The Market Price
Izvi zvisinganzwisisiki nematengo emakambani zvinongoratidzika pachavo mune zvinhu zvakadai sekutengeswa kwemashamba emashambadziro, zvisungo , mutual funds , uye stock options.
Pashure pezvose, wakambonzwa nezvomurimi achikumbira kuongororwa kwezuva nezuva panyika yake here? Munyori wenziyo anotsvaga kuongororwa zuva nezuva kwekodzero dzekodzero dzake? Imwe nyanzvi yebhizimisi nguva dzose achibhadhara gwaro rekugadzirisa rekuita kuti averenge kukosha kwekutsvaga kwekambani yake? Kwete kwete! Asi, kana zvasvika pakuva nechikamu chebhizimisi, chikamu chezvikwata, vashambadziri vasina ruzivo vanocherechedza kune izvo vamwe vanhu vari kuita zuva rimwe nerimwe kana kuti kunyange nemaminitsi-nemaminitsi, zvichiguritswa sezvo zvikamu zvavo zvinowira uye vachitenga sezvavanomuka; chikafu cheimwe njodzi.
Iyi mamiriro akaipa kwazvo, zvidzidzo zvekubhadhara mari pamwe chete zvakaratidza kuti munguva dzenguva apo mari yepasi yakawedzera pa 9%, 10%, uye 11%, varimi vari voga vaifarira 2%, 3%, uye 4% vanodzoka nokuti vakanga vari saka kuzununguswa nekushaya simba, nguva dzose vaitenga uye vakatengesa nzvimbo dzavo pane kugara pasi uye kugara vachiwana pfuma yakawanda.
Kuita Mari Kubva Pakusagadzikana
Zvinokwanisika kuita mari kubva pakusagadzikana. Ratidza kukosha kwevatengesi kutsvaka kutenga zvinhu kana pasina mumwe munhu achida. Mamwe maitiro ezvokushambadzira vatengesi vanoita mari yakawanda kwazvo apo kutya kuri kupararira nokuti vanhu vanoda kuzvibhadhara zvakawanda kuti vanyore zvigadzirwa zvakadai sokuisa sarudzo.
Kutaura zvazviri, zvingava zvakanaka kutaura kuti kune unyanzvi uye ane njere vanosima mari, iyo inonyanya kubatsira ndeyekuti iye anogona kuishandisa kutenga zvizhinji zvezvinhu zvisingadhuri uye kutengesa zvakawanda zvezvinodhura. Vashandi vari mumafuta emafuta vanobhadharwa kuti vawane rusarura pasinei nokuti vanozviziva kana kwete, sekirasi inotarisana nemakiti-kutengesa kudzoka kubvira S & P 500 yakazarurirwa kare muna 1957 asi nekudhura dzimwe nguva kunogara 50% + kurasika kwe 3 , 5, kana makore manomwe +.
Kurega Kurega Mari
Kune vashandi venguva refu vanogara vachitora mari kuburikidza nedhora rinodhura huwandu hwepurogiramu , kusagadzikana hakusi kunyanya kukosha. Mipiro inowanikwa nguva dzose inofanira kunge yakasununguka kubva pamutengo wemari yakabhadharwa, pamusoro pemakore akawanda, kuitira kuti zvive zvishoma kudarika mashoko omuzasi munhoroondo yehupenyu hwako hwemari. Vazhinji vanhu havagoni kuzviita, zvakadaro. Warren Buffett naCharlie Munger vakambotaura kuti zvisinei kuti vangani vakati vanhu vaizobatanidza purogiramu, ruzivo rwakanga rwuri kuratidza nguva nenguva, gumi nemakore shure kwemakumi gumi, vamwe vanhu vaizopindira munguva dzebhoom uye vachitengesa kunze kwebhasi, vasingakwanisi kukanganisa mafungiro avo akaipa .