3 Madireji Akanakisisa Okutengesa Kwenyika Munyika Yose muna 2018

& copy; Alexander Spatari / Moment / Getty

Pane nguva yakareba yezvinhu zvaunofunga kuti wakazvifukidza paunenge uchibva kunze kwenyika-kufanana nekuita kuti unogona kushandisa mari. Pamberi pejet-uchienda kune yako inotevera kuenda kunzvimbo huru, tora matanho mashomanana ekuwedzera kuti uone kuti unogona kuwana mari yako kana uchida kunze kwekubhadhara tani yemari inowanikwa. Semuenzaniso, mamwe makadhi ekubhadhara anotengesa mari yekunze yeATM paunoshandisa ATM kune imwe nyika.

Iwe unogonawo kubhadhara mari yakawedzerwa kutendeuka kana mari yekutengeserana kune dzimwe nyika pamutambo umwe neumwe waunoita. Makadhi ekubhadharira maitiro ekufambisa kwenyika dzakawanda achakubatsira kuderedza kana kubvisa mari iyo.

Kushandisa kadhi yebhadharo pamusoro pekadhi rechikwereti kunogona kubatsira. Sezvo kadhi yebhadharo inobatanidzwa nebhangi yako yebhangi saka apo iwe shandura mari yacho inotorwa kubva pakero yako yekuongorora. Izvi zvinoreva kuti haufaniri kunetseka nezvekubhadhara chikwereti chekwereti chekwereti. Iwe unoda kutora Visa kana MasterCard debit kadi sezvo yakanyanya kugamuchirwa pasi pose.

Kushandisa kadhi yebhadharo yekufamba munyika dzakawanda kunobatsirawo kubvisa mari yemunharaunda kubva kuATM kuitira zvinhu zvakadai semazano uye kubhadhara vatengesi vasingagamuchiri chikwereti kana kubhadhara makadhi. Iwe haungadi kushandisa kadhi rechikwereti paATM kubva apo mutengesi waizotapwa semari inodhura mari inotangira . Saka ndeipi iyo makadhi ekubhadhara mazano kune dzimwe nyika?

Ngatitarisei.

Kutendeka Cash Management Account

Sezvo mutengi weAkidenti Cash Account, unogamuchira Fidelity Visa Gold Check Card, iyo ndiyo imwe yemakadhi akakodzera ekufamba munyika dzose. Famba maATM anopfuura mamiriyoni ega munyika yose uye udzorere mari yeATM iwe unotorwa kubva kune mamwe ma ATM.

EMV teknolojia inochengetedza ruzivo rwako runoparadzirwa zvakanaka apo uri kutenga kutenga uye kutora kubva kuATM, kuchengetedza account yako kubva munguva yemberi ufeve.

Kadhi haisi kungochengetedza pamari yeATM, inosanganisirawo zvishoma zvinowanikwa zvinowanikwa zvakanaka panguva yauri kufamba munyika yose. NeChite Visa Gold Check Card, iwe uchatorawo mazuva makumi mapfumbamwe, warwendo uye rubatsiro rwekukurumidzira, inshumo yenjodzi yenjodzi yekufambisa, uye kubhadhara kushandiswa kwekurwisana kwevashandi.

PaFidelty Cash Management Account iwe hauzobhadhara mari yemwedzi. Iwe haufaniri kuchengetedza chikamu chepamwedzi chemari. Uyezve, mari yako inobhadhara kusvika $ 1,250,000. Iko katanhatu kupfuura mamwe mabhanki.

Charles Schwab High Kuzvipira Kwekutsvaga Kuongorora

NeCharles Schwab High Chikwata Chekuita Chekuita Chekuita, haugoni kuripa chero mari yekuongorora yako. Izvozvo zvinoreva kwete mari yeATM apo iwe uchishandisa ATM mune imwe nyika uye hapana mari yekudzvitsinhanisa mari yekunze kana iwe ukabvisa mari mune imwe mari. Ramba uchiyeuka kuti kana ukashandisa ATM kunze kwebhanhire rebhangi rako, mutori weATM anogona kukubhadharai mari. Iwe haugoni kudzivisa mari, asi Charles Schwab achakudzosera iyo zvakare kwauri pasina mitsara pamitero.

Hapanawo mari yebasa kana kuti zvigadzirisiti zvekambani, pamwe chete iwe unogona kuwana kusvika ku 0,20 muzana APY pakero yako ye-akhawunti (nguva dzose chengetera nebhangi nokuda kweiyo yakawanda yezvibereko zvekurima).

Iwe unodawo kuzarura nekubatanidza Shwab One rekwereti yekodha iyo inogona kuvhurwa nekuchengetedzwa pasina mari. Mari yekodhadhi inopa kukwanisa kutengesa mishonga, bhonasi, mutengo wemari, pamwe nemimwe michina yemari.

Guta Rimwe 360 ​​Checking Account

Kana iwe usingadi ruzha rwekuvhara kambani yekuparadzanisa, funga Capital One 360 ​​Checking Account yebhadhi rebhadhiro rekufamba kwenyika dzose. Nhoroondo yacho inouya neChristal Card debit, imwe yemakadhi ekukweretwa akawanda kwazvo munyika yose.

Capital One haibhadhara mari yekubhadhara kune dzimwe nyika pamitambo inoshandiswa mune dzimwe mari iyo inoreva kuti iwe unogona kushandisa kadi yako yebhadharo yekutenga pasina kubhadhara mari yekushandurwa.

Kana iwe ukwanisa kuwana Capital One kana Allpoint ATM uchiri kufamba iwe haufaniri kubhadhara mari yeATM kana. Iro network network inosanganisira maATM anopfuura 55 000 pasi rose. Iwe unogona kutora app kune smartphone yako kuti uwane All Point ATM pedyo newe.

Iwe unogona kuzarura Capital One 360 ​​Checking Account pasina zvishoma zvidhi uye pasina huwandu hwehutano hunoda. Iwe unogonawo kuwana chikwereti pachiyero chako: 0,20 muzana pane zviyero pasi pe $ 50,000; 0.75 muzana pane zviyero pasi pe $ 100,000; uye 1,00 muzana pamabhalani anodarika $ 100,000.