Ndezvipi Zvakawandirwa Mutero Unofanira Kubhadhara?
Estimated Tax Deadlines
Inofanirwa kubhadhara mitero inokwana kwegore negore musi waApril 15, June 15, Svondo 15 neJanuary 15. Vamwe vateresi vanobhadhara kakawanda. Iwe unogona kubhadhara mwedzi mumwe nomumwe kana iwe uchida saka mari yakatarwa yemutero inowanikwa mubhadharo yako yemwedzi. Kana iwe uchifanira kutsika mutero wemwedzi wega wega, unogona kugadzirisa yako inotevera inofanirwa kubhadhara kuti uvhare kukanganisa.
The Estimated Tax Penalty
Kana iwe usingakwanisi kuita mari inofungidzirwa uye wobva waguma uchibhadhara IRS pakupera kwegore, chirango chinowanzoshanda. Mutengo wekufungidzirwa kwemutero inowanzoita mutengo wekuda kubhadhara mitero mugore rose. Nhamba yemari yekubhadhara mari yebhadharo nevanomubhadhara mutero mumwechete ndeye 4 muzana wegore ra2016 rekutere. IRS inotarisa ichi chiyero chega roga.
Kuenzanisira kunze Kwatingaita Mari Yokubhadhara Mukufungidzirwa Mitero
Nzira yakareruka yekuverenga kuti unofanira kunge uchiita zvakadini pakufungidzirwa mutero kubhadhara chikwereti chegore rapera chemitero isina kubhadharwa nemakore mana nokuti inotarisirwa kubhadhara inowanikwa kwegore negore.
Tarisa kutora mutero wegore rapera kuti uwane mutero wako wose wekuteresa, zvino kubvisa chero iwe unorega kutarisira kubhadhara iwe mugore rino. Kana kuregererwa kwako kuchave kwakaenzana negore rapera, unogona kubvisa gore rakapera rekuregererwa kwemari. Misiyano ndiyo mari yemutero inoda kubhadharwa mukati kuburikidza nemitengo inofungidzirwa.
Kunyange zvazvo iyi nzira inokurumidza uye iri nyore, haitori kuchinja mumari yako mukutarisa kana chero kuchinja kwekuderedza kwako kwegore razvino. Iwe unogona kunge uine zvakawanda kana zvishoma kana uchikwanisa kubhadhara mitero yakasiyana. Imwe nzira ndeyekugadzira mutero kuverenga kubva mugore rino. Nokuda kweizvi, zvinobatsira kushandisa mapepa ebasa akawanikwa muPublication 505 uye neFomu 1040-ES.
Shanduro ye-1040-ES ichakubatsira iwe kuverenga mari shoma yemutero unofungidzirwa iwe unofanirwa kuripa kuitira kuti usapiwa chirango. Pepa rekushandura rinosanganisirawo zvose zvegore razvino mazamu emitengo yakatarwa uye mitero yemitero kuti ikubatsire kuwana mukana wakarurama wekubhadharwa kwegore rino.
Muenzaniso weEkufungidzirwa Kuverengwa Kwemitero
Shelley isangano rakasununguka uye iyi ndiyo chete inotangira mari. Akanga ane $ 25,000 yebasa rake rokubasa uye $ 7,500 yebhizimisi mari mumwedzi mitatu yekutanga yegore. Izvi zvakaguma nemushumo unobhadhara we $ 17,500.
Bhizimisi rayo harisi nguva, naizvozvo zvakachengeteka kutaura kuti mari yaanowana uye mari yake ichafananidzwa nemwedzi mipfumbamwe yakatevera yegore. Mwedzi mitatu yokutanga inomirira 3/12 - kana kuti 1/4 - yemari yake yegore negore. Kuti tikwanise kuwana mari yake gore rose, tinoda kuwedzera kuburikidza nechinopindira kana chidimbu chechipiri.
