi Age Unogona Kutanga Iwe Unhu Hwokuchengetedzwa Kwemagariro Unoponeswa ?
- Iwe unogona kuunganidza mwedzi wega wega unobatsira kana wava nemakore makumi matanhatu, asi panguva ino unongogamuchira zvinenge makumi manomwe kubva muzana yemari yaunogona kuwana kana iwe wakamirira kusvikira iwe wakapona wakakwana makore ekurega basa (iyo ine makore 66 kune vanhu vakaberekerwa muna 1945- 1956 uye zvishoma nezvishoma zvichawedzera kusvika pakuva nemakore 67 kune vanhu vakaberekerwa muna 1962 kana kuti gare gare.) Cherechedza: makore ose ekurega basa kuti akwanise kuponeswa zvinoshandiswa anoshandisa zuva rakasiyana rekuberekwa kwekuberekwa kupfuura nguva yakazara yekusununguka kuti akwanise kubhadhara mari yako.
- Kana iwe wakagadzikana, unogona kutora chikamu chekuchengetedzwa kweSocial Security pamusana pezera remakore makumi mashanu.
- Iwe unogona kuunganidza pane imwe yemakore kana uri kutarisira mwana wemurume wakafa ari pasi pemakore gumi nematanhatu.
- Iwe unogona kuunganidza kamwechete-nguva yekufa kwebhadharo kubhadhara $ 255 pane imwe nguva.
Vanopona Vanobatsirwa Nheyo
Kubhadhara kubatsiro kunobva pakuti iwe kana wako wawakaroorana kana akanga asina kutanga kutambira rubatsiro. Hezvino zvinyorwa zvekuti zvinoshanda sei:
Vakaroorana vasina kutanga matambudziko asi - Munogona kuwedzera muparidzi anobatsirwa izvo zvinowanikwa kuburikidza nekuva nemutori wepamusoro wevari vaviri vakamirira kusvikira makore makumi manomwe ekutanga Social Security benefits . Izvo zvinoumba huwandu hwemwedzi wekubhadhara huwandu hwekuita hunova muponesi unobatsirika apo mudzimai wekutanga anotapfuura.
Kana iwe newawakaroorana naye vainge vatotanga kutora - Iyo yakawanda yemari inobhadhara inova inopukunyuka, uye pasi peiri mbiri inobhadhara mari ichavharwa.
Kana mumwe wako wakafa (kana waimbova nemudzimai) atanga kubatsirwa, asi iwe hauna - Unenge uine zvimwe zvisarudzo zvaungaita pamusoro pezvaunoti muponesi anobatsirwa. Muzviitiko zvizhinji, sarudzo iyi inogona kuitwa nenzira iyo inogona kukupa mari yakawanda yeupenyu. Izvo zvinoenderana nezera raunotanga kubatsira.
Uchawana Mupi Wakawanda?
Iro chaiyo yegore rega rega yaunowana inogumira kubva pane mari yakawanda (mari inowanikwa pasi peSocial Security payroll mitero) wako wako kana wawakaroorana naye wakaitwa pamusoro pehupenyu hwavo hwose. Munhu wega wega Social Security statement anopa kuongororwa kwevanoponeswa.
Pasi pane mamwe mazano ekushandisa kuti akubatsire kuenzanisa kuti iwe ungakwanisa sei kuponeswa.
Hakuna Wenyu Wakatanga Kubatsirwa
- Kana mumwe wenyu asati atanga kubatsirwa, uye iwe unomira kusvikira wako akapona nguva yakazara yekusununguka (zvichida makore ako 66 kana 67) kana kupfuura kuti akumbire chirikadzi yako inobatsira , uchawana 100 kubva muzana yemudiwa wako wakafa mari yekubhadhara. Zvinoreva kana vakakodzera kutenga $ 1,650 pamwedzi pazera ravo rekurega basa, iwe unowana $ 1,650 pamwedzi nekumirira kusvikira nguva yako yekusunungurwa yakazara ichiisa.
- Zvikomborero zvekupona zvinosanganisira kukanganisa kwekuregererwa kwekubhadhara mari . Zvinoreva kana mumwe mukadzi akafa akanga apfuura makore 66 kana 67 uye asina kutanga kutora Social Security (vanogona kunonoka kusvikira vava nemakore makumi manomwe), zvinogona kuita kuti munhu akapona akakurudzirwa kupfuura iwe kana ainge apinda kare. Iwe unogona kuwana izvo zvingadai zvakawana pazera iroro gare gare.
