Bvisa Mafungo Anodheerera kubva Kubhadhara Chikwereti
Apo Chechikwereti Chekuunganidza Vanowedzera
Vateresi vatokari vanodiwa kuti vateerere mutemo weGurumende, Fair Fair Debt Collection Practices Act (FDCPA).
Uyu mutemo unotsanangura chikwereti chevatengesi vanogona uye haagoni kuita. Kutanga, havafaniri kukushevedza pamusoro pekwereti chausina chikwereti. Kana chikwereti mutengesi anotanga kukutaurira pamusoro pechikwereti, une kodzero yekuvakumbira kuti vaone kuti chikwereti ndecheyu. Kana chikwereti chikwereti chisingakwanise kudzoka neuchapupu hwokuti iwe unokwereta chikwereti, havatenderwi kukuonana newe zvakare. Ita Zvikwereti Zvinokonzera Kuti Uve Owe
Kunyange kana iwe usingatumi chikumbiro chekugadzirisa, vateresi vatengesi vane mitemo yavanofanira kutevera kana zvasvika pakutaurirana newe pamusoro pefoni. Somuenzaniso, havakwanise kukushevedza musati mambakwedza e8 kana kuti mushure memazuva masere nenguva dzenguva yenyu. Havagoni kukushevedza, uye havagoni kukushevedza panguva ipi zvayo yawakambotaura isingakanganisi. Kune mamiriro ezvinhu chaiwo matanho ekukweretesa chikwereti anotumira foni chengetera Kana Ndezvikwereti Zvinokonzera Vatengesi Kudana .
Rega Chikwereti Chikamu Calls
Hapana mutemo unoti iwe unofanirwa kutaurirana nekwereta mutengesi nefoni.
Kana iwe ukasungirira pane chikwereti mutengesi hapana chavanogona kuita nezvazvo. Asi, kana muunganidzi ari kuramba achikushevedza iwe kakawanda kunyange mushure mekunge wanyima pamusoro pavo, vari kuputsa FDCPA.
Zvese zvaunofanira kuita kuti usiye vateresi vatengesi kubva kukushevedza uvaudze kuti unoda kutaura navo nekunyora.
Kukurukurirana kwakanyorwa kunobatsira iwe nokuti inokupa rekodhi yezvose zvinotaurwa. Kana chikwereti chikwereti chinoputsa FDCPA, iwe une uchapupu hwakaoma hunogona kutungamirira kumhosva kune iwe. Ramba uchifunga kuti, nemutemo, chikwereti chikwereti hachifaniri kukudza chikumbiro ichi.
Nzira yakasimba yekuregedza vateresi vatengesi kubva mukushevedza iwe ndeyokutumira izvo zvinozivikanwa sekumisa uye kurega tsamba . Mutsamba yacho, taura kuti muunganidzi anofanira kusiya uye kurega kuwedzera kukurukurirana newe. Cherechedza kuti kuguma uye tsamba inoshandiswa inongoshanda kune vanokweretesa vateresi, kwete mubhadharo wepakutanga wawakagadzira chikwereti.
Chikwereti Vanounganidza Vanokutaurira Nezvemumwe Chekwereti Chete
Vanhu vachangobva kuchinja nhamba dzavo dzefoni vanowanzotambudzwa nekufonera kubva kuvatori vanoedza kusvika kumunhu wepamberi uyu. Zvinosuruvarisa, kuudza chikwereti mutora kuti vane nhamba isina kururama inogona kunge isingakwanisi kumisa kudanidzira kwekanaka. Pane kudaro, iwe unofanirwa kutumira kuguma uye kurega tsamba sekunge chikwereti chako. Zvechokwadi, haufaniri kubvuma kune chikwereti, kunyanya sezvo iwe hausi iye ane chikwereti. Kana kushevedza kuchiramba kuripo mushure mekuguma uye tsamba yokusiya, ridza mutori wehutori wenyika Gweta Gweta uye Federal Trade Commission.
Vanokweretesa vateresi vanogonawo kukubatanidza iwe kuedza kutsvaga mumwe munhu, sewe shamwari kana hama. Nenzira imwechete yekutarisa kwavo kutarisa, ruzivo rwako rwekukurukura rwakabatanidzwa kune munhu iyeye. Mutemo unobvumira vateresi vateresi kuti vataure nevechitatu kuti vawane nhare yefoni, adhesi, uye basa, asi mutori anogona kungoonana nechetatu-kamwe chete uye havagoni kuzivisa chero ruzivo pamusoro pekwereti. Chikwereti chikwereti chiri kukanganisa mutemo kana vakaramba vachikurukura newe kuti uwane ruzivo rwekubatana kunyange mushure mokunge mavaudza zvaunoziva.
Kana iwe uri gweta, mudzimai, kana mubereki kana mutariri wechidiki ane chikwereti chekuunganidza , vateresi vanobvumirwa kukutaurirai. Kuguma uye kurega tsamba kunogona kumisa kuunganidza kunosangana mumatambudziko aya, zvakare.
Chii Chinoitika Pashure peKubvisa uye Kuramba
Kana imwe sangano rekuunganidza rinogamuchira kuregera kwako uye tsamba yavanoramba ivo vanogona kutaura newe zvakare zvakare, kuburikidza nemeseji, kukuzivisa iwe chimwe chezvinhu zvitatu: kutizve kuedza kuunganidza chikwereti kwaguma, kuti zvimwe zviito zvingatorwa nedokweretesi, kana kuti chikwereti chikwereti chokwadi chichaenda kune zvimwe zviito.
Paunotumira ruregerero uye unyorera tsamba kune chikwereti chevatora, tumira nayo neyemeri yakagadziriswa neresi yakadzoka yakakumbirwa. Izvi zvinopa uchapupu hwokuti tsamba yacho yakatumirwa uye yakagamuchirwa. Kana chikwereti chikwereti ichikutaurirana nemwi kunze kwechiitiko chimwe chete chakabvumirwa nemutemo, uchapupu huchakubvumira kuti utsvake chiito chekuranga kune chikwereti chikwereti.