Nhanho-Kumusoro Pasi
Imari inobhadhara mutero inotanga neshoko rako mune imwe nzvimbo - iwe waibhadhara nayo uye, pane dzimwe nguva, mari yekutsika kupi zvayo kwawakaita. Iwe uchabhadhara mari inobhadhara mutero pamusiyano pakati pemutengo wekutengesa uye nheyo yako apo iwe unotengesa imba, kana iwe ungave uine kurasikirwa kukuru kana mutengo wekutengesa uri pasi pezvako.
Nheyo yako muimba yako yakagara nhaka haisi iyo iyo decedent pakutanga yaibhadhara mari yacho. Iyo "yakasimudzwa" kune yefa yemari yezuva rekufa kwake, uye izvi zvinogona kuita kusiyana kukuru. Iyi nhanho-yepamusoro inoshanda inoshanda kune vose vakagara nhaka, kusanganisira mashizha, zvisungo, uye dzimba.
Nzira Yekukwira-Kwakaitika Pasi Inokuponesa Iwe Imari Mari
Heino muenzaniso wekuenzanisira. Iwe wakagara nhaka imba kubva kuna baba vako. Akabhadhara $ 50,000 yeimba 30 makore akapfuura. Iwe hausi kuda kugara mumba kana kutarisana nematambudziko ekubhadhara iyo, saka unoiisa iyo kutengeswa.
Inotengesa $ 400,000. Pasi pemitemo yemitero yemitero, iwe unenge uine chikwereti chemari inowanikwa mari inodarika $ 350,000 mune purogiramu pasina imwe danho-zvichienderana. Iwe unogona kubhadhara mari yakawanda inowanikwa mutero wehuwandu hwemazana makumi maviri kana makumi maviri pane iyo purogiramu, zvichienderana nekuwanda kwemamwe mari yaunayo uye kuti wakaita sei imba usati watengesa iyo.
Iye zvino ngatitarisei mamiriro ezvinhu akafanana tichishandisa nhanho-up maererano.
Kunyange zvazvo baba vako vakabhadhara $ 50,000 chete yeimba yacho, yaive yakakosha pa $ 350,000 yezuva rake rokufa. Izvi ndizvo zvakatorwa: $ 350,000, kwete $ 50,000, musiyano mukuru. Iwe ungadai uine chikwereti chemari inowanikwa mubhadharo pa $ 50,000 muzvikwereti.
Tsananguro Pamusoro peGuta Rinowana Mitemo Mitemo
Kubudirira kwemari inenge iri nguva pfupi kana kwenguva refu.
Kana iwe uchitengesa imba mukati megore wekutora uga, iyi inowanikwa kwenguva pfupi uye inotengesa semari inowanikwa mari. Iwe unogona kubhadhara kusvika 28 muzana munyaya iyi kana iwe ukawana $ 100,000 pagore uye iwe usina kuroorwa - iyi ndiyo bhakero yemutero waunowana iwe waizopinda. Asi kana iwe ukawana $ 36,000, iwe unenge uri mu15-percent tax bracket kubva muna 2016, saka izvi ndizvo zvose zvaunogona kuripa.
Zvadaro pane "mutengo wekutengesa mutero wekumba" unogona kukuchengetedza kubva kubhadhara mari inowanikwa pamhando iyi yemari. Kana iwe uine nhaka yehumba uye iwe unogara munzvimbo yacho kwemakore maviri usati watengesa, iwe unogona kusvika kusvika ku $ 250,000 muhomwe huru pasina kubhadhara mutero pairi kana iwe usina kuroorwa.
Iwe unofanirwa kuishandisa semuzinda wako mukuru. Uchibatana nechitsika-zvichienderana nehupfumi hwababa vako zvichiunza pfuma yako kusvika kune $ 50,000, iwe haufaniri kubhadhara mutero mukuru pese chero bedzi iwe uchigara munzvimbo yacho kwemakore maviri.