Chidzidzo kubva musi waSeptember 11 pamusoro peHotis Management Management
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Iye zvino anenge makore anenge 16 gare gare, chidzidzo chinoramba chisina nguva. Zvichireva, vatengesi vanofanira kuyeuka chimwe chidzidzo chinokosha: zvimwe chikamu chekodzero yako inofanira kuchengetwa mumvura. Chikamu ichocho chemvura chinomumwe basa guru uye basa iro rinofanira kunge riripo apo iwe unosvika naro. Kugamuchira kudzoka kunongova chechipiri, zvisinganyanyi kukosha. Zvisinei, ndiri kutangira mberi kwangu. Ngatitangei pakutanga uye tisafunga nezvekujekesa zvinhu zvemvura saka tirai muchidimbu chekuti vanogona sei kutamba mumushambadzi wepamusoro pemafuta.
Chii Chine Mishonga Inoshandiswa uye Ndingazvichengeta Sei?
Izwi rinoshandiswa rinoreva kuti chinokurumidza chinhu chinogona kushandurwa kuva chando, mari yakaoma; iyo iyo iwe unobata muhomwe yako kana kushandiswa kwemari kune chimwe chinhu. Izvo zvinhu izvo zvinofungidzirwa kuti zvakashandurwa kuva mari kana simba rekutenga pakarepo.
Pamugumo mumwe wehuwandu hwezvinhu zvose ndeye madhora emari uye mari yawakapinza mubhokisi rekiki kana mattress kumba.
Iyi ndiyo inonyanya kushandisa mvura, zvinoreva kuti iwe unokwanisa kuidzidzira pakarepo, asi haisi yakachengeteka nokuti inogona kuparadzwa nemoto, kusarudzwa, kana kubiwa.
Kune rumwe rutivi rwechikwereti zvinhu zvakadai sedzimba , iyo inogona kutora mwedzi yakawanda kana kunyange makore kuti ichinje kuva mari. Kana zvasvika pakachengetedza mvura yako, pano pane zvishoma nzvimbo dzinowanzosarudza vanhu kuchengetedza mari yavo:
- Imba yavo (vanotarisira zvakanaka yakavanzika uye yakachengeteka)
- Kero yekuchengetedza kana kuongorora kubhengi ravo rekodha kana chikwereti chebato
- Mari yekambani yemari
- Mhedziso-dzenguva dzechidziro chekuisa
- United States Pfuma yezvikwereti zvikwereti zvenguva pfupi
Kakawanda, kuisa mari yako mubhangi kunofungidzirwa zvakachengeteka. Chikonzero chacho? Mabhanga eAmerica haana kuoma kubva muna 1933 apo Roosevelt akazivisa "holide yebhangi" iyo yakagara mazuva matatu, uye zvinoratidzika kunge zvisingaitiki chiitiko chakadaro chikazoitikazve munguva yemberi iri mberi. Mari yemusika mari inogona kukonzera matambudziko nokuti kana iwe uripo iwe unotungamirirwa nekambani yehurumende yehurumende , unogona kurasikirwa nekuwana mari yako kana mari yezvemari yakavharwa, izvo chaizvoizvo zvakaitika kune vashandi vakawanda musi waSeptember 11.
Pamusoro pezvinangwa zvekukurumidzira, haufaniri kufunga nezvemashamba, zvibvumirano, mutero wemari , annuities, kana inshuwarisi mitemo semvura. Mukuwedzera kune kuchinja kwemashamba ose, zvikwereti izvi zvingave zvakakwana zvachose kana kugoverana kwavharwa, zvichireva kushamwaridzana kuisa maoko ako pavari.
Nei Unofanirwa Kuchengetedza Mafuta Akanaka Pamusoro
Kunyange kana iwe usina pfuma ipi zvayo, iwe uchiri kuda mari yakachengetwa. Imwe Manhattan yakavharwa shure kwekutambudzwa kwegandanga, mabhizimisi mazhinji aisagona kushanda.
Mune zvimwe zviitiko, vashandi vakanga vasina kubhadhara kwevhiki dzinoverengeka, vachizvisiya vasina chekuwana mari.
IUnited States yakaswedera pedyo nedambudziko rakasununguka muna 2008 uye 2009 mukati meHarare Recession. Vamwe vashandi vezvemabhizimisi vaipikisa kuti vari kudana vakaroorana vavo uye vachivayambira kuti vaende kuATM uye vanobudisa mari yakawanda sezvavanokwanisa kuwana kana mabhenji asina kuvhura kwemavhiki kana mwedzi.
Ko kana pakave nenhamo kana chimwe chinhu chinoshamisa munharaunda yako uye iwe kamwe-kamwe haungagoni kumhan'arira kubasa? Kutora mamiriro acho chimwe chiito mberi, zvakadini kana chiitiko ichocho chikaita kuti kambani yako irambe yakaoma munguva dzemari uye inogona kuvhara masuo kana rakatanga kurasa vakawanda vashandi?
Ungapona sei? Kudai waive uchiona kukosha kwekutengeswa, iwe unogona kuramba uchifamba kwemwedzi inoverengeka uchishandisa mari yako.
Iwe unogona kutenga zvokudya, kutaurirana nevavakidzani, kana kugoverwa zvinhu zvekushandisa uchishandisa dambudziko rako rekukurumidza. Kudyidzana kunokosha. Uwandu hunokosha. Iko mambure ekuchengetera iwe nemhuri yako.
Ndeipi Dhigiriro Rokuita Mudaiti Anofanira Kuita Mari Inofunga Kuchengetedza?
Nhamba yemvura inofanira kuenderera mberi yakawanda inobva pane yaunofungidzirwa pamwedzi mari uye zvimwe zvinhu zvaunofanirwa kutaurirana nemari yako wezvemari kana kuti mutariri wekutsvaga mari. Muzviitiko zvose, unofanira kukwanisa kuzvitsigira iwe nemhuri yako kwekunenge mwedzi kana maviri; vazhinji vanoronga mari vanobvumirana kuti mwedzi mitanhatu yakanaka.
Zvakakosha kuyeuka kuti nyika dzenjodzi dzinenge dzisingakwanisi kuitika kunze kwekukurumidzira kwemunhu zvakadai sekugadzirisa motokari, kupomerwa, kushambisa uye kushambwa kunoputsika, kuenda kune imwe nzvimbo yekukurumidzira, kugadzirisa musha, nezvimwe. Kuva nemari iripo kungakubvumira kuti ugare kosi uye nechekare kunetseka.
Kana iwe uchida nenyaya iyi, unogonawo kuverenga kuverenga mari yakawanda sei Ndinofanira Kuchengetedza MuPortfolio Yangu? kuti uwane pfungwa yakawanda yekuti mari inogona sei kuita nheyo inoshandiswa pakugoverwa kwemari.
Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kushivirira kune ngozi, kana mamiriro emari yemumwe mutengesi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.