Zvichifunga nezvevakaroora vateresi vanoparadzanisa mitero yakadzoka
Kuparadzaniswa Kwemitero Mhosva
Kubatsirwa kwakanyanyisa mukunyora zvakasiyana ndeyekuti mumwe nemumwe ndiye oga ane mhosva yekureva kwekudzoka kwake uye kubhadhara mitero inokonzerwa nemari yake.
Kusiyana neizvi, vaviri vakaroorana ndizvo izvo IRS inoshevedza "zvakabatana uye zvakasununguka zvinotarisirwa" nekururamisa kwekubatana kwakaiswa pamwe pamwe chete nemitero inobhadhara.
Izvi zvinoreva kuti iwe unotarirwa chete nekururama kweropa rako rekudzoka kana iwe uri kuongororwa uye iwe wakadana zvakasiyana, uye iwe uri wega wekutarisira kubhadhara mitero inokonzerwa neyo kudzoka pamari yawakawana iwe pachako.
Iwe unogona kusarudza urongwa uhwu kana iwe unowana mari ye $ 20,000 apo wako wako anowana nhamba gumi. Kuunganidzwa pamwe chete kwaizoisa iwe pachikwereti chekubhadhara mitero inokonzerwa nemari yake yakakwirira zvikuru. Uye, zvechokwadi, kana iwe uchiziva kana kuti unofungidzira kuti wako wako ari kusiya mari kana kudarika zvakaderedza, iwe ungasada kuve wakabatanidzwa.
Zvimwe Zvinobatsira
Kana mitero yakabatanidzwa yakabhadharwa inokonzerwa nemitemo miviri yakasiyana yemitero yakangofanana kana kana iri pedyo zvikuru nemitero inokonzerwa iyo inokonzerwa nekudzoka kwekugoverana, kuisa zvakasiyana hakuratidzi chero kukanganisa kwechokwadi uye kunopa kudzivirirwa kusingapomerwa kunyange kana iwe usina ' tine chikonzero chipi nechipi chekufunganya pamusoro pekuda kuziva.
Vamwe vakaroorana vanongosarudza kuchengetedza mari yavo sezvikamu zvakasiyana. Uye, zvechokwadi, unofanira kutora kudzoka kwakasiyana kana wako wako asingadi kana kuti asingakwanisi kubvuma kutumira chibatanidzwa chekudzoka newe nokuti iwe mose munofanira kuina chikwereti paunoshandisa pamwe chete.
Nzira Iyo Vakaroorana Vanodyara Zvimwe Zvipingamupinyi Zviripo Kuwanikwa Kwemitero
Vaya vakaroorana vachizviparadzanisa zvakasiyana (MFS) mamiriro ekutsvaga zvinowanzoonekwa sechinhu chakanakisisa pane zvese zvinyorwa zvekutumira nokuti MFS vabhadhara vanoregererwa kutora mamiriyoni emitambo yakasiyana:
- Kudzidzisa uye mari yekuderedza *
- Chikwereti chekubhadhara chikwereti chevadzidzi
- Kusabhadhara mutero kusina kubhadhara mari yeUnited bond
- Kusabhadhara mutero kusingabhadharwi kweHuman Security Security
- Chikwereti kune Vakwegura uye Vakwegura
- Mwana uye Anomiririra Kutarisira Chikwereti
- Kubhadhara Mari Yokubhadhara
- Mukana weAmerica kana Lifetime Kudzidza Dzidzo Credits
* Kubva munaApril 2018, kubhadhara chikoro uye kubhadhara mari kunongowanikwa mugore ra2017 chete asi ramba wakangwarira nokuti izvi zvinogona kuchinja mumakore anotevera.
MFS vateresi vanewo mari yakaderera yezvikamu-kunze kwemakero ekuderedzwa kweIRA . Kuwedzerwa, ivo vose vanofanira kutora kuregererwa kwemazuva ose pavanenge vari kutora, kana kuti ivo vose vanofanira kutemesa zvigaro zvavo. Mumwe murume anoregererwa kubvunza kudengwa kwemazuva ose kana mumwe mukadzi ari kuita.