Kubva kune 3/12 ndeye 12/3, izvo zvakafanana nokutaura kuti chikamu chepakati chechina chinoita mana. Kuwedzera kwegore redu kusvika kune matanhi nemigumisiro inowanikwa mumutengo wemari inoratidzwa kuva 100 muzana yegore rose. Kuwedzera mashekeri akawanikwa eShelley ye $ 17,500 pamwedzi mitatu yokutanga kuburikidza nehuwandu hwemapiro e12 / 3 inotiudza kuti Shelley's net profit yegore rose ichava $ 70,000.
Iye zvino isu tinogona kutanga mutero kuverenga. Mari yeShelley ichava pasi pemutero wemutero uye mutero wekuzvitsvakira basa nekuti iye muchengeti akazvimiririra. Hezvino ndiyo nzira iyo mitero yekuverenga inoshanda:
Mutero wokuzvipira ($ 70,000 x 0.9235 x 15.3%) = 9 890.69
Kubviswa kwehafu yebasa rekushanda-basa = 4,945.34
Kubviswa kwakakwana kwomunhu mumwe chete = 6 100
Kuzvimirira oga = 3 900
Mari inotengesa (70,000 - 4 945 - 6 100 - 3,900) = 50055
Iye zvino zvatakawana Shelley yemari inobhadharwa, tinogona kuverenga mutero wayo wekushandiswa tichishandisa mutero we 2017. Semunhu asina kuroorwa, mutero wemari weShelley inofungidzirwa kuva $ 8,370. Izvi zvinosanganisira mutero wayo wekushanda we $ 9,890.69 wakaenzana nekuwanda kwezvaanoda kubhadhara mugore rino: $ 18,260.69, kana $ 18,261 mushure mekukomberedza. Shelley aifanira kubhadhara mari inenge 90 muzana yemari iyi kuitira kuti arege kutora mutengo wekutengesa mutero, asi iye angada zvakare kubhadhara mari yakazara yemutero kuti kudzivirire kubva kune chikwereti panguva yekutere.
Kana iye aida kubhadhara mu 90 kubva muzana yemutero iyeyo wazvino, Sherley aizowedzera mutero wemari ne 90 muzana ndokuzoparadzanisa nevana kuti awane imwe neimwe yebhadharo yake inofungidzirwa ina-inenge $ 4109 imwe neimwe. Kana Shelley aida kubhadhara zana kubva muzana, aizotora mutero wemari uye aparadzaniswe nevana kuti awane imwe neimwe yebhadharo yake inofungidzirwa ye $ 4,565 mumwe nomumwe.
Kana Iwe Uinewo Iko Kunoenderana Nekuchengetedza
Iwe unogona kugadzirisa kubvisa kwako kubva pamarikiti yako kuti uwane mamwe emitero kubva kune mamwe mari akadai sezvibereko, zvikamu kana mari kubva kumabasa emabasa kana kubvunza basa. Ingozadza Fomu Yese W-4 uye ipe iyo kumushandi wako.
Kune nzira mbiri dzakasiyana-siyana iwe unogona kugadzirisa mazita ekudzivirira. Rimwe nderokushandura nhamba yezvibvumirano zvekudzivirira iwe zvaunenge uchitsvaga. Imwe yacho ndeyokuratidza imwe yirima yemari yaunoda kuti iwe waanoshandira arege kubhadhara mari imwe neimwe.
Ngatitorei nzira yechipiri kutanga. Ngatimbofungidzira kuti Nancy achapa $ 4,000 pamari yekuzvipira pabasa nokuti anozvipira pabasa rake. Nancy aigona kutora chikamu ichi chemutero uye achichiparadzanisa nenhamba yezvisikwa zvekuripira mugore. Iyi mari yaizopinda muNzira 6 yeFomu 1040 semari yekuwedzera. Iyi mimwe mitero icharatidza paW-2 sechikamu chemufaro wekubhadhara mari yezvemari uye inoshandiswa kumutero wose waanokwereta mugore, kusanganisira mutero wega wega wega.
