Simba reMari uye Kugutsikana Kwevatengi
Kurongeka Kwekuita kwakapa Kaiser Permanente Health Insurance Company ne "A +".
Dhauriro & Nhamba Dzakashata Kaiser ne "A +" rating zvakare. Kaiser anowedzerawo zvakanaka munzvimbo yevashandi. Insure.com inopa kambani ine 83.64% kugutsikana kwevabereki kugutsikana. Kushandurwa kwekambani iyi kunotaridzirwa 4.5 kubva pa5, asi basa revatengi uye kukosha kwemutengo zvose zvakagamuchira 4 kubva pa5 kuverengwa. JD Power uye Associates vakapa Kaiser nehuwandu hwekugutsikana kwekambani hwehutano hwehutano hwehutano kwemakore makumi matanhatu akatevera.
Kaiser Permanente's headquarters haina kubvumirwa neBusiness Business Bureau asi ine "A +" rating ne 3.68 kubva pa5 nyota yepamusoro inobva kuongorori 4 kuvaridzi uye 52 mvumo yevatengi. Pakati pemakororo makumi maviri nemapfumbamwe akavhara, 22 maiva nezvinetso nemuchengetedza / basa, 20 mabhidharo / kuunganidza uye 10 vaiva matanho / kutengesa nyaya.
Health Insurance Options
NaKaiser, unogona kutenga inshuwarisi yehutano apo iwe unoshandisa mushandisi wehutano weKaiser.
Zvirongwa zvehutano zvinowanika zvinosanganisira zvirongwa zvekare, zvirongwa zvakakosha, zvirongwa zveHSA uye zvirongwa zvekunakira.
Classic Plan
NaKaiser's classic health insurance plan, iwe unobhadhara co-pay kubasa rechiremba anoshanyira. Izvi zvinosanganisira hofisi yechiremba asingagumi kushanyira, nzvimbo dzekukurumidzira makamuri, mushure mekushanyira maawa nemishonga inowanzoitika; zvose zvinowanika nekodhi chete yekubhadhara.
Zvirongwa zvekare zvinopa rubatsiro rwemari ye $ 1,500, $ 2,500, $ 3,500 uye $ 5,000. Deductible mari inogona kusiyana nehurumende.
Essential Plan
Urongwa hwehutano hwehutano hwehutano hunotipa mari yekubhadhara mari yekubhadhara kwekuchengetwa kunze kwepasa Mushure mokunge musangana neductible yenyu yegore negore, hamuna co-pay. Iko-kubhadharwa inosvika kuhofisi yekufambisa, kushandiswa kwepachipatara uye mishonga yemishonga yemagetsi. Zvikwereti zvinowanikwa neurongwa hunokosha ndezvi: $ 1,500, $ 3,000, $ 5,000 uye $ 7,500. Sezvakaita nezvirongwa zvekare, mari yakabviswa inogona kusiyaniswa nehurumende.
Advantage Plan
Kaiser's advantage plan rinotanga kushandiswa kwechiremba kutarisirwa, vekutanga vekushanyira, nyanzvi dzemakamuri ekukurumidzira, mushure mekushanyira maawa uye mishonga yemishonga inogadziriswa yemari yekubhadhara mari musati maona kusunungurwa kwegore. Hapana chekubhadhara maitiro akavharidzirwa mushure mokunge musangana negore redu redu. Deductible mari (inogona kusiyana nehurumende) inodarika $ 2 500, $ 3,500, $ 5,000 uye $ 7,500.
Health Savings Plan
Yese hurongwa hwehutano hwehutano neKaiser vane sarudzo yekuwedzera chirongwa cheEalth Savings Plan (HSA). Iyi ibhuku rekuchengetedza uko iwe unogona kuchengetedza mari yekushandisa kune mari yako yakabhadharwa kana zvimwe zvikwereti zvine chokuita neutano. Kana iwe uchipedza mari yehutano hwakabatanidzwa, haina mutero.
IHSA-zvirongwa zvakakodzera zvinokonzerwa nomunhu mumwe we $ 5,000 uye mhuri inobviswa $ 10 000.
Patient Resources
Pawebsite yeKaiser Permanente, vatengi vanogona kuwana ruzivo rwekutarisira utano hwavo hwehutano. Iwe unogona kutsvaga vanachiremba uye nzvimbo kuti uwane chiremba munharaunda yako uyo akakodzera iwe pamwe nekunyorwa kwezvidzidzo zvechiremba, chiziviso uye zvigadzirwa. Pane 24/7 Kubva Kubva Kwenzira Yenzira Yenharaunda, 951.268.3900 kana kuburikidza nekuchengetedza paunenge uchifamba webhusaiti uko iwe unogona kuongorora zvirongwa kana kuwana mishonga yakazadzwa usati wafamba. Iwe unogonawo kuwana zvishandiso zvehutano zvepaIndaneti kusanganisira mazano pamusoro pehupenyu hune utano, encyclopedia yemishonga, utano hwehutano uye hukama kune mapurogiramu uye makirasi.
Pros
- Iwe unokwanisa kugamuchira zvinyorwa zvehutano hwehutano inshuwarisi uye unoshanda paIndaneti.
- High Customer Customer Satisfaction Ratings in service customer and claim handling
- Hofisi yechiremba, mabhidhi uye remarikiti yose iri pasi pedenga rimwe
Cons
- Vashandi vezvematongerwo enyika vashoma pakusarudza Kaiser Physicians uye zvipatara kunze kwekunge kune dambudziko uye iwe hausi pedyo neKaiser nzvimbo.
- Coverage inowanikwa chete mu 9 dzinotaura uye District of Columbia
Company Contact Information
Kuti udzidze zvakawanda nezveKaiser Permanente zvirongwa zvehutano hwehutano kana kuti kugamuchira purogiramu yepaIndaneti, unogona kushanyira Kaiser Permanente Health Insurance Website kana kudana 1-800-245-3181.