Dzidza zvinobudirira uye zvakaderera zvekutora pfungwa
Ndezvipi Zvakawanda Zvinotarisa Mari?
Mari inoshandiswa pane imwe neimwe inokwana imwechete yezana yemari yemari. Semuenzaniso, kune chikwereti cha $ 100 000, imwe nhanho yokuderedza inokwana $ 1 000.
Ndezvipi Zvakawanda Zvichitaura Kufarira Kwishoma?
Nhengo imwe neimwe inotora chikwereti yakabhadharwa nemari yemakore makumi matatu inowedzera chikwereti chechikwereti ne 0.25 muzana, kubva muna 2016. Kubhadhara zvikwereti kunoderedza chikwereti chako chekuda, nekuti uyo anokweretesa anogamuchira mari muhomwe yemari pakuvhara panzvimbo pokuunganidza kufarira sezvaunoita kubhadhara chikwereti chako.
Ndinofanira Kutenga Mazano Here?
Zvingave kana kuti kwete kubhadhara pfungwa zvinonzwisisika kwauri zvinotarirwa kuti unotora nguva yakareba sei kuchengetedza chikwereti. Shandisa mortgage calculator kuti ikubatsire kusarudza.
- Verengai mari yekubhadhara kwako pamwedzi pamutengo wekuda iwe uchakweretwa kana iwe usingatengi matanho.
- Verengai muyero wekubhadhara kwako kwemwedzi pamutengo wezasi kana iwe uchibhadhara hura.
- Bvisa mutero wakaderera kubva pamutengo wakakwirira kuti uwane mari inoponeswa mwedzi mumwe nomumwe.
- Gurai mari inotengeswa pamapurisa ekuvhara nemwedzi wegore negore wakachengetedzwa. Chigumisiro ndiyo nhamba yemwedzi iwe unofanira kuchengeta chikwereti kuti ucheke-kunyange pamari yekubhadhara.
Kuputsa Kunyange Muenzaniso
$ 100,000 Chikwereti - Gore reMakumi matatu
- 7.5% Mufaro, hapana mapoka = $ 699.21 kubhadhara kwemwedzi
- Kutenga 1 pfungwa ye $ 1 000 = kubhadhara mwedzi pamwedzi $ 690.68
- Mari YeMwedzi = $ 8.53
- $ 1000 / $ 8.53 = mwedzi 117
Kuputsa kwako-kunyange iyo inenge mwedzi 117 - kana anenge makore gumi kuti uwane mari yekutenga iyo chinotora zvishoma, uchitarisa kungoverengeka kuverengwa kwemari iyo nhasi kukosha.
Pakupedzisira, sarudza kuti unoronga kwenguva yakareba sei kugara mumusha. Kana ukaronga kuva nemba yako kwechinguva chiduku, zvishoma zvishoma zvingave zvisingafananidzi mari.
Zvishoma Zvishoma Lower Lower Balance
Kana iwe ukatarisa purogiramu yekukwereta kuti uenzanise zvikwereti zviviri, unoona kuti chikwereti chechikwereti chakaderera chine chikamu chepamusoro chemahombekombe ekupera kwemwedzi 117, $ 87,024 kana $ 87,259 kune chikwereti che7,5%. Saka iwe unogona kufunga nezvekuchengetwa kwemari yekugadzirisa kana kutenga zvigaro.
Ko Mutengesi Anokwanisa Kubhadhara Mazano Angangokutora Here?
Zvichida. Taura nemutengi wako pamusoro pezvinobvumirwa nemari yako. Mutengesi angangoda mari yakakwirira yekutengesa kana achibhadhara chikamu chemari yako, asi iwe unogona kupinda mumba usina mari shoma pakuvhara .
Ndezvipi Zvokutsigira Mutero Mutero Wakabviswa?
Hungu, nharo dzinobhadharwa zvekugara zvekugara kwemaimba inotora mutero inobviswa mugore ravari kubhadhara. Vatengi vanogona kutora mari iyo inobhadhara kunyange kana mutengesi aripa mazano ekuvhara.
Ndezvikamu Zvokuratidza Zvakangofanana Nemari Yokutanga Here?
Imari yekutanga ndiyo mari inokwidzwa kugadzirisa chikwereti chako. Inowanzobhadhara imwechete imwechete, asi iyo yakasiyana-siyana yekubhadhara. Bvunza iwe chikwereti chako kana iwe uchizobhadharwa mari yekutanga.