Ndinogona here Kutora Mudzimai Wangu Sekudzivirirwa Pamusoro Mutero Wangu?

Iwe unogona kuwana mutero wakafanana wekuteresa chero zvakadaro mune mamwe mamiriro ezvinhu

Kana iwe wakaroorana uye iwe uri wega wega wekudya, zvinongoratidzika kunge zvine musoro kuti wako wako anofanira kunge ari iwe unotarisana naye, kana bedzi kubva pane maonero chaiwo. Pashure pezvose, iwe unomupa. Asi Internal Revenue Service haigoni kuiona nenzira iyo, zvisingaiti zvachose. Sezvo nematambudziko mazhinji emitero, kune dzimwe nzvimbo dzakasununguka uye nzvimbo dzemafu.

The General Rule

IRS inoita kuti zvive pachena kuti iwe haugoni kutora mumwe wako semunhu anovimba nemutero wako wekudzoka muChangamidzo 501, Kuregererwa, Kudzingiswa Kunowanikwa, uye Kuwana Mashoko.

Inoti, "Wawakaroora wako haambofungi kuti iwe unomuda." Izvozvo zvakanaka, asi tinofanira kuita mutsauko wakanaka kuno nokuti chirevo chinhu chechigadzirwa.

Mune mitero yemutero, " anovimba " anogadzirisa nzira yekuve mwana akafanirwa kana kuti chikwata chakanaka chemubhadhara, uyo anenge ane kodzero yekureva kuti munhu wacho akaregererwa pamutero wekubhadhara mutero kuti aderedze mari yaanobhadhara. Iye zvino heino nheyo: Kunyange iwe usingakwanisi kutora mumwe wako semunhu anovimba naye , iwe unogona kuramba uchitsvaga kusununguka kwake mumamwe mamiriro ezvinhu.

Paunoshandisa Joint Tax Return

Apo iwe newawakaroorana naye mukasarudza kubatanidzwa mutero wekudzoka, munoshuma mapato enyu akabatanidzwa mukudzoka kumwe chete uye munogona kutora maitiro maviri evanhu-mumwe wemumwe nemudzimai. Iyi ndiyo nyaya kunyange kana mumwe chete wenyu akawana mari. Iwe unogonawo kutora mvumo yako pachako kune vanovimba navo vangave vane, zvakadai semwana akakodzera kana vana kana chikwata chakakodzera.

Asi kuisa kubatanidza kudzoka kunoda kubvumirana pamwe chete uye zvinyorwa zvevakaroorana. Panove pane mamiriro ezvinhu apo vakaroorana vasingakwanisi kana vasingadi kuisa pamwe chete. Semuenzaniso, mumwe wako angave asina kukwanisa uye asingakwanisi kumubvumira uye achisayina kudzoka. Kana kuti zvichida mutero unobatsira unonyanya kubatsira apo vakaroorana vanodzoka zvakasiyana.

Izvi zvinotiendesa kune wechipiri mamiriro apo mumwe mudzimai anogona kukwanisa kubhadhara komumwe mukadzi.

Apo Iwe Paunofanidza Kudzoka Kwakaroorana Kwakasiyana Kana Kuti Musoro Weimba

Iwe unogonawo kubvunza kuregererwa kwako kumumwe wako pasina kuisa kubatanidza kudzoka kana:

• Iwe unofanidza kubuda kwakaroorana kwakaroorana.
• Wawakaroorana naye ane zero mari yakawanda yegore.
• Saka wawakaroorana naye haafaniri kubhadhara mutero wake wega.
• Wawakaroorana naye haasi munhu anovimba nomumwe munhu, pasinei nokuti mumwe munhu anomuudza here.

Kuisa kudzokorora kwakasiyana kunoreva kuti uri kushandisa iyo yekuroora kana kutora nzvimbo yakasiyana yega kana kuti musoro wemamiriro emhuri nokuti unosangana nemitemo ye IRS ye "kutorwa usina kuroorwa" pazuva rekupedzisira regore rokutere. Nokuda kwedzimba dzezvinangwa zvemhuri, kutaridzirwa kusina kuroorwa hazvireve kuti iwe une mutemo wekurambana, asi wako wako haagoni kunge agere mumba mako chero nguva mumwedzi mitanhatu yekupedzisira yegore. Dzimwe mimwe mitemo inoshandisawo, zvakadai sokuti iwe wakabhadhara kwehafu yehafu yemhuri yako mari yegore uye iwe unotarisira, zvakadai semwana wako.

Heano muenzaniso: Mudzimai wako ane zero yakawanda mari nokuti haasi kure kuchikoro uye haashandi gore rose uye haana kuwana mari yekuita mari.

Kana iye asingakwanise kutora mutero wake wekubhadhara uye kana asingakwanisi kutorwa semunhu anovimbwa nemumwe munhu, ipapo uye chete ipapo iwe unogona kutora kubhadhara kwake pachake, asi chete kana iwe ukaisa mumwe akaroora kana kuroorwa kana sevakuru mhuri. Uye kuisa semusoro weimba, anofanira kunge akatamira pamusasa pamberi paJune 30 uye haana kudzokera kumba kwako kubvira. Iwe wakabhadhara kwehafu yehafu yako yekugara uye iwe unotarisira.

Kana Wawakaroorana Naye Ari Mutorwa Wasiri Mutorwa

Imwe mitemo yakafanana inoshanda kune iyi mamiriro:

• Mutorwa wako wekune imwe nyika asiri mutorwa anofanira kunge ane zero yakawanda mari yeUnited States.
• Mutorwa wako asingatori mutorwa haafaniri kutora mutero weUnited States.
• Wawakaroorana naye haasi iye anovimba nomumwe munhu.

Nzira Yokutaura Nayo Kubhadhara Kwomumwe Wako Mukadzi

Kana iwe ukaisa joko rekubhadhara mutero, iwe unogona kuratidza zita rako nezita remumwe wako pamusoro pekudzoka.

Iwe unenge uchizocherechedza kuti iwe wakaroorana uye uri kuisa pamwe chete. Izvi zvinokutendera kuti uone "Iwe pachako" uye "Waroora" mabhokisi mune chikamu chekuregererwa kwekudzoka.

Muchipiri uye chechitatu mamiriro ezvinhu, iwe unogona kuratidza zita rako pamusoro pekudzoka. Zvadaro iwe unenge uchitarisa nzvimbo yakakodzera yekutsvaga, zvichida wakaroora kuisa zvakasiyana kana kuti musoro weimba. Zvadaro, maererano ne IRS muPublication 501:

"Kuti upe rubatsiro kune mumwe wako, chengeta bhokisi riri pamutsara 6b weFomu 1040 kana Fomu 1040A uye shandisa zita romumwe wako mukana kusvika kune kodzero yebhokisi. Isa SSN kana ITIN yemumwe wako munzvimbo yakapiwa kumusoro kweFomu 1040 kana Fomu 1040A. "

Mune chimwe chezviitiko izvi, kusunungurwa kwako pachako kunoita zvakangofanana nekureva kuti wako wako seanomuda nokuti inoderedza mari yako inotengesa nehuwandu hwekuregererwa. Mhedzisiro yekuguma ndeyechete.