Tsanangudzo yeTrust
Vanozviita nokuti kuvimba kusingagoneki kunogona kuzadzisa zvinangwa zvakasiyana-siyana zvekugara, kunyanya kune nzvimbo dzakakura, kusanganisira kuderedza kana kunyange kubvisa mitero yezvivako nekupa kuchengetedzwa kwemamiriro ekuchengetedzwa kwevakaroorana, zvizvarwa, nevamwe vanobatsirwa.
Hezvino zvinyorwa zvekuti kutendeseka kusingachinji kunoshanda sei.
Kugadzira nekubhadhara mari inovhiringidzika
Zvose zvitendero zvinorarama zvinogona kuregererwa kana kusagadzikana . Kana munhu anopa rubatsiro - munhu achiumba uye achitanga chivimbo - achigadzira kuvimba kwekuregererwa, anowanzoita semutariri uye anoenderera mberi kutarisira zvinhu uye pfuma yaanoisa mairi. Zvose zvinowanikwa nehutrust zvinobva zvabhadhara kuna iye pachedu - iye achiri nechepamusoro pachake ane pfuma nokuti ane kodzero yekuitora zvakare kana kunyange kubvisa kuvimba zvachose panguva ipi zvayo. Kukosha kwezvinhu zvake zvaanovimba zvinotarisa kune zvake pfuma kuti asarudze kana zvichabhadhara mitero.
Mupi wekutenda kusingagoneki haagoni kuita sematirastii . Anopa mari yekutendesa nezvinhu zvake uye anotora zvishoma, achigadza mumwe munhu kutarisira nzvimbo yacho. Mukudzoka, the trust inobhadhara mitero yayo inowanikwa. Nzvimbo iyo munhu anopa rubatsiro akabhadharwa mu trust haasi yake, saka haibatsiri kune zvake pfuma.
Kutenda kusingagadziki kunowanzobvisa chero mukana wekuti nzvimbo yake ichabhadhara mutero wemugove kana ku federal kana state state. Imba inobatwa nechivimbo chisingachinjiki haisi mungozi kune vane chikwereti kana mumhosva dzinogona kuiswa kune iye pachako kana kuti vanobatsirwa nevatendi.
Mhando dzeHuruscable Trust
Kutenda kusingachinji kunokwanisa kuita zvinangwa zvakawanda kunze kwekuchera mitero yeimba.
Inogona kuumbwa pamwe chete kana zvimwe zvinangwa zvakananga mupfungwa.
- A pass trust anotambira pfuma yeanopa apo paanofa uye anoibata kuitira kubatsirwa nemudzimai wake anorarama. Anokwanisa kushandisa pfuma yacho uye anotora mari kubva kune chivimbo, asi iye pachake haaisi pfuma - iyo trust inobata. Izvi zvinodzivirira iyo pfuma kubva pakubatanidzwa muimba yake yekuita mutero kana afa. Kunyange zvazvo Internal Revenue Code inopa huwandu husingagumi hwekuroorana hunoita kuti vakaroorana vatamire nzvimbo dzavo kumunhu anenge asiri iye asingabhadhara mutero, uyo anenge ari mupenyu angave asina kutora mitero yepamusoro kana asina kuroora zvakare uye pakupedzisira akapedza imba yake kumunhu asiri mudzimai , zvakadai semwana wake kana mumwe munhu anobatsirwa.
- Chimwe chinhu chinokosha chinotarisirwa kuvimba chinogona kupa vatsigiri vakaremara avo vangarashikirwa nehupfumi hwehurumende kana vachizogara nhaka yakarurama. Mutrasti anogona kuita zvimwe zvipo zvekuwedzera kune zvinodiwa zvinodiwa kuti awane ruzivo rwezvinhu zvezvitendi pasina kuisa purogiramu yake, uye zvakare nokuti haasi nhaka yake pachayo.
- Inishuwarenzi yeupenyu husingachinjiki inogona kugadziriswa kuti inogamuchirwa nehutano hwehupenyu huripo apo anopa rubatsiro anofa. Kunze kwekuti trust inobata purogiramu yacho, mari yacho haibatsiri kune anopa chikwereti kuti awane mitero yemitengo.
- Chivimbo chezvipo chinogona kugadzirirwa kubvumira vanobvumirwa kugamuchira mari kwechinguva nguva isati yasvika ye balance ye trust property inotamira kune rudo. Izvi zvinonzi chipo chinosara chekuvimba. Inogonawo kushanda kune imwe nzira yakapoteredza - mutungamiri wevatungamiri vanotenderera unobvumira rubatsiro rwekugamuchira mari kune imwe nguva nguva isati yatengeswa kune vamwe vanobatsirwa. Vose vane dzimba uye kubhadhara mutero wemari.
Mamwe mhando dzakawanda dzetariro dzisingagoneki dziripo - idzi dzinongova shomanana pane dzakawanda. Taura ne gweta kana iwe une hanya zvakanyanya uye iwe uchifunga kuti urongwa hwakadaro hunogona kukushandira iwe.
Cherechedza: Mitemo yehurumende uye yezvematongerwo enyika inochinja nguva nenguva, uye ruzivo rwuri pamusoro harungaratidzi kuchinja kwezvino. Ndapota sangana nemweya wezano rinonyanya kukura. Mashoko aya anowanikwa munyaya ino haafaniri kutorwa semazano epamutemo, uye haisi kutsiva mazano emutemo.
Uyewo Inowanzonzi Inter Vivos Irrevocable Trust, Irrevocable Living Trust