Kunzwisisa Basa Rokutanga Kuchengetedzwa muInvestments

Kunzwisisa Basa Rokutanga Kuchengetedzwa muInvestments

Kuchengetwa kweguta guru izwi rinoshandiswa mumashoni ekutsvaga kushandura kurondedzera chinangwa chaicho chezvemari: Kuchengetedza mari yakakwana yemari inoshandiswa sezvinotaridzwa nemari yezita. Dzimwe nguva, asi nguva shomanana, kuchengetedzwa kwekuchengetedzwa kwemaoko kunotorwa kureva kuchengetedza kugadzirisa-kugadziriswa kwesimba rekutenga kwemafasi kuitira kuti imwe murwi wemari inogona kuwaniswa kutenga zvinhu zvakafanana nemabasa ekuguma kwekubata nguva.

Semuenzaniso, unogona kuwana yakawanda ye cheeseburgers, kofi, matairi, matikiti emabhizimisi, gorofu, mabhakiti, kana matangi epiori. Chero chete kana yekutanga, kana mune zvimwe zviitiko, yechipiri chigumo chagutsikana, inofanirwa muridzi wechikwata kana mutungamiri anotarisa kuwana kuwana, chaiyo kudzoka panzvimbo.

Izvozvo zvinogona kunge zvichiti zvinyorwa uye zvakaoma kunzwisisa. Hazvisi. MuchiChirungu chakanaka, kuchengetedzwa kwekunyora ibhuku rezwi rinoreva kureva kuti mamwe mapurisa emari haasi akakurudzirwa kukura. Kana vachidaro, ndiko kuveza kwekeke, asi haisi chikonzero nei iwe wakavaisa parutivi; haisi chikonzero chavaripo uye inoda kurapwa kwakakosha. Pane kudaro, vakave vaponeswa chete kuti vavepo apo iwe uchida kuvaitira. Pane imwe nguva, unoronga kupedza mari yacho. Kazhinji, izvi zvinodikanwa nokuti uri kuswedera, kana kuti zvino unofara, kubatira. Mari yacho inoshandiswa kubhadhara zvikwereti zvako, kuvhara mitemo yako yezvechiremba, chengetedza kupisa mukati mechando, enda kunodya kamwechete kwenguva pfupi, uye utumira zuva rekuberekwa uye Krisimasi zvipo kuvana vako.

Kungofanana nevakawanda, mari yacho inotarirwa kune imwe nzvimbo yekubhadhara pfuma .

Zvimwe Nzvimbo Zvikodzero Zvakakosha Kubva Kuchengetedzwa Kweguta Kupfuura Vamwe

Chikonzero icho chakakosha kuratidza apo imwe murwi wemari ine chinangwa chekuchengetedza hukuru ndechokuti inodzivisa zvakanyanya zvinhu zvose zvezvinhu zvakagadziridzwa maungachengetedza mari.

Uchapupu hwezvidzidzo uye zvechokwadi-nyika inoratidzirwa inoratidza kuti zvakasiyana-siyana zvebhuruu-chip stocks , inobatwa nenzira inobhadhara mitero, yakaderera, inopwanya zvachose mamwe mashizha emari, kana iwe uine nguva yakareba yakakwana, uye yako yekutanga kutenga mutengo wakanga wakagadzikana nechepamusoro pekutsvaga kuwanikwa nemari uye yebhuku rinokosha . Nheyo haisati yakakodzera kune mumwe munhu ane chinangwa chekuchengetedza chinangwa. Saizvozvowo, zvisungo zvinowanzofungidzirwa kuti "zvakachengeteka," asi kana iwe uchitaura kwenguva yakareba yakasungwa, unogona kuona kuwedzerwa kwekukosha sekukura, kana kusina kukura, kudarika misika.

Nokuda kwechinangwa chikuru chekuchengetedzwa kwekuchengetwa kwemari, kukosha kukuru paunosarudza humwe humwe hunoenderana nezvinodiwa zvemuzinda wepodfolio yemitemo inotevera hutungamiri hukuru hunonyanya kuratidza kusagadzikana - kureva, kuchengetwa kwakawanda kupi kana kuti kuchinja kwekodhi kunokosha, kunoratidzirwa se chikamu chemari yepakutanga mari. Nzvimbo dzekuchengetedza dzimba dzekuchengetedza dzimba muUnited States dzinosanganisira maDCIC anochengetedza mabhizinesi, mabhengi ekuchengetedza, mahomwe emari yemari, (kwete mari yemari yemari - izvo zvakasiyana), uye zvigwaro zvekuiswa. Muzviitiko zvose, muteresi ari pasi pemiganhu inoshanda inogona kukwanisa kuchengetedza mazita ekukosha kwemari yake, kubvisa chero mari yebhangi kana mari.

Iwewo une zvikamu zvenguva pfupi zvemari yeHaimari yeHurumende yakamira zvakananga neUnited States Treasury kuburikidza neAprivacyDirect account. Zvimwe zvaungasarudza zvinosanganisira greenbacks chaiyo - mabhanji - akaiswa pasi pematiti, mukhofi anogona kuvigwa mushure, kana kuti akaiswa mubhokisi rakachengeteka, kunyange izvi zvose zvinouya nematambudziko ega. Kwechinguva chiduku kwenguva refu uye pasina chido chemari yazvino, mari yeUnited States inogonawo kuva sarudzo yakanaka.

Ngozi dzekusarudza mari dzisina kukodzera zvekuchengetedzwa kweguta guru

Anenge kamwe kamwe chizvarwa chimwe nechimwe, mari itsva yezvokuchengetedza mari inowanikwa muWall Street uye vanhu vanoita sevanoshandisa seiri mari yakaenzana yekuchengetedzwa kwemari yavo. Zvadaro, kuderera kana zvimwe zvinetso zvinokanganisa zvinokanganisa, uye zvinova zvose zvakajeka kuti kuchengetedzwa kwaiva chiratidzo.

Takazviona izvi zvakare muHarare Recession ya2008 uye 2009 nechinhu chinonzi auction rate chekuchengetedza, izvo vanhu vaive vachirapa sekuti vakanga vakafanana kuti vawane mari mubhangi. Hakanga isiri, uye vamwe vanhu vakarashika mamiriyoni emadhora anenge pakarepo apo vaisakwanisa kuwana mutengi pamapepa avo.

Sezvo mutemo wega wega, zvinobatsira kuyeuka kuti kana kuchengetedzwa kwekuchengetedzwa kwemajeri kuchidikanwa, kunyange kubvuma 0% yehutano hwekudzoka, kana kuti kutadza kudarika kwekudzoka mushure mekuwedzera kwenyika , zvinoshandiswa kuisa mari yausingazokwanisi kurasikirwa pangozi. Usa "taurira zvibereko". Iwe haugoni mhinduro.