Nzira Yokumisa Itavi
Maitiro eBevy Levy Anoshanda Sei
Bhijhini yebhangi ndeye mutemo unobvumidza vatengi kuti vatore mari kubva kubhengi renyu rebhangi.
Bhengu yako inosunungura mari muakaunti yako, uye bhengi inotarisirwa kutumira iyo mari kune vane chikwereti kugutsa chikwereti chako.
Kuti munhu ane chikwereti akudzwe mari kubva kubhangi yako yebhangi, uyo ane chikwereti anofanira kupa chikumbiro kubhangi rako rinoratidza uchapupu hwekutongwa nemhosva kwauri.
Kambomira nyevero: Kana mukwereti ako akakumbira, bhanki yako ichasasa akaunti yako uye ichaongorora mamiriro acho ezvinhu. Asi iwe bhangi ingakwanisa kukuzivisa iwe kuti bhadha yebhangi iri kuenderera mberi-uye vatengi vangave vasina kukunyorera iwe zvakare. Kunyange zvakadaro, mari yemari ndiyo nzira inokweretwa nevasingatengi chete mushure mokunge varega dzimwe nzira dzokuunganidza kubva kwamuri. Zvichida, panguva iyoyo, iwe unenge watoziva kuti vatengi vari kutora matongerwo emutemo uye vachiedza kuwana mari kubva kwamuri.
Kupikisa nzira: Unofanirwa kuva nemukana wekukakavadzana mari. Kuita izvi kunogona kuzvidzivirira kana kuderedza mari yavanokwereta vanogona kutora kubva kubhuku rako.
Kana iwe usingatori chiito, zvinoita kuti vateresi vabvise zvachose akaunti yako, izvo zvinoita kuti zvive zvakaoma kubhadhara mari inokosha. Iwe unogona kuguma uchingoridza cheki uye uchibhadhara mari yakawedzerwa yekupedzisira kune mamwe masangano. Kunyanya bhenji yako inowanzopa mhosva iwe mubhadharo wekutengesa mubhadharo.
Kana iwe usingazivi kuti ndiani ari kukwereta kambani yako, bhagheni rako rinofanira kupa ruzivo rwekutumira kune chikwereti.
Nzira dzeKutadza Levy
Mabhiriji eBhangi anogona kupfuurira kusvikira chikwereti chako chagutiswa zvakakwana, uye chinogona kushandiswa kakawanda. Kana iwe usina mari yakakwana inowanikwa pakuedza kwekutanga, vatengi vanogona kudzoka kakawanda.
Asi iwe unogona kukwanisa kudzivirira nekugadzirisa zvikwereti kuhandi yako. Taura nemuchengeti wemunharaunda (mitemo yakasiyana kubva kune imwe nyika kuenda kune imwe nyika) kuti uwane kuti ndezvipi zvingashandiswa kwauri. Pane zvishoma zvingaitika zvinorongwa pasi apa.
- Creditor kukanganisa: Kana iwe usina chikwereti chemari, iwe unogona kurwisana nemari uye unodzivirira mukwereti kuti asafambise mberi. Nzira iyo inogona kushanda kana iwe wakatobhadhara chikwereti, kana kuti mari yacho haina kunaka.
- Kuvhara kwehuzivi: Kana iwe uri chibharo chekuziva, iwe unogona kuratidza kuti hauna kumbogamuchira mari.
- Chikwereti chekare: Kana mutemo wekukanganisa wapfuura, mutero wako angave asina simba rekutora kubva kubhuku rako.
- Kwete chiziviso: Kana mukwereti wako asina kukuzivisa chero zviito zvepamutemo, iwe hauna kutenderwa zvakanaka uye zviri pamutemo, uye zvingave zvichikwanisika kumira chero ramangwana rezvemutemo pamusoro pako.
- Kushungurudza: Kudhinda kubhadhara kunogona kumisa dambudziko racho, kwechinguva.
- Kutaurirana: Chibvumirano chipi zvacho chaunosangana nevako vane chikwereti chinogona kumisa basa. Zvinogona kunge zvakakosha kuedza kukurukura kuitira kuti iwe unogona kutora kutonga pamusoro pemamiriro acho ezvinhu.
Nzvimbo yemari inokoshawo . Zvichienderana nezvamuna kuwana mari munyaya yako, zvingave zvisingawanikwi kune vane chikwereti. Bhengi yako inofanirwa kufungidzira kana mabhadharo e-akhawunti yako ane mari yakachengetedzwa, asi zvinhu zvinogona kuoma kana uine mari kubva pane zvakasiyana siyana.
- Nhepfenyuro yehurumende : Zvibatsiro seSocial Security payments kana federal mushandi pensions inowanzochengetedzwa. Zvisinei, kana iwe uine chikwereti kune hurumende yehurumende, haunakidzwi nekudzivirirwa kwakanyanya sekunge iwe waizodai kana iwe waive nemari yekwereti.
- Kutsigirwa kwevana: Mari yawakagamuchira kubva pamari yekutsigira vana inogonawo kuregererwa kubva kuunganidzwa. Zvisinei, kana iwe uri kumashure pakutsigirwa kwevana, zvingava zviri nyore kune yekare kuti upe purogiramu yako yebhangi.
Ndiani akavhara Account?
Mhando dzakasiyana-siyana dzevakweretesa dzinogona kunge dziine mutoro webhadharo.
I IRS neDhipatimendi reZvondo inonyanya kushandiswa nemari, asi vasiri vateresi (vateresi, vanogamuchira vana vanogamuchira rubatsiro, nezvimwe zvakadaro) vanogonawo kukunda kutongwa pamusoro pako uye kubhadhara kambani.
Kana iwe uine chikwereti chemari uye usina kukwanisa kubvumirana nemunhu anokwereta, zvakanakisisa kutarisira kuti vangashandisa mari yekuita mari yekugadzira mari.
Tora rubatsiro rwepamutemo
Zvakare, zvakakosha kuwana mazano kubva kune avo vemuyanzvi vemunharaunda avo vanoziva nemamiriro ako ezvinhu pose apo iwe unogona kutarisana nezvinetso zvepamutemo. Iyi peji inongororongwa, asi mitemo yakasiyana kubva kune imwe nyika kuenda kune imwe nyika, uye zvinhu zvinoshandiswa munguva. Uyezve, mamiriro ako akasiyana. Kushandisa chikwereti chinhu chakaoma, uye iwe unogona kupikisa nyaya yako. Vanhu vane chikwereti vanoita zvose zvavanogona kuti vauye kuti mari muakaunti yako hairegi.