Marudzi eAsvondo Unogona Kuda Kuona Apo Kutya Kunomhanya Pamusoro
Mushure mokururamiswa, shamwari yangu yakandibvunza kuti ndipi yedzipiyo yandaizovakira kune mumwe munhu aida kuva nemari (mashizha) asi aida chaizvo kufarira kushandiswa kubva pamutengo gyrations.
Sezvo takaita hurukuro pamusoro pefivha, ndakatanga kufunga kuti ruzivo rungabatsira kune vamwe vandinodzidza. Heino mhedziso yezvimwe zvezvinhu zvingaenderana nebhadhiro.
Nheyo Nekugoverwa Kunobereka Zvikuru Kupfuura Pfuma Yenguva Yakawanda Inobatsira Inobatsira Zvakanaka Kuderedza Kuparara Kwevateresi Vanodzivirira
Chekutanga, uye zvichida yakasimba zvikuru, kudzivirira ndeyeko ine mishonga ine hutano huripo uye mudikanwi wakaenzana wekubhadhara muparadhiso uye chikamu chekugovera, kunyanya kana ichienzaniswa nemichero inowanikwa pangozi isina United States Treasury bond. Izvozvo zvine maonero akanaka: Vatengesi vari kuenzanisa zvinhu zvose kune izvi zvinonzi "risina ngozi" purogiramu. Chikonzero chei? Kana iwe ukatenga chikwereti chekuUnited States, unogona kuva nechokwadi chokuti iwe uchazobhadhara. Sezvo nyika yakapfuma kwazvo munyika yose, hurumende yose inofanirwa kuita ndeyokutakura mitero kana kutengesa zvinhu kuti ubhadhara chikwereti chacho.
Apo chikamu chekugoverwa kwechikwata chakafanana neChipatimho cheMari, varairi vemabhiza vakawanda vangasarudza kuva vekare. Handizvo chete kuti unowana mari yakawanda kubva kune chikamu chekugoverwa nekuda kwekubhadhara mutero wekubhadhara (zvikamu zvinowanikwa kune 23.6% yeHurumende yepamusoro yepamusoro apo hurumende inosungirwa, kunyange isingabhadharwi nemitero yehurumende uye yomunharaunda, inogona kumhanya zvakakwirira sekunge 39.6% ) asi, zvichida zvakakosha, iwe unowana huwandu hwekuwana huchibva pamutengo unowedzera.
Mushure mezvose, ndeupi munhu anonzwisisa haazodi kuva nekake uye achiidya zvakare?
Hezvino ndiyo inokuchengetedza pamusika wemusika: Sezvo mutengo wematengo unowira, mutengo wekugovera unokwira nekuti mari inokwana chikamu chikuru chekutenga mutengo wega wega. Somuenzaniso, $ 100 mari ne $ 2 dividend inenge iine chikamu chezvikamu zviviri zvezvikamu; kana mari yacho inosvika pamadhora makumi mashanu nehafu, asi, mugove wegoveri waizova 4% ($ 2 inokonzerwa ne $ 50 = 4%.) Pakati pekuparara kwemusika, pane imwe nguva mutengo wemugove unova wakakwirira kwazvo zvokuti vatengesi vane mari yakawandisa kazhinji inopinda mumusika, kutenga zvikamu uye kutyaira mutengo. Ndicho chikonzero iwe unowanzoona zvishoma kudzvinyirira kune chikamu chikuru chekubhadhara zvikwereti panguva dzepasi pamisika . Yakabatana nekutsvakurudza kunoitwa naJeremy Siegel , ichi ndicho chimwe chikonzero nei vatengi vangave vachida kufungisisa aya ma generator emari nokuda kwehupfumi hwavo.
Kuti udzidze zvakawanda pamusoro pehurukuro iyi, verenga Sei Kubhadharwa Kwezvikwereti Zvokutengesa Tendai Kuwira Pasi Pakati Pezvokudya Makambani uye 3 Zvikonzero Zvikamu Zvokuparadzanisa Tendedzera kune Inperform Non-Dividend Stocks .
Consumer Staple Companies uye Zvimwe Zvikwata zveBlue Chip Zvimwe Zvinyorwa Zvokuchengetedza Mazairiro Makadhi uye Zvigare Zvigaro Zvokukwikwidzana Zvikomborero Ndezvipi Zvimwe Zvakanakisisa Zvokudzivirira Kuzvidzivirira
Vatengesi vechokwadi vanofarira chinhu chimwe chete uye chinhu chimwe bedzi: Kutenga makambani ane nheyo yakakwirira yepamusoro yezvinokosha mari inowanikwa pamutengo unonakidza unogona.
