Ndakaona zvinhu zvakaipa zvichiitika kune vakanaka.
Chikonzero chekutengesa
Ongorora zvikonzero zvako zvekutengesa . Munhu wese ane chikonzero chekutengesa. Kana iwe usinganyatsokurudzirwa kana kuzvipira kutengesa - kana yakakurova iwe mangwanani mamwe oga kuti iwe unofanira kutamira kune rumwe rutivi rweguta uye iwe usina kumbofunga zvakakwana kuburikidza nekugadzirisa - iwe unogona kunge uri kuzvigadzirisa nokuda kwekuodzwa mwoyo . Zvichida iyi haisi nguva yekutengesa iwe. Zvichida gore raizova nani?
Kana chikonzero chako chisina kukodzera, iwe ungazozozvidemba kushambadzira. Edza kuenzanisa zvinowedzera uye kunyora muzvinyorwa zvakanyorwa kuti uone kana iwe uchiita zvakanaka. Taura nevanovimbwa navo, uye musabvunze mutengesi wemuimba nokuti mutengesi weimba yekumba anogara achitaura kuti ndiyo nguva yakanakisisa yekutengesa, sezvakadzidziswa squirrels.
Kutenga Imba Idzva
Vanhu vazhinji vanotengesa vanoita saizvozvo kutenga imwe imba. Isa pamwe chete urongwa hwevavakidzani uko iwe ungada kurarama nekufambisa kuburikidza nenzvimbo idzodzo.
Enda kuSvondo dzimba dzakazaruka . Tarisa mutengo pakati pemisha mitsva nemisha yakwegura . Chengetedza zvaunogona kuita. Unogona kuwana iwe unofarira kugara iwe uri. Kana iwe usingakwanisi kuwana misha ipi inokufarira, zvichida iwe unoda kuongororazve zvinangwa zvako.
Dana Matare Edzimba
Bvunzurudza vashandi vemazana , kana usingazivi kuti ndiani waanoshandira, taura nevanenge vatatu vemuongororo .
Kumbira mumwe mutengesi wekutsvaga kuti aratidze hurongwa hwakawanda hwekutsanangurira hunotsanangura zvavanoita kuti vatengese imba yenyu . Mukuwedzera, bvunzai vashandi kuti vagadzirire kuenzanisa marongerwo ekuongorora mararamiro enyu uye kumbira mumwe nomumwe mazano pamusoro pezvinotevera, sezvo pfungwa dzichasiyana:
- Kugadzirira Imba Yako Kutengesa : Enzanisa mazano uye funga kugamuchira mazano akajeka. Kazhinji, iwe unoda kubuda kunze kwenhumbi yakawanda uye yakawandisa. Tora zvimwe zvinhu mugaraji kana padziviriro yega yega.
- Kugadziriswa Usati Uchitengesa : Hazvisi zvose kugadziriswa kwekugadzirisa kuchabhadhara. Iwe hausi kuda kupedza mari yakawanda uchigadziridza asi iwe unoda kugadzirisa zvinhu zvakajeka zvekuchengetedza, kana pane zvakakanganwa. Kumbira rubatsiro rwehutungamiri kana iwe uchada kushandisa zvakawanda pane zvausingadi kugadzirisa.
- Mhuri Inotarisa : Unogona kubhadhara unyanzvi hwemagetsi, bvunza vashandi vako kuti vabatsire danho kana kuti danho rako pachako. Iwe uchawana zvakawanda zveimba yako kana yakagadzirwa. Kufambisa kunotangira kubhadhara pachako, nekupfuura.
- Pamba Pariko : Usasarudza mutengesi zvichienderana nekutengeserana mutengo wekutengesa. Vamwe vachapindirana kuti vawane mazita acho. Asi usapindira . Dzimba dzakawanda dzinotengeswa kazhinji dzinotengeswa zvishoma kudarika mutengo . Edza kuenzanisa dzimba dzakafanana dzemakati akafanana akareba mukati memwedzi mitatu yapfuura kuti uone kukosha.
- Nayo Nharo Kubva Kutengesa : Vazhinji vashandi vanogadzirira mapepa ematare evatengesi, mumwe nomumwe ane mutengo wakaderera uye mutengo wakakwirira. Nenzira iyi, vatengesi vanogona kugadzirirwa zvakanyanya uye tariro kune zvakanakisisa. Kana iyo yakaderera mumutengo wekutengesa ichakutendera iwe kutenga imba yaunoda, inguva yekuwana mari uye iwe unogamuchirwa.
Tsvaga Lender
Kutanga, taura iwe wako chikwereti chiriko kuti uwane kunyatsokosha kwaunoda kubhadhara. Iwe unofanirwa kuraira chirevo chekubatsira . Zvadaro tarisa mitsva yekubhadhara mari kubva kune iwe pachako zvikwereti uye zvikwereti zvemari . Kumbira kuongororwa kwemari. Enzanisa matanho nemari, asi ona kuti munhu wose ane homwe yehomwe yemari. Uyezve, kumbira kutumira kune zvekutenga chikwereti kubva kune vashandi. Kazhinji, zvikwereti zvevatengesi zvinowedzera kugadzirisa kubhadhara mitero uye vari kukwikwidza.
Iva nechokwadi chokuti iwe unofara nemukuru wako wechikwereti, uye kuti munhu ane ruzivo rwakawanda.
Zvinogona kureva kusiyana pakati pekugara pamusoro pebhokisi rako, kuva akagadzirira kuenda uye kuona kuti chikwereti chako hachina kupfuurira pasi uye iwe hausi kupfigirwa nekusangana nedambudziko rekutengesa kusununguka.
- Tsvaga tsamba yekubhadhara chikwereti , saka unoziva kuti mari yakawanda sei yaunokodzera kuwana.
- Iwe haufaniri kubhadharira mari yakawanda, uye kubhadhara chikwereti chepasi kunogona kukuita kuti uwedzere kufara munguva refu.
- Enzanisa mortgage loan types uye sarudza nokuchenjera.
Kutengesa Usati Watenga
Nguva iyo imba yako ichienda pamusika, iwe unogona kuedzwa kuti udzidze pamhepo paIndaneti uchiona maimba pawebhu. Chinhu chinotevera munoziva, iwe unoda kuita nguva yekuona maimba mashoma. Usatorwa nemakwikwi ehurukuro uye mifananidzo yakaisvonaka yeimba yako yekurota. Inenge nguva dzose inobatsira zvikuru kutengesa tisati tatenga .
Asi, zvisinei kuti zvakanzwisisika sei kutengesa kutanga, uye vatengesi vachagunzva misoro yavo uye vanobvumirana nechinzvimbo changu, vachiri kuda kutenga imba vasati vatengesa. Chii chinowanzoita senhengo? Zvakanaka, iwe unoenda nekuderera uye unoita zvakanakisisa.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.