Kana Nancy aida kuchinja mararamiro ake, aifanira kuderedza nhamba yezvikwereti zvisingabatsiri zvaari kuda iye zvino kuitira kuti hurumende yake inoregerere inowedzera nechiyero chakakwana chokuvhara mutero wamuri kutarisira. Izvi zvinowanzobatanidza kuedza zvakasiyana nekudzivirira zvikwereti uchishandiswa neholdholding calculator.
Kubhadhara Mitengo Yakatarwa
Achifunga kuti haugoni kana kuti haadi kugadzirisa kubvisa kwako, iwe unogona kutumira mubhadharo inofungidzirwa nekokuchechedza, kubhadhara nekadhi rechikwereti, kana kushandisa sangano reHarare reDhipatimendi rekubhadhara mari.
- Kubhadharwa kunotarirwa mutero nehokeri kwakanaka nyore. Ingova nechokwadi chekushandisa mavoketi ekubhadhara 1040-ES . Ita cheko inobhadhara ku "United States Treasury." Mune memo field ye check, iva nechokwadi chokuti unyore yako Social Security Number uye unoratidza gore rauri kuripa, somuenzaniso, "Fomu ya2014 1040-ES." Dzivisa kutarisa kubhadharwa ne "IRS" kana "IRS" Mamwe mbavha dzakatora cheki idzi uye dzakashandura zita rokuti "JR Smith" kana "MRS Smith" kana imwe mvumo. Iwe unogona kudzivisa rudzi urwu hwekubata nekugara uchinyora "United States Pfuma" nekuti izvozvo hazvigoni kuchinjwa nyore. Tumira tsamba yako pamwe neFomu 1040-ES voucher kune IRS.
- Iwe unofanirwa kushandisa gwaro rekubhadhara rebato rechitatu rinokodzera kubhadhara nekadhi rechikwereti. Iyi mibairo yekubhadhara inotora mitero yebhadharo uye inotumira mari kune IRS. Iko kushandiswa kwemari yekubhadhara kubhadhara mari yakakodzera, uye iwe unofanirwa kubhadhara chero upi zvake kana zvikwereti zvemari pamusoro pezvo. Kunyange zvakadaro, kubhadhara nekadhi rechikwereti, kana iwe uchifanira, kunogona kubatsira kudzivisa chero nguva yekubhadhara mubhadharo yakapomerwa ne IRS.
- Dhipatimendi reMariki inoshandisawo maitiro maviri ekubhadhara muIndaneti. Rimwe rinonzi Electronic Federal Tax Payment System, kana EFTPS kwenguva pfupi. Zvinogona kutora vhiki shomanana kuti zvikwanise kubhadharwa nebasa racho, asi unogona kuronga mari inofanirwa kubhadharwa kubva pakero yako yekuongorora zvakakurumidza iwe pawakagadzwa. Vashandi veEFTPS vanogona kudhinda mushumo unoratidza maitirwo avo ose anofungidzirwa kwegore, iyo inopa ruzivo rwakakwana kuti uve nenguva yekubhadhara. Ingopinda muEFTPS kuti ubhadhe mari yako inofungidzira uye kuronga mubhadharo. Iwe unogona kuratidza dhora ramari uye zuva raunoda kubhadhara kuri kubviswa kubva kubhengi yako yebhangi.
- Chechipiri chekubhadhara mari yepaIndaneti inopiwa neChipatimendi cheMariki ndeye Direct Pay. Iyi nzira inokwanisa kuwanikwa kubva kune IRS.gov website. Direct Pay yakagadzirirwa kutonga mitsara yemutero wemari wega wega. Basa racho harifaniri kubhadhara kuitira kuti ugone kushandisa Direct Pay zvishoma, asi iwe unofanira kupinda muhudziro hwako nguva dzose iwe uchida kubhadhara. Zvose EFTPS uye Direct Pay zvinoita kuti vanhu vagadzire hurumende kubhadhara kubva pakero yekuongorora kana kuchengetedza.