Mortgage Burning Parties Akatora Chiro Zvinotyisa
Mubatsiri anoda kuti zvinyorwa zvizivikanwe kune vadzidzisi veimba, pasinei nokuti vave vaine imba yakareba zvakadini, uye ndezvikonzero nei. Mumazuva ekare, kusvibiswa kwemhepo kusati kwava kunetseka, vatenzi veimba vaishandiswa kupisa tsvina nemarara mumashure avo kumashure. Vabereki vangu vaiva nehomwe huru yakasviba nesimbi yakakura sedhivha, uye takaiisa moto kamwechete pavhiki kana zvakadaro. Ndaiwanzocheka wieners pamusoro pemarara angu anogona kuita moto semwana.
Yaivawo tsika yakajairika zvakare mumazuva iwayo kubata zvikwereti zvinopisa zvikwereti. Vaya vachangobva kusununguka-kubva-kutengesa pamba vadzidzisi vaizokoka shamwari dzavo dzose kumba kuti vadye, vanwe doro, vofara uye vatarise vopisa chikwereti pamusoro pemarara anopisa anogona moto.
Dambudziko guru rakagadzirwa nemitambo inokonzera kupisa yaiva vadzidzisi vekumba vaiwanzozotumira kudzokera kwavo kugadzirwa muutsi pamwe chete. Kushungurudza kudzorerwa kwechiedza mumarimi aireva kuti pakanga pasina humwe uchapupu mumasangano ehurumende kuti kubhadhara kwavo kwaive kwakabhadharwa nokuti mabhuku anokosha akaparadzwa. Iwe unogona kufungidzira nhamba yezvinetso zvematongerwo emusoro zvinokonzerwa nekutenga chikwereti chinopisa mapato.
Sei Mubhadharo Anoda Zuva Rokune imwe nyika?
Nhasi chizvarwa chedzimba pamba chinogona kuwana zvakaoma kufungidzira kuva neimba isina chakanaka uye chakajeka chechikwereti. Izvi ndezvokuti tsika yakagamuchirwa pakati pehuwandu hwemazana emakore makumi maviri edzimba dzemhuri ndeyekugadzirisa zvikwereti zvavo nguva dzose apo chikwereti chechido chekushaya mari chinodonha, kunyange zvishoma sezvinenge chikamu chechina chinoderera mumutengo.
Iko kukanganiswa kwekuita kugadziriswa-kunze kwokubhadhara mari yakawanda yemari yekubhadhara kunze kwehomwe-kana kuvhara mari iyo mubhadharo yemari-kunze kwekuti iwe ukasarudza nguva shomanana yokubhadhara , iwe uri kuwedzera nguva yechikwereti chako. Kana iwe uchigadzirisa imba mushure memazuva mashanu, iwe wakawedzera makore mashanu kubhadhara yako nguva.
Panzvimbo yekubhadhara chikwereti chemamwe makore 25 panguva iyoyo, nguva yako yezvikwereti yava makore makumi matatu kana makumi mana, zvichienderana nekugadzirisa kusarudzwa. Vamwe vanokweretesa vanoita chikwereti chemakore makumi mashanu.
Yakanga isiri nguva dzose nenzira iyi. Pandakanga ndiri mwana mumakore ekuma1950, vanhu vaiwanzochengetedza mari mubhodhoro rekikisi, zvichida vaiisa pasi pematidziro kana kuti vaizoenda kubhangi ndokuisa mukaunti yekuchengetedza mabhuku. Apo pavakachengetedza zvakakwana, vakarayira chibharo chemubatsiri kubva kune chikwereti uye vakabhadhara chikwereti.
Nhasi, vadzidzisi vemisha vakawanda vanoona chido chavanowana apo vanotengesa imba uye vanoshandisa mari yekutengeswa kuti vabhadhara mari yavo. Inguva pfupi kwenguva pfupi nokuti mushure mokunge imba yacho yatengeswa, vanotenga imba yakakura, inodhura uye ine chikwereti chikuru. Kune vamwe, kutenderera hakuzombopera.
Ndezvipi zvinodiwa neMubatsiri?
Chikumbiro chekubatsira ndeye tsamba yekutsvaga kubva kuchikwata chezvemari chinotora chikwangwani chako chekuchengetedza uye kubhadhara mari. Inotsanangura chaizvo izvo zvinotarisirwa kuti ubudise chikwereti kubva kune chikwereti uye inogadzira mashoko anotevera:
- Zita rekwereta.
- Nhare uye nhamba yefoni yekwereta.
- Nhamba yeAcidho yemari yaivepo.
- Zita revakwereta (s).
- Zuva rekubhadhara zvinodiwa.
- Nhasi bhadharo huru.
- Chido chekufarira.
- Zuva iro chikwereti chabhadharwa.
- Kurega mari.
- Statement mubhadharo.
- Kurejera mari.
- Kutumirwa kana kuti FAX mubhadharo.
- Kufarira kwezuva nezuva.
- Zuva iro kuda kunoshanda, kazhinji mazuva makumi matatu.
- Mari yekupedzisira, kana iripo.
- Mimwe mhosva, kana iripo.
Kana uyo anenge ari chikwereti asingagamuchiri mari yaanowana munguva yakatarwa mubasa raibhadhara, munhu anenge achiwana rubatsiro anotsvaga nguva, uye mutengo mutsva unobvumirwa unofanira kutongerwa. Uyezve, vateresi vanowanzodikanwa kuti chikwereti chibhadharwe kusvika musi wawakagamuchira mari, saka zvikwereti zvakawanda zvakasungirirwa, uye kuwedzerwa kunodzokera kumunhu anenge akwereta mushure mekubhadhara.
Nhoroondo yeMubatsiro yakasiyana sei neMudiwa Anobatsira?
Mutemo unobatsira ndeye tsamba inotaura nezvemamiriro ekukwereta. Vanokweretesa vari kuwana mari yemari yemari kana chikwereti chechipiri vanowanzotarisirwa kuendesa chirevo chekubatsira kubva kuchikwata chekutanga chekutora chikwereti kuti ave nechokwadi chechikwereti chechikwereti.
Vamwe vanokwereta vanobvuma kopi yemashoko ekubhadhara chikwereti chekukwereta nokuti vane zvimwe zvakafanana nemashoko.
Mutemo unobatsira unobudisa zvinotevera:
- Zita rekwereta.
- Nhare uye nhamba yefoni yekwereta.
- Nhamba yeAcidho yemari yaivepo.
- Zita revakwereta (s).
- Zuva rekubatsiridza chirevo.
- Nhasi bhadharo huru.
- Chido chekufarira.
- Zuva iro chikwereti chabhadharwa.
- Nyaya yekugadzirira mari.
Mumwe mukuru wemauto akandiudza kuti vatengi vanowana zvikumbiro zvishoma zvemashoko anobatsira mazuva ano, vazhinji havazivi kugadzirira chirevo chemubatsiri. Vamwe vanokweretesa vanoendesa vabatsiri vachikumbira apo kukumbirwa kukumbira chirevo chekubatsira uye hazviita sekuti vanoziva kusiyana pakati pezvokubhadhara zvinodiwa uye chirevo chekubatsira.
Asi iwe unenge uchiita.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.