Mutungamiri Mutsva Wekutsvaga Kuvaka Pfuma

Zvinyorwa Zvokukubatsira Iwe Kukura Nendere Yako Egg & Generate Revenue

Kana iwe uine pfungwa dzakanaka uye urongwa, kuvaka hupfumi kunogona kuva chimwe chezvinhu zvinonakidza uye zvinokomborera muupenyu hwako. Kubudirira kunouya kubva kuhupfumi kuunganidza kunoreva kuva nekutonga nguva yako, kusununguka kubva kunetseka pamusoro pekuzadzisa zvido zvako, kuvimbiswa kuti iwe uchagara uine firiro yakazara, kupisa munguva yechando, zvipfeko zvakanaka, nemari yekuvaraidza. Kubudirira kunoreva kuve nekukwanisa kutumira vana vako nevazukuru kuchikoro; kuisa mari yekuvimba uye UTMAs .

Muchidimbu, kana iwe uri mupfumi, mari inova chinhu; hapana chimwe chinhu uye kwete zvishoma. Inoshanda kwauri. Iwe hausi kushanda nokuda kwayo.

Kuti ndikubatsire parwendo rwako yekuvaka upfumi, ndaisa pamwe zvimwe zvezvinhu zvaungagona kushanda nenzira yako kuburikidza ne sequentially. Iyi nheyo inofanira kukupa maonero akanaka ekugadzirisa, matambudziko, uye mazano aungashandisa kukura mambure ako akakodzera. Ndinokurudzira kuti ushandise peji iyi sechinhu chako chekutevera, uchitevera chimwe nechimwe chakabatanidzwa, uchichidzidza, uye uchidzoka kuti uende mberi kana uchinzwa wakasununguka kuti wanyatsoziva nyaya yacho. Sezvo nguva dzose, kana iwe uine mibvunzo, iwe unogona kusvika kwandiri nyore nyore pabhogi rangu rega, kwandinonyora pamusoro pemari yepamusoro yepamusoro uye pfungwa dzekusimudzira.

Kuvaka Pfuma Inotanga Nokuchengetedza Mari

Kuti unzwisise zvivako zvehupfumi hwako, iwe unofanirwa kudzidza zvinyorwa uye ona kuti mari yakawanda inotora sei kuonekwa se "mupfumi" muUnited States .

Iwe unogona kushamiswa kuti shoma shoma yacho inofananidzwa sei nemifananidzo yaunowona paTV kana mumafirimu. Iwe unogona kuenzanisa izvi nehuwandu hwemari inyanzvi dzezvemagariro evanhu dzinoti zvinotora kuti kuwedzere mufaro wega muUnited States . Kutorwa pamwe, izvi zvinokutendera kuti uuye ne "nhamba yako".

Nhamba iyoyo ndiyo upfumi hwakazara hwaunoda kuunganidza kuti uwane mararamiro aunoshuva, kurarama kubva pamari yako yega yega asi isu tiri kutanga mberi kwedu.

Kana uchinge uine nhamba yako, inguva yekutanga kuchengeta. Izvi zvingaita sezviri nyore asi kuvaka hupfumi hunotanga netsika yekuchengetedza. Chakavanzika chekuita mari kuziva kune mairi maviri chete aunokwanisa kukoka. Sezvo iwe uchigadzirisa mavhiri maviri aya, unogona kushandisa zvakasara kuti uwedzere mari yako yemari; mari inochengeterwa iyo pakupedzisira inotengeswa muzvinhu zvinobudirira. Nyaya idzi dzichabatsira kupa vamwe vanotarisira.

Iro Nhanho Inotevera Kuvaka Pfuma Ndiyo Kushandisa Kuponesa Kwako Kutenga Mazai Anobatsira Anounza Mafambiro Asingaiti

Kana uchinge uine zvakasara, unofanirwa kuzviisa kuti zvishande muzvinhu zvinobudirira; zvinhu izvo zvinokonzera mari isina kuwanikwa iyo inouya mumaawa ose ezuva pasina iwe unotengesa nguva yako.

Passive mari haisaruri. Hazvizivi kuti iwe uri muduku here kana kuti mukuru, uri mutema kana wakachena, gayana kana wakarurama, unochengetedza kana wakasununguka, wechitendero kana wegnostic, murume kana mukadzi. Passive mari inoshandiswa pakavanzika vapfumi kubva kune vamwe vose. Vafumi vanofanira kushandira mari yavo. Kunyange zvazvo vachiwanzosarudza kushanda, vapfumi havadi kuita kudaro. Vanogona kugara pasi uye kuunganidza zvinyorwa zvisingagumi kubva munzvimbo dzakawanda dzavakawana.

