Mitemo yekuzvitsvaga kuregererwa

Iwe unogona kuderedza mitero yako nemitemo yako pachako

Kunyange zvazvo zvingave zvisina kunzwa sezvinoitwa panguva yemitero, Internal Revenue Service haibhadhara iwe pari imwe neimwe yaunodhara iwe unotora. I Internal Revenue Code inopa mari yakawanda yaungashandisa kuveura imwe yemari yako, uye IRS chete Mitero iwe payeri.

Kuregererwa kwomunhu oga inzira imwe yekuderedzwa iwe unogona kushandisa kuderedza mari yako yaunotengesa kubva muna 2017, uye izvi zvinotadzisa chikamu chemutero waunowana iwe uchabhadhara nokuti iwe uri kubhadhara mitero zvishoma.

Kuregererwa Kwevanhu Pamwe Hakungave Kuwanikwa Nokusingaperi

Ikoko zvinogona kunge zvisingasviki mukana wega wega unowanikwa mugore rekutere 2018. Kubva munaDisemba 2017, ichiri kukwira mumhepo. Congress yakave ichikurira pamusoro peRhafu Cuts uye Jobs Act, iyo inoita zvimwe zvichishandurwa zvakanyanya kune iyo iripo yenkhoji. Chimwe chezvinhu izvi zvichishandurwa, kunyanya mune shanduro yemutemo unorongedzwa neImba yeVamiririri, inobvisa kusunungurwa kwega. Dare reSenate rinobvisawo zvikwereti izvi, asi chete kuburikidza ne2025.

Rinoramba richionekwa kana Mutemo uchanyatsopindira mumutemo, uye, kana zvakadaro, zvipi zvingaita kuti zvive mupfungwa yekupedzisira, asi ramba uchiyeuka kuti hapana chivimbo chokuti kusunungurwa kwako pachako kuchange kuchiwanikwa mugore rekutere 2018.

Ndiani Anokodzera?

Zvose mitero yemitero inouya nemhando yose yemitemo yekushandisa nekuzvitsvaga uye kusunungurwa kwevanhu pachavo hazvisi izvo. Mubhadharo anobvumirwa kubvunza mumwe munhu kuzvidzikinura iye oga uye kuregererwa kumwe kune munhu mumwe nomumwe iye anokwanisa kuzvitaura semunhu anovimba naye .

Vanhu vakaroorana vanoisa pamwe chete vanogona kubvunza miviri miviri yavo, imwe yemumwe nemudzimai, pamwe nekuregererwa kune umwe neumwe wavo vanovimba naye. Kana vakaisa zvakasiyana, zvisinei, mumwe mudzimai anogona kukwanisa kubhadhara mumwe weumwe mudzimai pane zvishoma zvishoma.

Munhu akatarisa haagoni kutora kuzvidzivirira kwake pachedu nokuti mubhadhari uyo ari kumuti seanomuda anenge atotora kubvuma kwake.

Kuregererwa Kwemunhu Kwakawanda Zvakadini?

Izvo zvekuregererwa kwemuwandu wezvikwereti zvakakonzerwa nehupfumi. Izvi zvinoreva kuti inogona kuwedzera zvishoma gore negore kuti irambe ichifambidzana nehupfumi, kunyange kana hupfumi huri kuramba huripo, huwandu hwekuregererwa kwemari hucharamba huchienderana. Kwemitero yemakore emwedzi 2016 ne 2017, kuregererwa kwomunhu pachake kuri $ 4,050. Heino nzira yekuregererwa kwayo yakawedzera pamusoro pemakore apfuura.

Zviito Zvomunhu
Gore Nhamba
2017 $ 4,050
2016 $ 4,050
2015 $ 4,000
2014 $ 3,950
2013 $ 3,900
2012 $ 3,800
2011 $ 3,700
2010 $ 3,650
2009 $ 3,650
2008 $ 3,500
2007 $ 3,400
2006 $ 3,300
2005 $ 3,200
2004 $ 3,100
2003 $ 3,050
2002 $ 3,000
2001 $ 2,900
2000 $ 2,800

