Imba Yepamhuri Life Life Insurance Company yakatanga muna 1937 seUnited Farm Family Life. Pakuvamba, United Home Life yakatanga sangano rekudzivirirwa kwekambisi ye inshuwarisi ichichengetedza dzimba neimba yevarimi. Nhasi, United Farm Life ikambani yemubereki weUnited Home Life Insurance Company. Yakabatana, makambani maviri ane mari inopfuura $ 2 biliyoni muzvinhu zvine mari inopfuura $ 20 mabhiriyoni ehushandi yemishuwarenzi yehupenyu mukushanda.
Imba yekambani iyi iri muIndipolis, Indiana.
Imba yeUnited Family motto motto ndeye "inshuwarisi yehupenyu yakaitwa nyore." Icho chimwe chekambani dzinoverengeka dzinopa vashandi inshuwarano yehupenyu pasina kuongorora kwemuviri kunokosha. Izvi ndizvo zvinoreva "nyaya yakatenderwa" inoreva, hapana kuongorora kunodiwa kugoverwa. Haisi chete maitiro ehupenyu ehupenyu anopiwa kunze kwekudiwa kwekuongorora, asiwo inshuwarisi yeupenyu husingaperi. Mukuwedzera kune kuongororwa kwepanyama kunoda, inshuwarisi yeUnited Home Life inopawo hurumende yekufa inobatsira nehupenyu hwehushandi hwehushuwarani hwekusarudza. Nechisarudzo chehupenyu hwose chakasarudzwa uye nyaya yakagadziriswa yose yakasarudzwa nehupenyu, kusarirwa kwekurumidza hakuwaniki asi kune makore matatu ekumirira.
Nhepfenyuro Yakagadzirirwa Mahesera
Kuenzanisa kwehupfumi hwemari kwakafanana nehupoti rekambani yekambisi yveshuwarisi . Imwe kambani ine hutsananguro hwehutano hwemari huchakwanisa kuita zvakanaka nguva dzose uye kuunza purogiramu apo ichiri kuve nehupfumi kukwanisa kubhadhara zvirevo zvose zvinowanikwa nevatongi vemitemo.
YomuUnited Home Upenyu hwakagamuchira "A-" Inonyanya kukosha nehurumende yehutano sangano AM Best apo kambani yemubereki, United Farm Family Life, ine "A +" Yakanaka AM Mutsara wepamusoro.
Bhizimusi Bhizinesi Bureau Rating
Mhuri YomuUpenyu Life Insurance Company ine "A-" nhamba neBusiness Business Bureau.
I "A-" nhamba inoreva kuti vazhinji vezvikwangwani zvakagadziriswa kuti mutengi agutsikane. Bhuku reBBB reUnited Home Life rakavhurwa mugore ra2006. Makambani akakonzerwa nekambani iyi ndeye 3.68 kubva pa5 nyeredzi yepamusoro. Pane zvitatu chete zvisingabvumirwi nekuongororwa uye imwe nyanzvi yekunyorwa kwevatengi yakarongwa iyo iyo inhamba yakaderera kune sangano guru rakadaro.
Life Insurance
Ma inshuwarisi ehupenyu anowanika kuburikidza neUnited Home Life Insurance inosanganisira upenyu hwehupenyu uye inshuwarisi yehupenyu hwehupenyu kana kuti inshuwarisi yeupenyu hwose Kungoerekana kuvhara kufa kunowanikwawo. Heino mhedziso yemishonga yemishuwarenzi inowanika kuburikidza neUnited Home Life:
- Kutaura Nharo Nguva Youtano Inishuwarenzi: The Express Issue Term Life Inishuwarenzi inowanikwa mune zvido kusvika kusvika $ 150,000. Hapana kuongorora muviri kwakakosha kuti utenge ichi chinyorwa. Inishuwarenzi yehupenyu yemazuva mashoma inishuwarenzi yenguva pfupi kwenguva yakatarwa inowanzopiwa maererano nemakore.
- Express Issue Whole Life Insurance (Graded Benefit): Mutemo wevatengi vane makore 25-80 ane zvikwereti kubva $ 2,000 kusvika ku $ 25,000. Mari yakabhadharwa inotevera ndeyekuti: makore maviri anobatsirwa: gore rimwe chete kudzoka kwepayamu ne12% inofarira; makore maviri kudzoka kwema premium ne 24% mubereko. Rufu rwakakwana rwekufa runobhadharwa nekuda kwekufa kwekukurumidza. Nokuda kwemitemo ye $ 10 000 kana kupfuura, unogona kutengesa kuwedzera huwandu kuburikidza nemunhu anokonzerwa nerufu rwomubatsiri, kufa kwekuzivikanwa waiver kana premium mutasviki uye chipatara kugara musimboti wepamberi anotasva.
- Kuratidza Issue Whole Life Inshuwarheni (Yakajekeswa Issue): Uyu mutemo unopiwa kune vatengi vane makore 20-80 kwe $ 5,000- $ 100,000 (Ages 61-80 kusvika $ 50,000). Zvimwe vatasvi vemabhiza vanowanikwa kuti vawedzere kufambisa kunosanganisira kushaya mhosva kwekufa, chirwere chekupedzisira chakasimudza mutasvi, uye mwana akatasva.
Kubva pane webhusaiti yekambani, vatori vemitemo vanogona kuwana mafomu ekuwedzera emitemo, kusanganisira mafomu ekutsvaga uye mafomu emabasa ekubata. Iwe unogonawo kuwana yeElectroni Funds Transfer (EFT) kuti uite mitemo yako kubhadhara zvemagetsi kuburikidza nekutsvaga kwekutsvaga kubva pakubvunzurudza kwako kana kuti kugadzirisa kero.
The Bottom Line
Imba yeUnited Life Life Insurance Company inonyanya kuzivikanwa mu "kwete-kuongorora" inshurensi yeupenyu. Kana, nokuda kwechikonzero chipi nechipi, iwe unoda kudzivisa kuongororwa kwezvokurapa kuti utenge inshuwarisi yehupenyu iwe unoda, kambani iyi inofanirwa kutarisa apo inotengesa kuitira zvakakosha painishuwarenzi .
Mhuri YomuUpenyu Upenyu hunopa hutano hwakasiyana-siyana hwehushuwarenzi hwehupenyu uye hune simba rakanaka rezvemari sezvakataurwa na AM Best inshuwarheni yehutano sangano IBBB inopawo United Home Life se "A-" kukosha, kureva kuti zvikwangwani zvishoma zvakatumirwa uye kambani yakaita basa rakanaka rokutenda kugadzirisa chero zvikumbiro kubva kune vatengi.
Contact Information
Iwe unogona kushanyira webhusaiti yeUnited Home Life Insurance Company kana kudana 800-428-3001 kuti udzidze zvakawanda pamusoro pezvinhu zvehushuwarisi kana kuti uwane inshumo yveshuwarisi.