Ngwarira Nezvinetso Izvi Paunosarudza Equity Investments

Kunyatsoongorora Kwaiwanzo Ngozi Dzakakanganwa Dzakasarudzwa Pakusarudza Nhamba

Pakuvaka purogiramu yehutano hwemhando dzezvikwata , vashandi vanoziva kuti njodzi dzinofanira kunge dziri chikamu uye chikamu chega roga roga rakasarudzwa. Pamutengo wega wega, bhadha, mutual fund kana zvimwe zvikwereti iwe unotenga, pane zviito zvitatu zvakasiyana zvinowanzorambwa asi izvo zvinofanirwa kurinda; bhizimusi bhizinesi, ngozi yekuongororwa, uye simba rekutengesa ngozi. Muchikamu chino, tichazoongorora mhando imwe neimwe uye towana nzira dzamunogona kudzivirira nadzo dambudziko rezvemari rinogona kuitika kana iwe uregerera kuvaka zvidziviriro zvakakwana kune imwe kana akawanda ematambudziko aya.

Njodzi # 1: Bhizimisi Ngozi

Dambudziko rebhizimisi ndiro, zvichida, rinonyanya kuzivikanwa uye rinonzwisisika nehuwandu hwehutano hwehuwandu hwehutano. Izvo zvinogona kukanganisa kukosha kuburikidza nekukwikwidzana, kusasarudzwa kwekusasarudzwa, uye kubhadhara mari. Kune huwandu hwemabhizimisi anotarisirwa kuhuwandu hwehutengo hwebhizimisi, dzakadai semamwe anonzi mabhizimusi emhando dzemabhizimisi, kusanganisira mabhurani uye mishonga yematare, pamwe chete nezvimwe zvinoparadzanisa pfuma yakawanda kune vatenzi.

Kuzvidzivirira kukuru kune bhizinesi ngozi ndiko kuvepo kwekutengesa mari . Makambani ane franchise anokosha anokwanisa kukwidza mabhadharo ekugadzirisa kuwedzera kwebasa, mitero kana mari yekushandisa. Matanda uye mabhandi emabhizimusi emhando yepamusoro haatauri hupfumi uye kazhinji anowedzera kuderera apo chikamu, mabhizimisi, kana macroeconomic inowanzobuda mumhepo.

Njodzi # 2: Valuation Risk

Munguva pfupi yapfuura, takawana kambani yatinonyatsoda (iyo ikambani ikambani icharamba isina zita).

Iyo mitsara inofadza, kukura kunowedzera, kune chikwereti chiduku kana pasina chikamu chebhadharo uye marimi ari kuwedzera kusvika mune dzimwe misika mitsva. Zvisinei, bhizinesi iri kutengesa pamutengo unenge uri kure nekupfuura kwaro uye yakasvibiswa netabhadharo yemari , Hatigoni kupa mhosva yekutenga sengo.

Sei? Hatina hanya nezvenjodzi yebhizimisi. Pane kudaro, Tine hanya nehuwandu hwekuenzanisa. Kuti titsigire kutengwa kwechikwata ichi mudenga-mutengo mukuru, tinofanirwa kuva nechokwadi chaicho kuti tarisiro yekukura mune ramangwana ichawedzera mhindu yedu yekuwana zvibereko kune imwe nzvimbo inofadza kupfuura mamwe ose emari yatinayo.

Dambudziko rekuisa mari mumakambani anowonekwa zvakanyanyisa ndeokuti kune kazhinji kashoma kwekukanganisa. Bhizinesi racho rinogona kunge rakanaka, asi kana richinge rakatarisana nekutengeserana kwakanyanya mune rimwe roga kana kuti risati razarura nzvimbo idzva nokukurumidza sezvazvakaitwa pakutanga, sengo icharamba yakanyanyisa kana, kana kuti, kutsika mvura kwemakore sezvo kuwedzera kwekuwedzera kuchipisa kure. Iyi inodzosera kumutemo wekutanga wekuti mutyairi haafaniri kumbomubvunza kuti "Iko kambani ABC yakanaka yekutsvaga"; panzvimbo pacho, anofanira kubvunza, "Iko kambani ABC yakanaka yekutsvaga pamutengo uyu ."

Njodzi # 3: Simba rekutengesa ngozi

Wakaita zvose zvakanaka uye wakawana kambani yakanakisisa iyo iri kutengesa kure pane izvo zvakakosha zvakakwana, kutenga chikwata chikuru chezvikamu. NdiJanuary, uye iwe unoronga kushandisa sengo yekubhadhara makosi ako emutero weApril. Kukanganisa kukuru.

Nokuzviisa iwe mumamiriro ezvinhu aya, iwe unenge uchitengesa apo apo nhumbi yako ichazokoshesa.

Ichi ndicho chikanganiso chekubhadhara mari. Mumusika wekutengesa , iwe unogona kuva nechokwadi chezvichaitika , asi kwete nguva . Iwe wakashandura hutano hwako hukuru (humbozha hwekubata zvachose nekuregeredza zvinyorwa zvemaketani ), kuti zvive zvisina kunaka. Iwe haufaniri kunge uine mari mumusika wekutengesa iwe waungada kuwanikwa chero ipi zvayo mumakore mashanu anotevera. Kana iwe uchidaro, uri kuzvibata nekunyanyisa kwakanyanya.

Chimbofunga zvinotevera: Dai wainge watenga zvikamu zvemakambani makuru akadai seCoca-Cola, Berkshire Hathaway, Gillette uye Washington Post Company pamutengo wakanaka muna 1987 asi waifanira kutengesa sengo imwe nguva gare gare mugore, iwe ungadai wakaparadzwa nokuparara kwakaitika munaOctober. Mari yako yekutsvaga ingangodaro yakave yakarurama chaizvo - iwe wakabata zvitatu zvemazuva ose zvakanakisisa emabhizimisi emikana yakawanikwa mumusika panguva iyoyo - asi nokuti iwe usina kuwana humbozha hwekubata kwenguva yakareba, wakazvizarura kusvika ine ngozi yakawandisa.

Iwe wakashandura hupfumi hwakanaka mumatambudziko akawanda.

Kuomanikidzwa kutengesa mari yako ndeye chimwe chinhu chinozivikanwa sehuwandu hwekutengesa , izvo zvinotyisa kumatare ako anokosha .

Maitiro: Nguva dzose Tarisai paZvose Zvinetso Zvitanhatu uye Bvunza Kuti Zvakajeka Sei Equity Investments Kwavari

Kune nguva dzose mune imwe yero yemari mune imwe neimwe yekushambadzira iwe unotenga, zvingave zvakananga kuburikidza nematokisi ega kana kunyange kuenzanisa mutual fund . Panguva imwe chete, nekudzivisa kana kuderedza mhando dzakasiyana dzengozi, unogona kuchengeta huccups dzenguva pfupi mumari kana mari yemari kubva pakuparadza pfuma yako.