Dzidzisa vana vako mari yehupfumi pakutanga
Kubvumira vechidiki kuti vave nekadhi yebhadhiro vanovabatsira kudzidza unyanzvi hwemari hunokosha hunovagadzirira kuti vabudirire mune zvemari nguva dzose. Makadhi ekubhadhara mabhadharo akanaka kune vechidiki achabhadhara mari shoma, kupa zvipfeko zvekugadzirisazve mari uye kubvumira vabereki kuwana kadhi kune vechidiki vaduku.
Vechidiki vakwegura vane basa rebasa-rega uye mutoro wefaira yavo yefoni inogonawo kubatsirwa kubva kune zvakadai sekubhadhara mari uye kubhadhara mari. Makadhi ekubhadhara mabheji akanaka kune vechidiki anopa idzi mazano pasina. Iko kukwanisa kuongorora kubhadhara kwekambani yavo muIndaneti kana kuburikidza ne-app yepurase inowedzerawo.
Nezvo zvakati, une teki inenge yakagadzirira kadhi yake yekubhadharira? Kuti ikubatsire kuwana imwe yakakwana kumwana wako, takaderera pasi yepamusoro yekhadhi yekodhi dzekodzero dzevechidiki kuti vawane gore rino.
01 Best Overall: FamZoo Prepaid Debit Card
NeVaZara Zoo kadi yebhadharo yakabhadharwa, vabereki nevechidiki vane ruzivo rwekadhi yebhadharo. Mari inogona kuendeswa pakati pezvinyorwa pane zvinowanzoitika kana zvichidiwa. Kune vabereki vanoda kutanga kuvaka basa, kadhi rinogona kusungirwa kumabasa nemabasa epamba. FamZoo inopa vabereki kukwanisa kuvhara nekuvhara kadhi kana kuchengetedza kukwanisa kwekadhi kana sehumwe hutete hwekuchengeteka kunodzivirira pakurwisana nekutenga kusina mvumo.
FamZoo haatengi mari yekuti reloads, asi vamwe vateresi vanogona kutenga mari yavo pachavo. Panewo mari yekubhadhara mari. Vabereki vangasarudza kuva nemimwe yebhadharo yavo inowanikwa zvakananga kumataji eAfZoo semugove wemari. Izvi zvinonyanya kubatsira sezvo kuendeswa mukati memakadhi kwakasununguka uye pakarepo.
Pane kubhadhara kwemwedzi pamwedzi mari ye $ 5.99 pamwedzi pamhuri. Kana mhuri dzinogona kubhadhara kwemakore maviri ne $ 60. Mhuri inogona kuronga kusvika kune mana FamZoo makadhi akabhadharwa chero bedzi kubhadhara kunoshanda.
02 Best for Interesting on Savings: Mango Visa Prepaid Card
Kudzidzisa vechidiki kuvaka maitiro akanaka ekuchengetedza zvinokosha zvakanyanya sekuvabatsira kudzidza kukudziridza maitiro akanaka ekushandisa mari. Muchengeterwo weM Mango Visa Prepaid unouya nehupfumi hunobvumira vechidiki kuti vawane muchero wakakura pamari iri mune rekuchengetera kero. Kuvhura kadhi yepaMango yakabhadharwa kunopa vana vaduku chisarudzo chekuvhara gwaro rekuchengetedza nepamusoro pe 6.00 muzana APY uye sarudzo yekuita mitanhatu kuendeswa kumwedzi mumwe nomumwe.
Muchengetedzi weM Mango Visa Haubhadhari mari yokutayina, kushandura, kana kutakura mari kuburikidza nekubhadhara kwebhangi. Zvimwe zvikwereti hazvisi zvishoma. Ndiyo $ 1 kuti iite ATM ibvunzo rekutsvaga, $ 2 kuti ibve paATM uye $ 3 pamwedzi mari. The Mango Prepaid Visa inogona kushandiswa pose apo Visa inogamuchirwa. Vechidiki vanogona kutarisira account yavo ne-smartphone app.
Kuti zvikwanise kuwanika 6.00 muzana APY, Mango inoda mutevedzeri wemari yakakwana ye $ 800 uye zvishoma zvishoma kwe $ 1 pamagumo emwedzi. Vechidiki vane mari yakananga kubva kune rimwe basa rekugadzirisa zvese vanogona kukwanisa kubhadhara mari yakawanda yekuita mari.
03 Best for Cash Reloads: American Express Shandisa FREE Reloads
American Express ine shanduro nhatu dzakasiyana dzeVashandi vebhadhiro yebhadhiro yakabhadharwa. Vashandi vanopomerwa kuti hapana chekubhadhara mari. Vechidiki vanozoita mari yakawanda reloads mwedzi woga woga vanobatsirwa zvikuru kubva kune iyi shanduro yeAmerican Express Serve kare kare.
Izvo zvakare reload network ine nzvimbo dzinopfuura 45,000 munyika yose. Reloads inogona kuitwa panzvimbo dzakakodzera dzakadai seCVS Pharmacy, Dollar General, Family Dollar, Rite Aid, Walmart, 7-Eleven uye nezvimwe. Vechidiki vanogona zvakare kutorazve mari kubva kubhangi yebhangi.
Kunyange zvazvo kune mari ye $ 4.95 yemwedzi, hapana mari yekubhadhara kadhi, kushandiswa, kushandiswa kwevatengi kana kubviswa kweATM kubva kuA MoneyPass ATM. Kadhi yacho pachayo yakasununguka kana iwe ukarayira paIndaneti kana $ 3.95 paunenge watenga kubva pane zvekutengesa. Zvimwe zvibvumirano zvisingabhadhara zvinosanganisira rusununguko rwekubhadhara mari yepaIndaneti, kuchengetedzwa kwehutsotsi uye kusununguka kutanga mari yakakwana.
