Pasi pemamiriro ehutano ehupfumi uye emakambani, nguva shomanana yenzara inowanikwa pasi yepamusoro nekuti kune zvishoma zvishoma zvakashata zvekuwedzera kwezvishoma , apo nguva yakareba inotora mutengo ndiyo yakakwirira. (Muzviitiko zvisingawanzoitiki, kazhinji zvine chokuita nemari inotarisirwa yekutengeserana kwepasi kana kushungurudzika, nguva dzenguva refu dzinogona kuwira pasi pemazuva mashoma emitambo mune chimwe chinhu chinonzi "inverted yield curve.")
Tsanangudzo yeParallel Shift muKuronga Kwekurima
Izvozvo zvinonzi kushanduka kwakafanana mumuchero wekurima kunoitika apo inhamba yezvikwereti pazvinhu zvose zvakasimbiswa-zvishoma-nguva, pakati pfupi, uye kwenguva refu - kuwedzerwa kana kuderera nenhamba imwechete yezvikonzero. Somuenzaniso, kana makore 1, makore mashanu, makore gumi nemana, gumi nemakore, makore gumi nemashanu, makore makumi maviri nemakumi matatu emakore zvisungo zvose zvakawedzera ne150 muzana, kana 150 nheyo dzepamusoro, pamusoro pezera ravo rekare, izvi kuve kushanduka kwakafanana mumuchero wekukohwa nokuti mutezo pachawo hauna kuchinja; pane kudaro, data yose inotarisa pairi yakatungamira kurudyi rwemafirimu apo ichichengetedza nzvimbo yayo yakatarisa uye maitiro.
Apo chibereko chekuvhura chiri kumusoro, kunowanzo nguva yakawanda, kufanana kwakafanana ndiko kwakajairika.
Chikonzero nei Kuwedzera Nyaya Dzematambudziko
Vatengesi vane zvinhu zvakawanda zvakakwana kana zviyero zvakasimirirwa mumatengesi emari anotengesa mari, zvakadai seChondori bonds, zvibvumirano zvekambani uye kusungirirwa kwemasimende emaspala , zvinofanira kutarisana nemhando dzakawanda dzengozi dzakasiyana nedzimwe nhatu dzezvipingamupinyi inherent to equities .
Kuwedzera-kuvhara panjodzi, zvinowanzozivikanwa sevanhu vanofarira-kutengesa ngozi, ingozi iyo inoshandiswa mumutengo wezvibereko inogona kukonzera kutengesa kwekutengeserana kunogona kuchinja zvakanyanya, zvinogona kureva kurasikirwa kukuru, kana makore akashandiswa munzvimbo dzepasi pemvura, kana isingatariswi zvakanaka. Izvozvo zvinogona kunge zvakanaka mune mamwe mamiriro ezvinhu, akadai sekambani yeInishuwarenzi yakaita mune imwe nzira inozivikanwa seasset / mvumo inobatanidza apo kusungirwa kwehutano kunorongedzwa kuti ienderane ne nguva yezvakabuda zvinotarisirwa. Kune vamwe, inogona kududzira njodzi. Izvi zvinonyanya kukosha kune hedge funds, kushandiswa kwemari kutengesa mari kana magwaro ega ega anoshandisa zvinoshandiswa pamvura kuti adzoke.
Nzira Yokudzivirira Nayo Inokosha uye Yakangoerekana Yakasiyana Inoshandiswa muKutengesa Kwekurima
Kune vashandi vanotenga zvikwereti uye vanovabata kuti vakurire, kushandiswa mumichero yezvibereko, kufanana kana zvimwe, hazvirevi chinangwa mune chero ipi zvayo inoshanda sezvo vasingazovi nemigumisiro pamusana pemari yekubuda kwemari, mitero uye yakawanikwa mari yakawanda kana kurasika . Kune vashandi vanogona kukonzera nzvimbo dzavo vasati vakura, nzira yakanakisisa yekudzivirira pakurwisana kukuru kwezvibereko zvekudhara ndeyokuderedza nguva yehutano sezvo nguva yakakura yekukura ichiita sepakati pekuvhiti, nekuderedza kusagadzikana.
Nzira yakanakisisa yekunakidzwa nehutano hwakanaka hwekureruka zvakakosha, kudzokera kune ngozi uye kuwira muboka rekutanga ndoshandisa nzira inonzi laddering . Icho chimwe chezvinhu zvitatu zvinoshandiswa zvehutano zvinogona kuita kusiyana kukuru muhuwandu hwehuwandu hwehutano hwako nokuti unopedzisira uchivaka kugadzirisa kwezvivimbiso zvinonakidzwa nehuwandu hwezvibereko, nenguva yakaderera, zvichikupa zvakanakisisa zvezvose zviri munyika. Zvinotora nguva kuti ibvise asi sechikamu chechirongwa chakanyatsorongeka, chinogadziriswa zvine njere, hapana chinotsiva. Panguva ipi zvayo, iwe une kukura kwekuuya saka kune guru ikoko kana iwe uchida. Kana zvisingaiti, iwe unogona kuzvikandira kunze kunekukura zvakanyanya, kutora (kazhinji) zvibereko zvakakwirira pane kwenguva yakareba.