Vakaroorana Vanounganidza Zvimwe Mutero Mitero
Nzvimbo yekufigira inobatanidzawo iyo mitero inoshandiswa paunenge uchiverenga mutero wako wekubhadhara mari. Iyi inotevera mitero yemitero iri kushanda kune avo vakaroora asi iyo inofanirwa kudzoka zvakasiyana muna 2018 nezvekuwana mari yakawanikwa muna 2017.
| Mutero Wemitero | Mari Inotengesa Imhosva | Asi Hazvipfuuri |
| 10 muzana | $ 0 | $ 9,325 |
| 15 muzana | $ 9,326 | $ 37,950 |
| 25 muzana | $ 37,951 | $ 76,550 |
| 28 muzana | $ 76,551 | $ 116,675 |
| 33 muzana | $ 116,676 | $ 208,350 |
| 35 muzana | $ 208,351 | $ 235,350 |
| 39.6 muzana | $ 235,351 |
Vamwe Vakaroorana Vanogona Kuva Vakakodzera Kubata Musoro Wemhuri Mamiriro
Kana iwe nemumwe wako muchigara vari voga kana kana muchiparadzaniswa asi musati mamborambana, mumwe wenyu angave akakodzera mutungamiriri wemamiriro ekunyora kwemumba pane izvi uye izvi zvinogona kunyanya kubatsira.
Vakaroorana vakaroorana vangangodaro vakakodzera kushandiswa vachishandisa musoro wekutsvaga mamiriro ezvinhu emhuri pane kuparadzanisa kudzoka kwevakaroora kana vakaroorana vavo vasina kugara navo mumwedzi mitanhatu yekupedzisira yegore. Uyezve, imba yako inofanirwa kuva ndiyo yekugara kwevana vako kwehafu yegore kana yekugara kweimwezve inotarisira gore rese. Dzimwe nhengo dzemhuri, dzakadai sevabereki vako, hazvifaniri kugara newe. Iwe unofanirwa kunge wakabhadhara zvinopfuura hafu mari yekuchengetedza imba yako.
Kana iwe uchikodzero yekuisa savatungamiri veimba panzvimbo yekuroora kana kuchinyorera zvakasiyana, iwe unogona kuda kubhadhara mitero uye zvikwereti izvo zvingadai zvisipo iwe.
Kuzivisa Community Community
Vakaroorana vanogara mune imwe yepfumbamwe dzimba inofanirwa kuti vanofanira kutevera mitemo inokosha yekugovera mari nekuderedza pavanenge vakapa zvakasiyana.
Nharaunda yemunharaunda nemari inowanikwa inofungidzirwa kuti inowanikwa pamwe chete nevakaroorana. Nemamwe mazwi, kana wako wako akawana $ 50,000, hafu yeiyo inofanirwa kwauri semari yako iwe pasinei nokuti iwe wakanyatsowana here. Mumwe nomumwe wavo anonyora hafu yenharaunda yomunharaunda yemari pfuma pamutero wake wakasiyana.
Nharaunda yemunharaunda yakabviswa inoparadzaniswa hafu nemumwe nemudzimai anotaura chikamu chekubviswa pamusana pokudzoka kwake kwakasiyana. Mitemo iyi inoshandiswa kunyange kana mumwe chete wekugara ari munharaunda yehurumende yehurumende, uye inogona kunge inokanganisa kuti mari yakawanda inobhadharwa yei nezvekuita nezvekuparadzaniswa kwakaroorana kwakaroorana.
Kubva muna 2018, nzvimbo yemunharaunda inonzi California, Arizona, New Mexico, Texas, Louisiana, Nevada, Idaho, Washington, uye Wisconsin.
Nguva Yakasarudzwa Yokusarudza Kuisa Pamwe Chete Kana Kuti Yakasiyana
Vakaroora vakaroorana vanofanira kusarudza kana vachida kuisa pamwe chete kana kuti ivo pachavo pavanopa mvumo yekutanga yemitero, asi vanogona kuchinja mafungiro avo uye kuchinja kubva kumapoka maviri akasiyana kusvika kune imwe chete inodzoka mukati memakore matatu kubvira pazuva rakakodzera rekudzoka kusina kuverenga chero kuwedzera.
Vanogona kuchinja mafungiro avo uye kuchinja kubva kubatidzidzo kudzokera kumapoka maviri akasiyana chete neApril 15 mutengo wekupedzisira wegore.
Mune zvimwe zviitiko, kana iwe uchida kuchinja chimiro chako chekutsvaga mushure mokutora mutero wako wekubhadhara, unofanirwa kutumira mutengo wakadzokorora mutero , Fomu 1040X.