The Wash Sale Rule Defined
Taura zviri nyore, mutemo wekutengesa kushambadzira unorambidza mutengesi kuti ataure kuti kurasikirwa kukuru kunokonzerwa nemitero kana mari iyo kurasika yakatanga kunotengwa mumazuva makumi matatu. Muenzaniso wemamiriro ezvinhu anoshandiswa kumutemo wokutengesa kushamba
Fungidzira mutengesi asingatombogoni kutenga Lucent Technology stock apo yaitengeserana nepamusoro ye $ 70 mugove. Pamakore akapfuura mushure mekambani iyo ikanyangarika yakabatana, iyo mutengesi akatarisa maitiro ekugadzirisa mari, matambudziko emari, uye kutengesa kwekutsvaira kuvhara mutengo wemari kusvika pasi $ 1.
Nguva dzose iyo inotyisa, mutengesi wedu anoziva kuti kana akatengesa zvikamu zvake, anokwanisa kurondedzera kurasikirwa kukuru uye kuderedza mutoro wake wemutero. Dambudziko? Anotenda Lucent, kana kuti iyo yakasimba iyo pakupedzisira inayo, ichakwira kubva mumadota uye inodzorera zvimwe zvekutengeswa kwemari iyo yakarasika.
Pakarepo, mutyairi wedu anowana pfungwa yakajeka. Muvhiki yekupedzisira yaDecember, anodana mutengesi wake ndokumuudza kuti atengese zvikamu zvake mumutengesi yepafoni, kuvhara mukurasikirwa kukuru.
Vhiki nhatu gare gare, muhafu yekutanga yaJanuary, anodana iyo mutengesi uye anorayira kuti adzikinure chikamu ichocho chaLucent. Zvose zvakanaka munyika; akavhara mukurasikirwa kwake kwepamusoro paaibata pamakamuri. Inoita seinoziva, iko?
IRS ndiyo imwe danho riri mberi kwake. Basa rekutengesa kushamba, sezvamunoyeuka, haibvumiri mubhadhari kuti atore kurasikirwa kukuru kana achidzikinura mari yacho mukati memazuva makumi matatu.
Mune mamwe mazwi, kunze kwokunge mutengesi achimirira kusvikira mazuva makumi matatu apfuura, haazokwanisi kunyora kurasikirwa pamitero yake nekuda kwekutengesa kushambadzira mutemo.
Kuti awedzere kutukwa nekukuvadza, Lucent angasimuka panguva yaanomirira kune imwe nzvimbo, achiwedzera mutengo waanotenga. Kutaura kwokuti iye zvino akaripa mabato maviri (rimwe rekutengesa munaDisemba uye rimwe rokudzikinura munaJanuary) rakangofanana nekusapera.
Kuenda Pasi Pese Kuwana Rule
"Ko muteresi aisagona here kutarisira nguva yekutsvaira yekutsvaira kuti apedzisire ndokudzikinura zvikamu?" Unogona kubvunza. Sezvazviri, hongu, aigona. Sezvambotaurwa kare, kune matambudziko akawanda nenzira iyi. Kunze kwemasangano maviri, kune ngozi chaiye yokuti Lucent achamhanya munguva pfupi achiita kuti atengezve pamutengo wakakwirira unogona kunge wakawanda kupfuura zvaakaronga.
Maitiro? Ingotengesa chete kana iwe ukagamuchira chokwadi iwe unogona kukwanisa kutengazve zvikamu munguva yemberi pamutengo mumwechete kana pasi. Kana iwe uchiyananiswa neyiyo inogona, hapana chinokudzivisa.