Usava Mhosva ye Shady Vatengesi
Kuwanda kwevatengi vatengesi mumusika vanotengeswa uye vanoenderana nemitemo yenyika / federal. Vaya vatengesi vanoshanda mukati mehutano hwemitemo yezvakanaka uye tsika. Zvisinei, pane vakweretesi vanopamba vasina zivo uye vasina zivo. Vanoshandisa zvakanaka vanhu vasingazivi kuti vangataura sei vakatendeseka kutora chikwereti chikwereti kubva kune zvidhori.
Kungofanana newe haungatengi kutarisa kubva kune umwe munhu mumugwagwa nemapuranga ane simba, somuenzaniso, iwe haufaniri kupindura kune zvisingatauri kutengesa kushanda zvakadai se:
- Zvipfeko zvinokandirwa pamusuo wako, zvakanamatira kumhepo yepamusoro yemotokari yako kana kuiswa kune imwe purofoni
- Tumira tsamba kubva kumakambani asina kumbonzwa kare
- Telemarketers vanoedza kukumanikidza pamusoro pefoni
Kune nzvimbo dzepamutemo dzekuwana chikwereti . Zvisinei, kufanana nebasa chero ripi zvaro rinosanganisira mari yakawanda yemari, zvigadzirwa zvakakomba uye vasiri vashandisi, kune chikonzero chekubiridzira. Iwe ungati sei kana munhu ane chikwereti ari scammer? Heano zviratidzo zvishomanana zvinonyevera:
- Mumiririri anouya sechitsva-kutaura uye anoshanda zvakanaka
Iwe unogona kuwana pfungwa yokuti hurukuro yacho inowedzera yevhesi iyo yakadzokororwa kazhinji kazhinji ikozvino iko uye kwete kukurukurirana. - Iko mari nezvikwereti zvinoratidzika kunge zvisina kukwirira zvakakwirira
Kumbira kuti fikiti yako yeFICO irondedzere kwauri uye ienzanise nemari pakati pevamwe vatengesi. Danai mumwe mutero uye mubvunze pamusoro pechiyero ichocho. - Mukwereti ari kushandisa maitiro ekumanikidzana newe, anokukurudzira kuti usayine MAZUVA
Kana iwe uri kufungisisa , iwe une mazuva matatu kuti uchinje pfungwa dzako. Kana uri kutenga imba uye uchinge wawana chikwereti chakutenga, bvunza chii chinoitika kana iwe usingakurumidza "kuvhara" chikwereti chako.
- Iwe unoudzwa kuti "chikwereti chakaipa hachisi chinetso"
Chikwereti nguva dzose chinetso. Chikwereti chakanaka nezvikwiriso zvakakwirira zveFICO zvinoreva kuti iwe uchawana mazwi akanaka pamutero wako. Chikwereti chakaipa chinogona kukudzivirira kuti uwane chero chikwereti. Vatengesi vanonyanya kugadzira zvikwereti kune vatengi vane yakaipa chikwereti vanozivikanwa se-sub-prime chikwereti uye havakwanisi kupa maitiro akanaka.
- Iko chikwereti chinokukurudzira kuti ureve nhema pamushandiro wako wekukweretesa uye zviti "zvaitwa nguva dzose"
Usaisa zvinyorwa zvisingabviri uye usaita zvinyorwa zvenhema pamusoro pemushandi wako wechikwata. Zvinopesana nemutemo wekubiridzira chikwereti. Kubhadhara chikwereti kunorangwa neFBI. - Iwe unomanikidzirwa kubvuma chikwereti chine ngozi chisinganzwisisiki chausinganzwisisi kana chisingadi
Vakawanda vane rumwe ruzivo rwekuziva kuti vanonzwa sei vakasununguka kuripa pamwedzi pane chikwereti. Usabvumirana kuita mari yakakwirira kupfuura iwe unogona kubhadhara. Usavimba ne "misika yemakwenzi" zvichikwira kana kuti pasi kana kuti iwe unokwanisa kukwanisa kubhadhara. Zvakanaka kusarudza kuita bhadha rebhadharo uye kutora chikwereti chiduku. - Mukwereti anofungidzira kuti ane hanya newe asi iwe une manzwiro anonyadzisa pamusoro pekufungidzira
Teerera kune yako intuition. Iko kukukumbira kuti iwe urere pfungwa dzekunzwa kunetseka kuti chimwe chinhu chisina kunaka. Zvivimba iwe pachako. - Iwe unogamuchira vimbiso yokuti mari yaunopiwa iwe ichagadzirisa matambudziko ako ose emari
Hapana chichagadzirisa matambudziko ako ose ehupfumi kusvikira warega kushandisa mari. Hapana chinhu chinoita zvemashiripiti pamusoro pekubhadhara mari, uye hakuna munhu anokuitira chero hupi zvayo mune bhizinesi iri. Kubhadhara makadhi ako ekwereti kuburikidza nekutora chikwereti kunowedzera matambudziko ako kwenguva yakareba, uye zvinogona kuitika zvakare.
- Mumwe chete chikwereti ari kukupa chikwereti uye anoti hakuna munhu achakupa chikwereti kwauri
Taura kune vamwe vatengesi. Gamuchira kopi yemutero wako wechikwereti . - Patafura yekuvhara, mari yako yese uye zvikwereti zvakasiyana pane zvawakabvumirana kubhadhara
Kana izvi zvikaitika kwamuri, bvisai chiyero chenyu uye bvunza tsanangudzo. Ramba uchibvunza mibvunzo kusvikira wagutsikana nemhinduro. Kana iwe uchiri kukanganisa uye usingagamuchiri mhinduro dzinogutsa, simuka uende patafura yekuvhara. Usavhara mutengesi kusvikira uchitaura nemhosva.
Batsira kuisa majeko aya kunze kwebhizimisi. Taura kune vanotora chikwereti kune Federal Federal Commission uye / kana nyika yako gweta guru.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.