04 Best for Big Vashandi: American Express Serve Cash Back
Kungofanana nevanhu vakuru, vechidiki vakasiyana-siyana vane maitiro akasiyana-siyana okushandisa maitiro uye mano. Vechidiki vanoshandisa mazana emadhora madhora mwedzi mumwe nomumwe vanogona kubatsirwa neAmerican Express Serve Cash Back. Kutenga kunowana chikwereti chimwechete chemari cash back. Mari mibairo inowanikwa kadhi rako pakarepo uye inogona kudzikinurwa chero nguva.
Ichokwadi kuti zvinotora chirango chiduku kuti uchengetedze kadhi rebhadhiro rakabhadharwa rinobhadhara mibayiro. Vechiduku vanofanira kudzidza kuti vasatengesa mari kuitira kuti vawane mari yakawanda.
IAmerican Express Serve Cash Back ine mari yepamwedzi ye $ 5.95. Cash reloads inosvika $ 3.95 zvichienderana nevatengesi. Zvimwe zvinokonzerwa nekadhi zvinosanganisira pasina-mari yekutanga yemari yakabhadharwa, kusununguka mu-network ATM kubvisa, kubvisa rusununguko, pamwe nekuchengetedzwa kwezuva remazuva 90 pakutengesa kusvika $ 1,000.
05 Best for Multiple Teens: Akimbo Prepaid MasterCard
Vabereki vevechiri kuyaruka vanogona kushandisa kadhi yeAkimbo kubhadharwa kubhadhara zvose zvevana vavo. Akimbo anokuendesa makadhi akasiyana-siyana akabhadhara kare ayo ose akasungirirwa kune tenzi account. Kadhi rimwe nerimwe rekubhadhara rinogona kutarisirwa kubva mukati meAkuimbo app.
Sokutanga subaccount kadi yakasununguka. Zvimwe zvebabaccount makadhi vane mukana wenguva imwe ye $ 495 mumwe nomumwe. Kadhi rimwe nerimwe rinogona kubvumira uye rakabviswa kubva mukati me app uye vabereki vanogona kugamuchira zvinyorwa zvinyorwa mushure mokunge imwe neimwe ishandurwa. Izvi zvakakosha kune vabereki vanoda kuongorora vana vavo vachiri kuyaruka.
Mari yeAkimbo Debit Card yakabhadharwa haigone. Hapana kubhadhara kana kumwedzi wepamwedzi uye hapana mari yokutenga kusayina. Pane mari ya99.99 yekubhadhara PIN, $ 1.98 mari yekubhadhara mari yeATM uye $ .33 mubhadharo yeATM inobvunzurudza mibvunzo.
06 Best for Online Security: Movo Virtual Prepaid Visa Card
Kutenga kutengesa kunowanikwa pane zvekutengesa kunokosha kune vechidiki nevakuru. The Movo Virtual Prepaid Visa inobvumira vashandisi kugadzira nhamba yechipiri yechirongwa yakachengetwa inogona kushandiswa pakuita zvekutengesa paIndaneti. Izvi zvinowedzera nhamba yekutanga nhamba kubva pakuratidzirwa mune nhanho kana kuputsa kwedhesi.
Hapana mari yegore negore kana kushanda. Iko Movo Virtual Prepaid Visa Card hainawo mari yekubhadhara pamatenga, kubviswa kweATM kune chero ipi zvayo 6,000 mu-network ATM kana kuti kadhi risina basa. Vechidiki vanofanira kungwarira kuti varege kuedza kubvisa mari yakawanda pane kadhi - Movo ichabhadhara $ 1 mubhadharo kana mutengesi weATM wakaramba. Kunze kwe-network ATM zvikwereti zvinowirwawo mari.
Vechidiki kana vabereki vanogona kutorazve mari kuburikidza ne direct deposit, bank transfer, Paypal kana Venmo balance, debit kadi kutengesa kana nemari kune vamwe vatengesi. Reload nguva dzinogona kutora mazuva matatu ebhizimisi zvichienderana nenzira.
07 Best Checking Account Debit Card: BB & T LEAP Kadhi Kaakadhi
Kana iwe uchigara kune imwe yenyika gumi neine nenzvimbo yeB BB & T, BB & T LEAP Account Card ndiyo yakanaka. Iwe haufaniri kunge uchida kugara pedyo nebazi rebhangi - unogona kuzarura kambani paIndaneti. Vechiduku havagoni kushanda ivo pachavo; kunyangwe mumwe anoshanda anofanirwa kuva nemakore gumi nemasere kusvika kune makumi maviri nemaviri. Chimwe chikumbiro chinofanira kunge chiri nguva yepamutemo muhurumende iyo iyo nhoroondo iri kuzarurirwa - 18 kusvika ku21 munyika dzakawanda.
Kazhinji kadhi yemakadhi ekubhadharwa mari isati yasununguka zvachose. Hapana mari yekutengeserana, kurongedza mari, kubhadhara mari, kubhengi kushambadzira uye kubvisa paB BB & T ATM. Kunyanya, vatori vemakadhi vechidiki vanotora foni imwe chete yevashandi vebasa uye imwe huru yemapepa mapatimendi mwedzi mumwe nomumwe. Kadhi yakabhadharwa inogona kushandiswa kupi zvako makadhi eVisa anogamuchirwa.
Pane mari yekuchengetedza kwemwedzi we $ 3 uye mari yekushandisa iyo isina-BB & T ATM kuitira kuti ibvise. Vechiduku vanofanira kutarisira kuchengetedza nekadhi ravo: pane $ 10 kuti vatsive kadhi uye $ 15 kuti vatsive kadhi yacho nekubudisa pachena.
Best card debit kumhanya kwenyika dzose .