Nhema: Zvavari uye Maitiro Avanoita

Nhema dzinopa mumwe munhu anofarira mune imwe nzvimbo yomumwe munhu. Kunyange iwe (tarisiro) hauna kumbozviona, iyo inokosha chikamu chemari yako yeimba, auto loan, uye zvimwe zvikamu zvehupenyu hwako. Kana zvinhu zvikaoma, zvirevo zvinogona kuita kuti upenyu hwako huve hwakaoma - kana kuti hubatsire iwe kudzivirira zvaunoda.

Chii Chiratidzo?

Chibvumirano chirevo chepamutemo pamusoro pezvipfeko. Somuenzaniso, mumwe munhu angati iwe une chikwereti chemari yavo, uye vanoita kuti zvive vakuru kuburikidza nekuisa chikwata nehurumende mahofisi.

Nokuita kudaro, mutengesi (munhu kana sangano rinoshandisa iyo link) anochengetedza chikwereti uye anovandudza mikana yavo yekubhadharwa.

Munhu ane chikwereti anobatsirwa sei nekuisa chimwe chinhu pane zvaunazvo? Zvitendero zviri zvinyorwa zvevanhu, zvinotaurira vamwe vanogona kupa chikwereti kuti havazove vekutanga mumutsara apo nguva inouya yekudzorerwa. Chikamu chinonyanya kuisa zvibhakera zvakapoteredza nzvimbo yako; zvichange zvakaoma zvikuru kana zvisingaiti kutengesa imba yacho kusvikira bhenji iri kucheneswa. Semuenzaniso, zvipikiso zvinokudzivirira kuti urege kutengesa ( kana kugadzirisa ) imba yako kana motokari kunze kwekuti iwe uchibhadhara chikwereti chakakosha mukugadzirisa. Munhu anokwanisa kuve akatokwanisa kutora nhumbi yako (ona pasi apa).

Ndeipi Izvo Zvingave Zvingauya Kubva?

Nzira idzi dzinogona kunge pane imwe nguva chero munhu ane kodzero yepamutemo kune imwe nzvimbo yeumwe munhu. Vanowanzova chikamu chechibvumirano (kumusha nemotokari yemotokari, somuenzaniso), asi vanogonawo kuva mugumisiro wekuita mutemo.

Mari yekukwereta kumusha: kana iwe ukwereta kutenga imba, imba inoshanda sechibvumirano . Mune mamwe mazwi, unobvumirana (mukudhindwa kwakanaka) kuti uyo anokweretesa anogona kutarisa pamba pako kana iwe ukakundikana kuwana zvimwe zvido. Semuenzaniso, unofanirwa kutora mwedzi pamwedzi, uchengetedze pfuma, zvichida ugare mairi semuzinda wako wekutanga kwemakore mashomanana, nezvimwe zvakadaro.

Auto zvikwereti: auto zvikwereti zvakafanana nemari yemusha. Imwe misiyano inogona kuva iyo pane kukumanikidza iwe kubva pamba pako (iyo haifaniri kuenda chero kupi zvako), motokari yako inogona kutorwa kubva iwe kwose-kumba, kubasa, kana kunze-uye-pamusoro- kuburikidza nekudzorera . Chikwereti chekodhi yemotokari chingaitawo kuti zvibvumirano zvive neDhipatimendi reMotokari (DMV) yako.

Mechanic's liens (kana kuti chivako chekuvaka): kana basa rapera mumba mako, vatanisi vanotarisira kubhadharwa. Kana iwe usingabhadhari (kana kana kontrakiti isingakwanisi kubhadhara vatengesi - kunyange zvazvo iyo isiri mhosva yeimba yeimba), vashandi vanogona kuisa ma mechanic nehofisi yebazi rekodhi.

Kutongwa kunobata: kana mhosva yakakonzerwa kubudirira pamusoro pako, mutero wako angave ane kodzero yekuisa chikwata. The link inovimbisa kuti kukuvara kuchabhadhara kana iwe usingakwanisi kubhadhara muhomwe.

Mutero wemitero: hurumende dzenharaunda uye IRS dzimwe nguva inounganidza mitero isina kubhadharwa neshamwari. Mitero yemitero yakaipa nhau nokuti inogona kubatanidzwa kune zvinhu zvemazuva ano uye munguva yemberi, vatengi vanogona kuunganidza nyore nyore kubva kubhengi mabhengi , uye vanogona kukwira kumberi kwetambo; iyo IRS inounganidza musati waita chikwereti chako, somuenzaniso, uye usingaregi pamitero isina kubhadharwa yakasunungurwa mubhengi.

Hurumende dzemunharaunda mune ruzivo rwekubhadhara mari inogona kunyanya kuda kuunganidza, asi IRS inoita seinofamba zvishoma.

Kubvisa Chiratidzo

Kana iwe uine pfuma iri nechokurwisana nayo, iwe wakanamatira iyo pfuma kusvikira chikwata chacho chichibviswa. Nzira dzinogona kungobviswa chete nemunhu kana sangano rakavasika, asi pane zvimwe zvisiri izvo. Izvozvo zvinoreva kuti kana chikwata chiri chechokwadi, iwe uchada kubhadhara chero zvikwereti kuti ubudise bhodhi. Izvi zvingave zviri nyore kupfuura zvaunofunga - zviputi zvinowanzobviswa paunotengesa imba yako kana motokari yako yemari .

Edza kutaurirana kana iwe usina kukwana kubhadhara chikwereti. Vanokweretesa vangave vachida kugamuchira zvishoma kana zvinoreva kuti vanogona kuisa zvinhu zvose zvakare.

Kana iwe uchitenda chibvumirano hachisi chepamutemo, taura newaini. Mune zvimwe zviitiko, kubudiswa kwekodhi kunokanganisa kana kukanganikwa (somuenzaniso, apo iwe unotenga motokari yakashandiswa kune mumwe munhu aimbova nemari yemotokari).

Kuunza nyaya yacho kumunhu akakodzera kungangodaro inogona kunge iri yose inoda.

Kana pane kusawirirana, zvinhu zvinowedzera zvakaoma. Iwe unogona kudikanwa kuunza chiito chepamutemo pamusoro pechipatara kuti ave nechokubudiswa. Ichowo chikonzero chakanaka chekuongorora kana kana kwete chero zvipi zvayo zvinenge zvichishanda - mazhinji hutano huchapera pashure pemakore akawanda.