Mari Inokwana Mabhizinesi Ane Nhoroondo Yakareba ye Sup Supreme Investment Returns
Apo purofiti inotumirwa kune vadzidzisi, inonzi zvikamu .
Pane boka guru rekutsvakurudza kwezvidzidzo rinoratidza nguva yakareba yekuitika kwezvikwata zvinokonzera kusabvisa chikamu. Kunyange zvazvo chikamu chechikamu chepamusoro pano kana kuti chingaita sechinhu chakawanda, funga kuti mubhadhari achichengetedza $ 10 000 pagore, uyo akawana 7% pamari yake, inoguma ne $ 4,065,289 mushure memakore makumi mashanu. Mumwe muzvikwereti akadhura anowana 9% pagore aizotanga ne $ 8,150,836. Izvo zvinowedzera 2% pagore zvaireva kaviri pfuma!
Pane zvikonzero zvitatu zvakakonzera kuti zvikamu zveparadhiso, seyakazara, zvinowanzoita zviri nani kupfuura vamwe vavo. Ngatitarise mumwe nomumwe, mumwe nomumwe.
1. Zvikwereti zvakapararira kazhinji Zvave nezvibereko zvepamusoro-soro - Haugoni Kubhadhara Cash
Pane zvakawanda zvingatofungidzirwa uye mafungiro ekuverenga. Iwe unokurumidza kukurumidza sei kuderedza chivakwa? Iwe unotakura boka rekuchengetedza kupi kwekutengesa kutengesa? Mune nguva pfupi, zvinogona kuva nyore kuti vatungamiri vaite purogiramu pamashoko ekuwana mari vanoita sepamusoro kana pasi kudarika zvavari chaizvo.
Zvose izvi zvinogona kuva matambudziko, kusanganisira "chikwata chejiki" tsika yekuderedza rekodhi yekuwana mari imwe nguva kuburikidza nekushandiswa kwehuwandu hwekuverenga mabhuku, kungoita kuti ishandise zviyero izvi zvisingatarisirwi munguva yemazuva mashoma kutungamirira kune zviyero zvakajeka.
Nekunge kune inogona kuva nekukurukurirana kwenguva refu pamusoro pezvikonzero zvehutano huno - Main Street vatengesi vanonyengeterera kuti makambani aite kuburikidza nekutsvaga zvisingabatsiri zvichienda mberi kune mutsara wemari kana iyo isiri iyo nyika inoshanda nguva yakawanda nguva.
Kuona kuburikidza nemapapiro kumatombo chaiwo pasi pemvura kunogona kuva kwakaoma kana iwe usingazivi maitiro ekuongorora mabhizimisi anodiwa kuti uite basa rakadaro.
Ikoko ndiko kunopatsanurana kusunungurwa. Chinhu chimwe chete chaunogona kuisa fake mari yemvura ; greenbacks yaunogona kupinza muhomwe yako kana kuisa mubhangi. Apo kambani inokunyengetedza iwe cheki yekucheka kwako kwepfuma, iyo mari ndeyako. Iwe unogona kuripedza, ugozvipa kune rudo, kuidzosera , kana kuwedzera pane yako mari . Sezvo zvikwama zvakawanda zvisingagoni kuitika mazuva ano, hazvigoni kuzvidzora kubva kwauri.
Nokudaro, inogona kunyatsofungidzirwa kuti makambani ane nguva yakareba yakasimbiswa yekuramba achiwedzera kubhadharwa kwevashandisi asi vachizvirumbidza vachichengetedza mari yebhadhati sheets , zviripo, kuita mari.
2. Kugoverwa Kunobatsira Kunogona Kutsigira Stock Panguva yeMakorokari Kuparara
Pakati pekudzikana kukuru kwemusika wekutengesa, zvikwata zvakasimba zvekuparadzanisa zvinowanzosimudza zvakanyanya kupfuura zvavanenge vasina chikamu chekubhadhara hama. Ichi chikonzero chikonzero nekuda kwechinhu chinonzi "rubatsiro rwezvibereko".
Fungidzira kuti iwe une puroforeti ine $ 100,000 mairi. Iwe hauna kuzvibata zvakanaka uye hauna kumbobvira wakanyatsoteerera nyaya pamusoro pekusiyana kwezvinhu kuitira kuti iwe uve nematokisi maviri. Nhengo imwe neimwe yekutakura inokwana $ 50,000.
Nzvimbo yekutanga, Berkshire Hathaway , ndeimwe yemabhizimisi ane simba mune zvemari munhoroondo. Inayo makambani anenge zana makuru anoshandiswa mune zvose kubva kuvaka, samani, uye inshuwarheni kumabhangi, zvinonwiwa, uye zvishongo. Iine mapepanhau uye mabhasi emasipi; midziyo yepurazi vanotengesa uye igwagwa. Asi, Berkshire Hathaway haana kubhadhara chikamu kubva kuma1960.