Kuderedza kunobatsira
- Iwe unogona kushanda kune Social Security survivor inobatsira kana wava nemakore makumi matanhatu. Kana iwe ukaisa pakati pezera remakore makumi matanhatu nemupukunyuka wezera rako rekurega basa, iwe uchagamuchira pane imwe nzvimbo pakati pe 71 - 99% yemudiwa wako wakafa wemari yekubatsira. (Muyero unoyera mwedzi mumwe nomumwe waunoswedera pedyo nezera rako rekurega basa.)
- Kana iwe uchinge waunganidza muponesi achibatsirwa uye iwe usati wasvika panguva yakakwana yekurega basa, iwe unogona kurasikirwa nezvimwe zvikomborero zvako nekushanda. Zvinowanikwa kana mari yako yakawanikwa inopfuura mutsara wemari .
Iwe kana Mudiwa Wako Wakanga Watanga Makomborero, kana Iwe Uri Kuchengeta Mwana Wechiduku
- Kana iwe newawakaroorana naye mose muchigamuchira Social Security mafaro, paunenge wafa nemumwe wako, iwe ucharamba uchinge wawana mukuru wekubatsira kwako - kana wewawakaroorana naye - asi kwete vaviri.
- Kana wawakaroorana naye atanga kubatsirwa, asi iwe usina, iwe unogona kusarudza kuponesa mupukunyu anobatsirwa ikozvino, shandura kune zvaunobatsira pazera remakore makumi manomwe kana kubatsirwa kwako kungave kwakakura panguva iyo.
- Pane imwe nguva, kana iwe uri kutarisira mwana muduku kudarika makore 16, uchawana 75 muzana yemufi wevashandi.
Makomborero evamwe vekuroorana naye
- Kana uri wekare-muroori asi wakaroorwa makore gumi kana gumi iwe unofanirwa kuti munhu anenge apona nemudzimai abatsirwe-kunyange kana wawakaroorana naye akaroorwa zvakare.
Ndezvipi Unofanira Kuda Kuti Muponesi Anobatsirwe?
Pane Vafudzi, Varombo uye Vamwe Vakapukunyuka peji yeWebsite Security website inoti, "Kune zvipingamupinyi uye zvakanakira kutora vasara venyu vanobatsirwa musati mava nemakore akawanda ekurega basa." Zvakakosha ndezvokuti iwe unowana zvikwereti kwenguva yakareba. kuponesa kwako kunogona kuderedzwa. "
Vakawanda venyu vachakwanisa kuunganidza murwi anobatsirwa uye ipapo kana iwe uchisvika makore makumi manomwe unogona kushandura kune rako rekubatira mari kana iwe pachako ungava mukuru panguva iyo. Ihofisi yeHuman Social Security ingasarudze izvi kwauri - asi iwe unogona kuzviita.
Ichi chisarudzo chinotora upenyu hwose. Kana chinangwa chako ndechekuderedza hupenyu hwehurefu kwenguva refu, iyo ndiyo ngozi yekubuda kwemari yako, iwe unoda kufunga nezvenzira inokupa mararamiro eupenyu nguva. Dzimwe nguva zvinoreva kuti HERE haisi kutanga zvinobatsira, kunyange kana iwe uchikodzera kwavari. Kana iwe wakamirira kusvikira 66 kana 67 uye uwane zvakawanda, zvino kana iwe uchirarama kwenguva yakareba kudarika mararamiro ehupenyu hunotarisirwa, izvi zvichaguma nekukupa iwe wepamusoro kubhadharwa kubva kune Social Security munguva yako yehupenyu.
Zvinyorwa Zvaunoda Kudaidza A Social Security Survivor Benefit
Paunenge uchitsvaga rubatsiro rwekuchengetedzwa kwehupfumi hwevanhu (Social Security survivor) iwe uchada kutora magwaro anotevera newe:
- Uchapupu hwekufa-zvichibva kumusha wemariro kana chirwere chekufa;
- Nhamba Yenyu Yakachengeteka, pamwe chete nevashandi vakafa;
- Chikoro chako chokuberekwa;
- Chikoro chako chewanano, kana iwe uri chirikadzi kana murikadzi;
- Vana vanotarisira vana Social Security nhamba, kana dziripo, uye zvivako zvekuberekwa;
- Mafomu eW-2 akaora mwoyo kana kuti hurumende inobhadhara mitero yegore rekupedzisira; and
- Zita rebhangi rako uye nhamba yako yebhuku kuitira kuti zvikomborero zvako zvigone kuiswa mu akaunti yako.