Mukudzvinyirira nguva dzoupfumi, kugadzikana kwezvibereko kunokosha zvikuru. Kakawanda, mahombekiti akabudirira ndeaya avo vane makwikwi akawanda ekukwikwidza. Izvo zvigadzirwa zvevatengi zvinotengesa zvinhu zvakadai semuromowa, peji yepurasitiki, mazino emasuo, sopu yekuchenesa, zvokudya zvekudya zvokudya zvekudya, uye soda. Hazvina mhosva kuti hupfumi hunova hwakaipa sei, hazvina mubvunzo kuti ani zvake achabva arega kusunungura meno kana kushambidza nguo dzavo.
Kuwana makambani aya haisi zvakaoma. Inowanzozivikanwa sebhuruu chip stocks uye inoita Dow Jones Industrial Average . Dzinosanganisira mazita emhuri akadai se 3M, Altria, American Express, Coca-Cola, Exxon Mobile, General Electric, Home Depot , Johnson & Johnson, McDonald's, Procter & Gamble, uye Wal-Mart . Vanowanzova nemaketeni makuru kwazvo emakethe.
Zvakanaka Nekutengesa Zvirongwa Zvikuru Zvokudzikinura Kazhinji Ita Kuti Udzivirire Zvakanaka Kudzivirira
Mamwe makambani, akadai seAustZone uye Coca-Cola, anowanzodzikinura zvakawanda zvezvikamu zvavo .
Mumusika unowira, izvi zvinogona kubatsira kuderedza kushungurudzwa nokuti sezvo sengo inotengeswa, kambani pachayo inowanzosimbiswa nebhokisi rekuvhara rakashama. Kune mari inobatsira mbiri pano kuti kana sangano risati rave risina kukoshesa, vashandi venguva refu vanobhadharwa kubva kune idzi dzikinuro sezvo sangano rinokwanisa kuderedza mari yose inoshandiswa nokukurumidza zvakakonzerwa nekukwira kwematengo emadhora, kuwedzera kuwanikwa kwemazuva anotevera share and cash dividends for the remaining stock. Izvi zvinonyanya kubatsira apo zvinhu zvinotendeuka pfuma yacho inodzorera nokuti zvikamu zvakasara zvinowedzera kukura.
Bhizimisi Bhizimisi Pazvinotarisirwa Zvinonzwisiswa Sezvakaenzaniswa Nezvakaitika Kare Zvinyorwa Ita Zvose Zvakanaka Zvimwe Zvisarudzo Zvokudzivirira
Zvechokwadi, kana iwe ukangotenga bhizinesi yakasiyana-siyana yematokari ayo kazhinji ane unhu hunobatanidza nekukosha kwekuisa mari yakadai semutengo wakaderera kuhuwandu hwekuwana mari, mutengo wakaderera kuhuwandu hwemabhuku , mutengo wakaderera kuhutano hwemari, maitiro akasiyana-siyana, maitiro ekuchengetedza maitiro, nezvimwewo, izvo zvinokonzera zvakanaka kuti iwe uchazobuda kubva kune wreckage isingatarisiri kwenguva refu. Ichi ndicho chikonzero kukoshesa kwekutengeserana kwemari mabhizimisi akadai saTweedy Browne & Company vakakwanisa kudzorera migumisiro inoshamisa iyo kune avo vanochengeta mari uye varimi vemabhizimisi vari voga kwemakore makumi emakore. Kune varairi vemazana vasina ruzivo, izvi zvinowanikwa kuburikidza nebhasi-ine mari yekodha mari.
Zvishomanana Zvimwe Pfungwa
- Kana iwe usingakwanisi kuongorora zvinyorwa zvezvemari uye kuverenga kuongororwa kwakatarisa kwekukosha kwezvinhu zvakasikwa muhupfumiro yako, ndiyo inangwa yakachenjera yekuchengetedza zvakasiyana-siyana.
- Funga kuchengeta chikamu chenyaya yako yezvemari muzvizvarwa zvepasi rose nekutsvaga mari mumutengo wepamusoro, pasi pengozi pasi mutual fund kana index index.
- Usambogadzirisa mari ipi zvayo muzvikwata zvaunogona kuida mumakore mashanu anotevera .
- Kana iwe usingakwanisi kubata mutengo wekutsvaga, funga kuderedza gyrations yakawanda yepodfolio yako kuburikidza nekubatanidza mari yakawanda kana yakagadzirirwa chikamu chekuwana. Kunyangwe izvi zvingaderedza kudzoka kwako pamakumi emakore anotevera, kana kunoderedza mikana yako yekutengesa zvinhu zvose mukutya, zvinogona kupa kushandiswa kunoshamisa.