Ichokwadi Chakuita Kuvaka Pfuma, uye Kuunganidza Pfuma Passive, Inowanikwa Mukusarudza Investments

Kuti udzidze zvakawanda pamusoro pezvinyorwa zvemarudzi akasiyana-siyana aunogona kuunganidza mukuedza kwako kuvaka pfuma, ona zvinyorwa izvi.

Kudzidza Kubhadhara Mitero Yakaderera Iwe Unogona Kuve Chikamu Chinokosha Mukuvaka Pfuma

Sezvo iwe uchiunganidza zvinhu, iwe unoda kudzidza nezvemaitiro akasiyana emitero anobvumira iwe nevemhuri yako kuchengetedza zvakawanda zvemari yako inoyerera uye inowanikwa. Izvi zvinosanganisira zvose kubva kune dzimwe nzira dzokubhadhara kumitero yakabhadhara yakadai seC Congressionally-yakagadzirirwa kurasikirwa zvirongwa. Nyaya idzi dzichakubatsira kuti unzwisise zvimwe zvezvidzidzo.

Zvimwe Zvimwe Zvaunogona Kuda Kuda Kudzidza Paunodzidza Kuvaka Pfuma

Pakupedzisira, kune dzimwe humwe huzivi hwemafiropu pamusoro pekuvaka upfumi uye kupfuma iwe unoda kuverenga.

Kana uri kutsvaga kufemerwa pamusoro pevanhu vakavaka upfumi, ini nguva nenguva ndinoita zvidzidzo zvezvakaitika zvinonzi zvemabhiriyoni emabhuku pabhuku rangu rega. Kubva kumugadziri wemari akasiya mari ye $ 8,000,000 kune imwe yemapurogiramu anoita zvemakombiyuta akaunganidza $ 18,000,000; gweta rakagadzirisa chikwama chemari yekutengesera mari inokwana $ 188,000,000 kune retired re IRS vashandi vakamutorera $ 5,000 mari mune imwe nzvimbo yemahofisi inokosha mumakumi makumi emamiriyoni emadhora kubva muimba yake muNew York , vanhu vekuAmerica vese vave vachishandisa hurongwa hwehupfumi hwekuwedzera hupfumi kwenguva refu. '

Kazhinji, izvi zvinoitwa kuburikidza nekugara kwenguva refu kwematokisi . Ini nguva nenguva ndinoita zvidzidzo zvemazivikanwa akaisvonaka blue chip stocks , zvakare. Ndakakuratidza kuti mari ye $ 100,000 muWitter & Gamble yakakura sei $ 1,182,131 mumakore makumi maviri chete. Ndakakufambisa kuburikidza neColorox kushandura $ 100,000 kusvika mu $ 1,501,546. Ndakakuratidza iwe kuti Tiffany & Company yakashandura sei $ 100 000 mumadhora akawanda emamiriyoni. Ndakatsanangura kuti Starbucks yakashandura sei $ 100 000 mune zvinodarika $ 10,000,000. Takatarisa kuti ungadai watenga sei Coca-Cola kana PepsiCo uye wakawana, akafuma kwazvo. Takatarisa kuti Nestle akaita sei varidzi varo vapfumi, zvakare. Takabvunzurudza kuti Chevron yakave nemafuta ane mamiriyoni uye sei Hershey Company yakaita zvizvarwa zveAmerica zvakapfuma. Takatarisa kune avo vakavaka upfumi kubva mukutsvaga muGeneral Mills neavo vakange vavaka pfuma kuburikidza nekutsinhanisa kuMcDonald's. Takatotarisa kuti makambani akaendeswa mberi, akaita seEastman Kodak, chaizvoizvo akadzoka zvakanaka kune vashandi venguva refu.

Pakupedzisira, iyo yose yemutambo mumwechete: Kuunganidza zvinhu zvakanaka zvakarongedzwa nekuchenjera uye kurasa mari itsva yekuti iwe upedze, kudzorerazve, kuchengeta, chipo, kana kupa, kukupa simba kuronga zuva rako kuita zvaunofarira, uye kupedza nguva nevanhu vaunoda, pane kutengesa maawa akawanda ehupenyu hwako.