Chikwata chechipiri, Johnson & Johnson, chakafanana neBerkshire Hathaway asi chinotarisa pamatatu makuru emabhizimisi: Mishonga, mishonga yezvokurapa, uye utano hunoshandiswa pamutengo semudhaka, mouthwash, baby powder, uye Band-Aids. Sezvazviri nhasi, iwe une mazana 672 aJohnson & Johnson pa $ 74.41 yega yega, kana $ 50,000. Chimwe chezvikamu izvi chikagovera mari inokwana $ 2.44 pagore. Icho chikamu che3.3% chikamu chekugoverwa pamutengo wematengo iyeyo.
Izvozvo zvinoreva gore rega roga iwe unogamuchira mari ye $ 1,639.68 usati watora mitero iwe unogona kukwereta. (Unogona kudzivisa mitero zvachose kana iwe ukabata zvikamu mune chimwe chinhu chakafanana neRoth IRA ).
Fungidzira nyika inoparadzana. Vashandi vanovhunduka. Ikoko kune mhirizhonga. Usiku husiku, motengesheni inowira ne50%. Zvakaitika kare, uye zvichaitika zvakare. Ndizvo zvakaita nyika.
Iye zvino, nzvimbo yako yese yepamusoro inokwana $ 50,000. Iwe une $ 50,000 mune kurasikirwa. Mari yako yeBerkshire Hathaway inokwana $ 25,000 uye zvikamu zvako zveJohnson & Johnson zvinokwana $ 25,000.
Zvisinei, chikwata chako chaJohnson & Johnson chiri kutumira iwe $ 2.44 mumeyili gore negore. Izvozvo zvinoreva kuti mugove wekugovera ikozvino 6.6% pamusika.
Kana pane vamwe vatengesi kunze uko nemari yakachengetedza, zvingava zvakanaka kuti vazokwezeswa kune iyo mafuta ekugoverwa kwezvibereko, uye kutenga zvigaro zveJohnson & Johnson, zvichibatsira kuisa pasi pasi pemutengo wekutengesa uye kuigadzirisa.
Gadzira izvozvo nehupenyu hwako hwemunhu. Kana iwe waifanira kutengesa zvikamu kuti uuye nemari, iwe uchazosiya chii pakutanga: Berkshire Hathaway kana Johnson & Johnson? Yokutanga haisi kukutumira chero cheki. Yechipiri iri kukutumira $ 1,639.68. Kana iwe uchitengesa zvikamu izvozvo, izvozvo zvinongororeka, zvakare.
Vanhu vazhinji vanochengeta zvinhu zvinotumira zvikamu. Mari inouya mubhokisi remakadhi kana kuti inonyatsoiswa mu-akhawunti inonakidza zvikuru, kunyanya apo nyika iri kuparara pakati pako. Vaya vakakwanisa kupukunyuka mafuta vanogona kushandisa kunyange chikamu icho chikamu chekuwana mari yekubhadhara zvimwe zvekutenga mabhasiki anodhura, kuwedzera huwandu hwemabhizimisi muhupfumi yavo.
3. Kushushikana Pamberi Kuti Ive Nenzira Yakasarudzwa Nezvekushandisa Mutevedzeri Mukuru
Apo firimu inotumira 30% kune 50% yemari iyo inogadzirisa kumashure kune vadzidzisi, inopa chirango. Nenguva isipi, kana zviviri zvingawanikwa zvingayambuka dawati re CEO, anofanirwa kusarudza sarudzo yakakosha zvikuru nechipikirwa chiri nani chekuwedzera purofiti. Icho chidziviriro chepfungwa chinokonzera kudzoka kwakakwirira kunokonzerwa nekugoverana mashizha kwenguva refu.
Kuenzanisira kuti izvi zvine simba zvakadini, dzokera kumashoko edu ekufungidzira mukutanga. Charlie Munger akambotaura kuti, kutevera kufa kwake uye Warren Buffett, nzira inokurumidza yekugadzirisa njodzi yeBerkshire Hathaway yekudzorerazve mari ingadai iri kubhadhara mari yakawanda yemugove wegoverwa. Vatungamiri havakwanise kugadzira izvo zvisingagoni kudzora. Icho chokwadi chinoshamisa. Zvikamu zvinorayira chirango.
Munhu wese anogara achitarisa Starbucks inotevera IPO, uye iyo inogona kuva yakanaka. Asi usakanganwa kuchengeta ziso rako pamari inokonzera mari iyo "inowedzera mari" yevanhu vane mazita avo akavezwa pamateteti ezvitoro . Chinhu chakanakisisa kuva kugara mumba uye kuona mari ichipinda mumabhuku ako. Kana iwe wakasarudza zvigaro zvako zvakanaka, chiyero ichocho chinofanira kukura zvakanyanya pamakore.