Nzira Yekusimbisa Social Social Retirement Benefits

Iwe unogona kumira Social Security mazano. Heino nzira.

Kana iwe wakatotumira ku Social Security retirement benefits, uye zvino iwe unoda kuvamisa uye kudzorerazve gare gare, iwe unogona? Zvichida ... zvichienderana nemakore api. Iwe haugoni kurega Social Security kunze kwekuti:

1. Iwe uri mukati memwedzi gumi nemaviri apo maitiro ako akatanga, kana
2. Iwe watove wakasvika pakuzara kwemakore ekurega basa (FRA).

Zvose zviri zviviri zvinotsanangurwa zviri pasi apa.

Rega Social Social Security Pamberi kweFRA

Mauri hausati wasvika muzera rako rekurega basa uye iwe uri mukati pemwedzi gumi nemaviri apo apo maitiro ako akatanga, uye kuitira kuti urege kugamuchira zvekuchengetedzwa kwehupfumi, unofanira kudzorera izvo zvawakagamuchira kusvika ikozvino.

Onai "Kana ukashandura pfungwa dzako" chikamu che Social Social website kuti uwane mamwe mashoko.

Kana iwe wakabhadhara zvikwereti uchiri muduku, wakanga uri kuwana zvikwereti kwemwedzi inopfuura 12, uye iwe hausati wasvika kwauri (FRA) iwe uri kunze kwemahombekombe. Iwe haugoni kumira kana kumisa pfuma kusvikira unosvika paFrA yako.

Kana wakatozosvika paFRA yako, iwe unogona kuisa pause pane zvaunobatsira nekukumbira izvo zvinonzi kusununguka kwekuzvidira, zvinotsanangurwa pasi apa.

Kuzvipira Kuzvipira - Kushanda Mushure Mokunge Wawana FRA

Kana iwe wakapfuura FRA, chikonzero chinowanzoita kuti usiye zvikomborero chaizove iwe unogona kuwana zvakawanda gare gare. Kana wakasvika paFRA yako asi iwe usati wava nemakore makumi manomwe, iwe unogona kusimbisa Social Security zvikomborero nekuvakumbira kuti vimise maropafadzo ako. Izvi zvinowanzozonzi "kumira kwekuzvidira" kwezvipo. Zvikomborero zvako zvingabva zvatanga kutanga kuunganidza kunonoka kubhadhara mari yekubvisa mari , kuitira kuti iwe unogona kuunganidza zvakawanda apo iwe unowedzera zvakare gare gare.

Sei Ungada Kurega Makomborero Zvakadaro?

Kana iwe usati wasvika paFRA yako, unogona kuisa pause pane zvikomborero kana iwe udzokera kubasa uye zvikomborero zvako zvideredzwa pamusana pemiganhu yekuwana . Iwe unogonawo kufunga pause kana iwe ukaona iwe wakakanganisa. Zvichida iwe wakambotaura kare, asi gare gare wakadzidza kuti unogona kuvhara mumupukunyori akakwirira kubatsirana nemudzimai wako nekukanganisa kutanga kwako zuva.

Iri sarudzo inogonawo kusimbisa makore mashomanana apo iwe une mari shoma inoshandiswa uye iwe unogona kukwanisa kuchinja IRA mari kuRoth, kana kuti kuona mari inowanikwa pamutengo wezero yebhasiketi. Iyi nzira inogona kuva nemigumisiro yakareba sekunge kune inogona kubhadhara mitero inobatsira kubvisa zvikomborero zvako zvisingaoneki pachena kunze kwekuti uri kushanda nemumwe muteresi wemitero.

Mitemo Mitsva Yakapinda Muitiro May 1, 2016

Mitemo yeNew Social Security yakasayirwa mumutemo munaNovember 2, 2015. Kubva musi waMay 1, 2016 kana iwe uchida kumira zvinyorwa zvako zvose zvikomborero zvinobva pane zvaunowana purogiramu zvicharambidzwa - kusanganisira chero muwani wepabonde.

Kana iwe uri kana uchange uine makore makumi matanhatu nemakumi matanhatu nemakumi matatu nemakumi matatu nemakumi matatu nemakumi matatu nemakumi matatu nemakumi matatu nemakumi matatu nemakumi matanhatu nemashanu, uye uye wakaroorwa, nyatsoongorora zvingangobatsira zvekumisa. Iwe unogona kukwanisa " kuisa faira uye kumisimudza " nokudaro uchibvumira mumwe wako (kana vakaberekwa musi waJanuary 1, 2016) kana kuti kutora kubatsirana kana kuroorana kwako kuchimiswa. Mushure meEpril 30, 2016 izvi hazvichazobvumirwi.