Iwe Unofanirwa Kutora 1040 Kuchengetedza Kunowanikwa Patsamba 40?
The Standard Deduction
Chiyero chekuregererwa kwemazuva ose iwe une kodzero yekuenderana nehuwandu hwekutsvaga kwako.
Kubva muna 2016, kubviswa kwezviyero ndezvi:
- Single: $ 6 350
- Vakaroorana Vanowedzera Jointly: $ 12,700
- Vakaroorana Vanowedzera Sega: $ 6 350
- Musoro weMhuri: $ 9,350
Kana iwe newawakaroorana naye mukasarudza zvakasiyana , munofanira kutora zvose mutengo wakatarwa kana iwe unofanirwa kutemize.
Shandisa peji 32 yebasa riri mumirayiridzo yeFomu 1040 inopiwa ne IRS kuti uone kuregererwa kwemazuva ose kana mumwe munhu akakwanisa kuti iwe unomuda. Kubviswa kwevanhu vanovimbiswa ndeyemazana ma $ 1,050 kana mari yaunowana pamwe ne $ 350. Haikwanise kudarika kuderedzwa kwe $ 6 350 pamusana mumwe chete.
Mitemo inokosha yevakwegura uye mapofu
Vanhu vanopfuura makore makumi matanhatu nemashanu uye avo vane mapofu emutemo vane kodzero yekuderedzwa kwakakwana kunoratidzirwa nekuwedzera chimwe chekuwedzera kumudzikinuro wehuwandu hwekutsvaga huwandu pamwe chete. Zvimwe zvikamu zve 2018 ndezvi:
- $ 1,550 kana uri kutora seusina kuroorwa kana kuti musoro weimba
- $ 1,250 kana iwe wakaroorana uye uine zvinyorwa pamwe chete kana zvakasiyana
Itemized Deductions
Zvikwereti zvinyorwa zvinokubvumira kuti uchinje kune imwezve mari inobhadharwa mumutero usingabhadharwi kana ukashandisa mari pane zvimwe zvinhu zvakabhadhara mitero. Iwe haugoni kutora zvose zvakaderedzwa kushandiswa uye zvinokonzera zvimwe zvakabviswa. Kana ukasarudza kuti itemize, tanudza zvinhu zvakasiyana-siyana zvakabviswa kubva pane chimwe chinhu pane Purogiramu A uye shandisa zvachose mumutsara we40 wekutora kwako 1040.
Faira Purogiramu A nemutero wako wekudzokera.
Zvimwe zvinokonzerwa nemitemo zvinosanganisira:
- Chiremba, mazino, mishonga yemishonga uye mamwe mararamiro ekuchengetedza utano, kusanganisira mamwe mari yemishuwarenzi
- Hurumende uye mitero yemunharaunda yemunharaunda kana hurumende uye yekutengesa mitero
- Real estate (pfuma) mitero
- Mitero yemunhu pachake, yakadai semari yekubhadhara motokari
- Chikwereti chaibhadhara paimba yemari
- Inhare inobhadharwa pamari, sezvakaita margin interest
- Mipiro yemari yezvipo nemakereke
- Mari yakakosha yemari yezvipo zvisina mari kune zvipo nemachechi
- Kurasikirwa pachedu nekuda kwekubata kana kuurayiwa
- Zvikwereti zvakabatana naJobho zvakashandiswa nemushandi wako asina kubhadhara iwe, kusanganisira kubhadhara mari, mari yekutsvaga kana kuchenesa yunifomu, dzidzo yakabatanidzwa nemabasa uye hupfumi hwemhizha, mafambiro ane chokuita nebasa uye mari yehofisi
- Mutero wekugadzirira mitero
- Mari yekubhadhara mari uye mari, zvakadai seIRA kuchengetedza mari uye mari yegore rokubhadhara
- Safe deposit box mhindu,
- Kubhejera kurasikirwa, asi kusvika pamwero wekubhejera kunowanikwa
Mhedzisiro pamusoro peKutsvaira kweItemized
Zvimwe zvinokonzerwa nemitengo yakaderera zvinongopedzisira kusvika kune chikumbaridzo, uye yako yose yakawanda inokonzerwa zvakaderedzwa inogona kugadziriswa nemari yako yakawanda yakagadziriswa.
- Utano hwekutarisira hutano hunongotengwa chete kusvika pakuti ivo vanopfuura 10 muzana yeAAGI yenyu. Somuenzaniso, kana AGI yako kubva mumutsara we 37 yeFomu 1040 iri $ 30,000, chikumbaridzo chako chemari yezvechiremba ndeche $ 3,000. Chero mari yehutano, mazino uye mamwe mararamiro ezveutano anodarika anodarika nhamba iyi anogona kuderedzwa.
- Jobho mari uye zvigaro zvakasiyana-siyana zvinodzingwa chete kana vakapfuura 2 muzana yeAAGI yenyu. Kana iwe wakagadziriswa mari yakawanda ye $ 30,000, chikamu chako chemari yezvipo zvakasiyana-siyana zvinokwana $ 600. Mari yakabhadharwa ye $ 1 000 inoshandiswa pamabasa-inosvika $ 400- $ 1 000 kudarika $ 600.
- Mipiro yezvipo inowanzosarirwa kudarika 50 muzana yemari yako yakagadziriswa yakawanda. Kana iwe uchipa zvikwereti, zvisungo, mabasa oumhizha kana zvimwe zvinhu zvaungadai wakabhadhara mutero unowanikwa muholo, izvi zvinodonha kusvika ku30 muzana, asi zvipo zvakapfurikidza zvezvipo zvinogona kuendeswa mberi kumakore emangwana kutengesa mutero kwemakore mashanu.
- Kusuruvara uye kurasikirwa kwepamberi kunogadziriswa ne $ 100 chikumbaridzo pamusana pekurasikirwa uye chikamu chakazara chegumi zvezana rako rakashandurwa mari yakawanda. Kana iwe wakatambura kurasikirwa kwegore maviri mugore rapera, umwe neumwe unotarirwa ne $ 100 muchero. Ngatitii iya yako yakabiwa yakafanira $ 1,500. Kushandisa $ 100 kuderedza, une kurasikirwa kwe $ 1,400. Kana iwewo wakatambura kukuvadzwa kweimba yako mune njodzi yepanyama, iyo imwechete ye $ 100 inoshandiswa kune kurasikirwa ikoko. Iye zvino kuurawa kwako kwose uye kurasikirwa kwemajaya pawakawedzerwa pamwe mushure mekuderedzwa kwemadhora aya 100 kunoderedzwa ne 10 muzana ye AGI yako.
Ndeipi Ichasarudza?
IRS inoratidza kuti vateresi vakawanda vanosarudza kubhadhara zvakakwana. Zvose basa rinobatanidzwa muitemizing rinogona kuwedzera kusvika kune zvishoma zvidhora zvakachengetwa pamusoro pemari yakakwana yekudhura. Kana zvisina kudaro, iwe uchachengetedza zvakawanda mumitero kana iwe ukasara nguva uye simba kuitemizing. Pakupedzisira, inouya pasi pamamiriro ako emitero.
Cherechedzai: Mitemo yemitero inoshanduka nguva nenguva, uye iwe unofanirwa kubvunzurudza unyanzvi wemitero kune mazano akawanda-kusvika. Mashoko aya ari munyaya ino haafananidzi sekupa mazano emitero uye haisi kutsiva mazano emitero.