Mari Yokudzikinura Pamwe Chete Inoderedzwa Kubva pamutero

Kuregererwa kwomunhu oga kunoenderana nekugadzirisa-kupera kwemiganhu inonzi iyo yekuregererwa kwega phaseout kana PEP. Kubuda kunze kunoreva kuti kuregererwa kunopera zvishoma nezvishoma ne2 muzana ye $ 2,500 imwe neimwe kana chikamu chiduku che $ 2 500 apo mubhadhari akagadziriswa mari yakawanda yegore gore rinodarika imwe chiyero chemukati. Kune vanhu vanoshandisa chikwata chekuroora chimiro chakasiyana-siyana , kuregererwa kwevanhu pachavo kunokonzerwa ne2 muzana ye $ 1,250 imwe neimwe yemari yakawanda yakagadziriswa pamusoro pechikumbaridzo.

Phaseout Range for Personal Exemptions for 2017
Mamiriro ekudesa Phaseout Inotanga Phaseout Ends
Vakaroorana Vanowedzera Jointly $ 313,800 $ 436,300
Kufanirwa Chirikadzi (er) 313,800 436,300
Musoro weMhuri 287 650 410,150
Single 261,500 384,000
Vakaroorana Vanodyara Zvimwe 156,900 218.150

Heino muenzaniso wekuti izvi zvinoshanda sei. Ngatiti Darla akashandura mari yakawanda ye $ 300 000 muna 2017. Anoshandisa sevakuru veimba uye anotaura nezvekuregererwa kwevanhu vaviri: mumwe oga uye mumwe kumwanasikana wake. Nzvimbo yakakodzera ye 2017 inodarika $ 287,650 nokuda kwevakuru vemhuri. Darla yakagadziriswa mari yakawanda ye $ 300 000 inopfuura chikamu ichi ne $ 12,350.

Tinotora ichi chakawandisa uye tinochiparadzanisa ne $ 2,500, iyo inobuda kusvika 4.94. Naizvozvo tinofanira kuderedza kusunungurwa kwake pachedu nemazana maviri kubva kune $ 2 500 imwe neimwe kana chikamu chikamu chemadhora 2 500, iyo inoshanda kusvika kuishanu kuderedza 2 muzana: zvikamu zvishanu zvakakwana zve $ 2 500 uye imwe chikamu chikamu chemadhora 2 500.

Saka Darla anofanira kuderedza kusunungurwa kwake pachavo ne10 muzana. Kuregererwa kwake kwega pachake kwakaderedzwa seizvi: ($ 4050 + $ 4050) x 10 muzana, kana $ 810.

Saka zvakasununguka zviviri zveDarla zvinokwana madhora 8,100 musati kuderedzwa zvinokwana $ 7,290 chete mushure mekugadzirisa-muganhu, kana $ 8,100 pasi pe $ 810.

Kuderedzwa kwekuregererwa kwomunhu oga kunogona kuverengwa kuburikidza neBuriti Rheyo 3 muChirangaridzo 501.

Iyo miganho-kunze kwemiganhu haina kushanda muna 2010, 2011, kana 2012. Kukanganisa kwekuregererwa kwomunhu oga kwakange kuripo kubva ipapo.

Nzira Yokutaura Bhuku Rinoitwa Sei

Kuregererwa kwako pachako kunoonekwa munzvimbo mbiri paunodzoka mutero. Nzvimbo yekutanga yavanowanikwa iri papeji 1 yeFomu 1040. Mutsara 6 une nzvimbo yekuratidza kana iwe uri kuzvitongera iwe pachako, iwe wako, uye / kana kune avo vanovimba navo.

Zvadaro, chikamu chekuregererwa chekuregererwa kwako pachako kunoratidzwa papeji yepiri panhamba 42, kana mutsetse 26 kana iwe ukaisa Fomu 1040A. Kuregererwa kwomunhu oga kunoratidzwa munzvimbo imwe chete, pamutsara we5, kune vateresi vanoisa Fomu 1040EZ.

Migumisiro yekuregererwa kune imwe nzira asiri mubhadharo

Kuregererwa kwomunhu oga kunogona kuderedza kushandiswa kwemutero wehurumende. Hazvisi kuderedza imwe shanduko yemutero , dzimwe nguva inonzi AMT. Mari inotengesa mitero ye AMT inoverengwa pasina kutarisa kuregererwa kwomunhu oga.