Chii chinonzi Family Mortgage?
Imba yekutengesa mhuri ndeyeimba yemari yakagadzirwa pakati pemhuri.
Vabereki vanogona kubatsira vana kutenga kana kugadzirisa, kana imwe hama iri kure inogona kukweretesa ruoko. Zvikwereti zvemhuri zvakakodzera ndezvokukunda-kugadzirisa matanho evanhu vose.
Zvinyorwa zveMhuri Mortgage
Kuti ugadzire mhuri yako yekutengesa mari, Virgin Money inopa zvikwereti zvikwereti (pamwe chete nevatasvi vemabhiza akasiyana-siyana - kana imba iri condo, somuenzaniso). Vanopawo mapepa ekuchengetedza chikwereti. Imhuri yakachengetwa inotora chikwereti inogona kubatsira vakwereta nemitengo yakabhadhara mitero, uye vanobatsira kudzivirira vateresi kana munhu akakwereta asina kukwana , akafa kana kutongwa.
Family Mortgage Packages
Mhandara Mari inopa huwandu "mapaji" emhuri yako. Izvi zvinosanganisira zvinyorwa zvipi zvinyorwa zvepamutemo zvinodiwa kuitira mhuri yakakodzera kutenga mari. Pane zvakare kushandiswa kwakakwana mune zvinyorwa, pamwe nekugadzirisa kubhadhara uye kusarudza kukwereta chikwereti kunoda. Pakupedzisira, kune kuvhura kwakakwana, kunosanganisira kushanda kwakakwana, pamwe nekuvhara uye basa rebasa.
Mari Yokubhadhara Mhuri Inobhadharwa Zvakadini?
Mari inodaro inobva kune imwe mhuri yekutengesa purogiramu yaunosarudza. Iwe unogona kugara uchitsvaga avo vemuyanzvi vezvemunharaunda zvavanenge vachida kuti vabhadhare mhuri yekutengesa uye kuita chisarudzo chavanoziva. Iko purogiramu inokosha isingadhura, uye mari inokwira ichibva ipapo.
Kana Mhandara Mari inobatsira mhuri yako kutora chikwereti, iwe unobhadhara mari yekubhadhara imwe neimwe.
Deredza zvidhinho izvi nekubhadhara zvishoma pane mwedzi. Chengeta kwegore rimwe chete kana segore, semuenzaniso.
Iwe unogonawo kubvisa mamwe mabasa kana iwe ukawana kuti hausisina hanya navo.
Family Mortgage Logistics
Kuti ugadzirire mhuri yako kutengesa ne Virgin Money, taura navo zvakananga. Ipa tsanangudzo pamusoro pekuti unoda kugadzira sei chikwereti. Iwe unogona kugadzira nehutano hwemhuri yako, asi iva nechokwadi chekutevera mitero yemitero nemitemo yemunharaunda.
Kana ukangoshandisa uye uchibhadhara Virgin Money, vanotumira magwaro kumunhu anenge achikweretesa kuti agamuchirwe. Anokwereta anonyora zvinyorwa (neanotari) uye anotumira kune Virgin Money. Mhandara Mari zvino inogadzira mabhizinesi ebhangi uye inoshandisa mhuri yako mortgage zvinyorwa uye mahofisi ehurumende.
Kudzokororazve neMhuri Imba
Kana iwe uchigadzirisa chikwereti chiripo chekubhadhara mari yemhuri, iwe uchada kubhadhara mari yakarenda yekutengesa neimwe nzira. Kutanga, sarudza zuva rekuvhara uye bvunzai mari yako ikozvino yekubhadhara chikwereti nemusi iwoyo (dzimwe nguva unonzi 'payoff letter'). Asi kutanga tanga kuziva kuti mafungiro anoshanda sei .
Iyo itsva (mhuri) chikwereti inotumira mari kune yekare mutengesi, uye wekare mutengesi anobudisa chero zvivako paimba.
Kubika Mitero
Virgin Money inopa mutero wehutano nezvemhuri yako yekutengesa.
Havana kutumira fomu yepamutemo yepamutemo, asi iwe unowana "chirevo" chaunogona kutumira kune wako accountant.